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Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.
Satin Creditcare NetworkNSE:SATIN -4.16%64 PEG Ratio is 0.12 as of Jul. 17, 2026, which is 20% below its 10-year median of 0.15. GuruFocus rates NSE:SATIN with a GF Score™ of 64/100 and a GF Value™ of ₹177.00 (Significantly Overvalued). The stock has 7 warning signs investors should review. Among 233 Credit Services companies, Satin Creditcare Network ranks better than 92.27% on this metric.
* The 5-Year EBITDA Growth Rate is the 5-year average EBITDA per share growth rate. While the denominator is a percentage, we use the whole number as opposed to the decimal form for the calculation. For example, 5% would be shown as 5 as opposed to 0.05. If it's smaller than or equal to 0, then the PEG Ratio is not calculated.
The historical rank and industry rank for Satin Creditcare Network's PEG Ratio or its related term are showing as below:
NSE:SATIN'
s PEG Ratio Range Over the Past 10 Years
Min: 0.1 Med: 0.15 Max: 0.32
Current: 0.12
During the past 13 years, Satin Creditcare Network's highest PEG Ratio was 0.32. The lowest was 0.10. And the median was 0.15.
NSE:SATIN's PEG Ratio is ranked better than 92.27% of 233
companies
in the Credit Services industry
Industry Median: 0.91
vs NSE:SATIN: 0.12
Peter Lynch thinks a company with a P/E ratio equal to its growth rate is fairly valued.
Satin Creditcare Network (NSE:SATIN) PEG Ratio Explanation
To compare stocks with different growth rates, Peter Lynch invented a ratio called PEG Ratio. PEG Ratio is defined as the P/E ratio divided by the growth ratio. He thinks a company with a P/E ratio equal to its growth rate is fairly valued. Still he said he would rather buy a company growing 20% a year with a P/E of 20, instead of a company growing 10% a year with a P/E of 10.
Satin Creditcare Network PEG Ratio Related Terms
Satin Creditcare Network PEG Ratio Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Credit Services subindustry, Satin Creditcare Network's PEG Ratio, along with its competitors' market caps and PEG Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Satin Creditcare Network PEG Ratio vs Credit Services Industry
For the Credit Services industry and Financial Services sector, Satin Creditcare Network's PEG Ratio distribution charts can be found below:
* The bar in red indicates where Satin Creditcare Network's PEG Ratio falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
* Note: The 5-Year EBITDA Growth Rate is the 5-year average EBITDA per share growth rate. While the denominator is a percentage, we use the whole number as opposed to the decimal form for the calculation. For example, 5% would be shown as 5 as opposed to 0.05. If it's smaller than or equal to 0, then the PEG Ratio is not calculated.
Satin Creditcare Network (NSE:SATIN) has a PEG Ratio of 0.12 as of Jul. 17, 2026. Price-earnings to growth ratio is the ratio of price-earnings to a company's earnings growth rate. View historical data on Satin Creditcare Network and its competitors. This is 20% below median its historical median of 0.15. Over the past decade, Satin Creditcare Network's PEG Ratio has ranged from 0.10 to 0.32. According to the industry distribution chart, Satin Creditcare Network ranks #18 out of 233 companies in the Credit Services industry, placing it in the top 7.7%.
Is Satin Creditcare Network's PEG Ratio too high?
Satin Creditcare Network's current PEG Ratio of 0.12 is 20% below median its 10-year median of 0.15. Over the past 10 years, this metric has ranged from a low of 0.10 to a high of 0.32. The Credit Services industry median PEG Ratio is 0.91. Satin Creditcare Network's value of 0.12 is 86.8% below this industry median. Based on the distribution chart, Satin Creditcare Network ranks #18 out of 233 companies in the Credit Services industry, which is in the top quartile — a strong position relative to peers. Overall, Satin Creditcare Network has a GF Score™ of 64/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Satin Creditcare Network's PEG Ratio compare to V and MA?
According to the Credit Services industry distribution chart, Satin Creditcare Network ranks #18 out of 233 companies for PEG Ratio. This places Satin Creditcare Network in the top 8% of its industry — outperforming the majority of peers. The industry median PEG Ratio is 0.91. Satin Creditcare Network's value of 0.12 is 86.8% below this benchmark. Historically, Satin Creditcare Network's own PEG Ratio has ranged from 0.10 to 0.32 over the past decade. While the company's 10-year median is 0.15 vs. the industry median of 0.91, Satin Creditcare Network has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good PEG Ratio for a Credit Services company?
The median PEG Ratio among Credit Services companies is 0.91, based on 233 companies in the industry. Companies in the top quartile (top 25%) have a PEG Ratio significantly above this median, while those in the bottom quartile fall well below. However, PEG Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Satin Creditcare Network's current PEG Ratio of 0.12 is 86.8% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high PEG Ratio mean?
A high PEG Ratio can signal that a stock is expensive relative to its fundamentals. Price-earnings to growth ratio is the ratio of price-earnings to a company's earnings growth rate. View historical data on Satin Creditcare Network and its competitors. For the Credit Services industry, the median PEG Ratio is 0.91 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Satin Creditcare Network's current PEG Ratio is 0.12, which is 20% below median its own 10-year median of 0.15. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Satin Creditcare Network stock overvalued right now?
Based on GuruFocus' analysis, Satin Creditcare Network (NSE:SATIN) is currently considered Significantly Overvalued. The stock's GF Value™ is ₹177.00, compared to a current price of ₹255.07 — trading 44.1% above its estimated fair value. The current PEG Ratio is 0.12, which is 20% below median its 10-year median of 0.15 and 86.8% below the Credit Services industry median of 0.91. Satin Creditcare Network's overall GF Score™ is 64/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is PEG Ratio calculated?
PEG Ratio is calculated from a company's financial statements. For Satin Creditcare Network (NSE:SATIN), the current PEG Ratio is 0.12 as of Jul. 17, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Satin Creditcare Network (NSE:SATIN) Overvalued in 2026?
Based on GuruFocus' analysis, Satin Creditcare Network stock appears to be overvalued.
The current stock price of ₹255.07 is trading 44.1% above its estimated GF Value™ of ₹177.00.
GuruFocus considers Satin Creditcare Network to be Significantly Overvalued.
Key valuation signals for NSE:SATIN:
PEG Ratio: 0.12 (20% below median its 10-year median of 0.15)
GF Value™: ₹177.00 vs. price of ₹255.07 (44.1% above fair value)
Industry Position: 86.8% below the Credit Services median (#18 of 233)
No single metric tells the full story. See the NSE:SATIN stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Satin Creditcare Network Ltd is a micro-finance company based in India. Its core services are non-banking financial services. The company also offers loans to individual businesses; loans to micro, small and medium enterprises, product loans for financing the purchase of solar lamps, bicycles, and consumer durables, and loans for the development of water connections and sanitation facilities. Geographically, it operates only in India. The Company operates in a single reportable segment i.e. financing which has similar risks and returns. The Company derives its maximum revenues from financing activities and its customers are widespread.
64GF Score
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