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Bangkok Life Assurance PCLBKK:BLA-R 62 3-Year Book Growth Rate is 7.20% as of Mar. 2026, which is 39% below its 10-year median of 11.80. GuruFocus rates BKK:BLA-R with a GF Score™ of 62/100 and a GF Value™ of ฿16.75. The stock has 6 warning signs investors should review. Among 481 Insurance companies, Bangkok Life Assurance PCL ranks worse than 55.93% on this metric.
During the past 12 months, Bangkok Life Assurance PCL's average Book Value per Share Growth Rate was 11.10% per year.
During the past 3 years, the average Book Value per Share Growth Rate was 7.20% per year.
During the past 5 years, the average Book Value per Share Growth Rate was 2.60% per year.
During the past 10 years, the average Book Value per Share Growth Rate was 5.40% per year.
Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the average Book Value per Share growth rate.
During the past 13 years, the highest 3-Year average Book Value per Share Growth Rate of Bangkok Life Assurance PCL was 54.20% per year. The lowest was -1.50% per year. And the median was 11.80% per year.
Bangkok Life Assurance PCL (BKK:BLA-R) 3-Year Book Growth Rate Explanation
Book Value per Share is the ratio of equity available to common shareholders divided by the shares outstanding. Book value per share effectively indicates a firm's net asset value on a per-share basis. It can be used by investors to gauge whether a stock price is undervalued by comparing it to the firm's market value per share. Theoretically, it is what the shareholders will receive if the company is liquidated.
Bangkok Life Assurance PCL 3-Year Book Growth Rate Related Terms
BKK:BLA-R vs AFL, MET, PRU: 3-Year Book Growth Rate Comparison
For the Insurance - Life subindustry, Bangkok Life Assurance PCL's 3-Year Book Growth Rate, along with its competitors' market caps and 3-Year Book Growth Rate data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Bangkok Life Assurance PCL 3-Year Book Growth Rate vs Insurance Industry
For the Insurance industry and Financial Services sector, Bangkok Life Assurance PCL's 3-Year Book Growth Rate distribution charts can be found below:
* The bar in red indicates where Bangkok Life Assurance PCL's 3-Year Book Growth Rate falls into.
Bangkok Life Assurance PCL 3-Year Book Growth Rate Calculation
This is the 3-year average growth rate of Book Value per Share. The growth rate is calculated using exponential compounding based on the latest four year annual data.
Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the average Book Value per Share growth rate.
What does a 3-Year Book Growth Rate of 7.20% mean?
Bangkok Life Assurance PCL (BKK:BLA-R) has a 3-Year Book Growth Rate of 7.20% as of Mar. 2026. 3-Year Book Growth Rate is the 3-year average growth rate of Book Value per Share. View historical data for Bangkok Life Assurance PCL and its competitors. This is 39% below median its historical median of 11.80. According to the industry distribution chart, Bangkok Life Assurance PCL ranks #269 out of 481 companies in the Insurance industry, placing it in the top 55.9%.
Is Bangkok Life Assurance PCL's 3-Year Book Growth Rate too high?
Bangkok Life Assurance PCL's current 3-Year Book Growth Rate of 7.20% is 39% below median its 10-year median of 11.80. The Insurance industry median 3-Year Book Growth Rate is 8.50. Bangkok Life Assurance PCL's value of 7.20% is 15.3% below this industry median. Based on the distribution chart, Bangkok Life Assurance PCL ranks #269 out of 481 companies in the Insurance industry, which is below the industry midpoint. Overall, Bangkok Life Assurance PCL has a GF Score™ of 62/100, reflecting its overall financial health beyond just this single metric.
How does Bangkok Life Assurance PCL's 3-Year Book Growth Rate compare to AFL and MET?
According to the Insurance industry distribution chart, Bangkok Life Assurance PCL ranks #269 out of 481 companies for 3-Year Book Growth Rate. This places Bangkok Life Assurance PCL in the lower half of its industry. The industry median 3-Year Book Growth Rate is 8.50. Bangkok Life Assurance PCL's value of 7.20% is 15.3% below this benchmark. While the company's 10-year median is 11.80 vs. the industry median of 8.50, Bangkok Life Assurance PCL has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 3-Year Book Growth Rate for an Insurance company?
The median 3-Year Book Growth Rate among Insurance companies is 8.50, based on 481 companies in the industry. Companies in the top quartile (top 25%) have a 3-Year Book Growth Rate significantly above this median, while those in the bottom quartile fall well below. However, 3-Year Book Growth Rate should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Bangkok Life Assurance PCL's current 3-Year Book Growth Rate of 7.20% is 15.3% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 3-Year Book Growth Rate mean?
A high 3-Year Book Growth Rate can signal that a stock is expensive relative to its fundamentals. 3-Year Book Growth Rate is the 3-year average growth rate of Book Value per Share. View historical data for Bangkok Life Assurance PCL and its competitors. For the Insurance industry, the median 3-Year Book Growth Rate is 8.50 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Bangkok Life Assurance PCL's current 3-Year Book Growth Rate is 7.20%, which is 39% below median its own 10-year median of 11.80. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Bangkok Life Assurance PCL stock overvalued right now?
Bangkok Life Assurance PCL (BKK:BLA-R) has a current 3-Year Book Growth Rate of 7.20%. The stock's GF Value™ is ฿16.75, compared to a current price of ฿19.39 — trading 15.8% above its estimated fair value. The current 3-Year Book Growth Rate is 7.20%, which is 39% below median its 10-year median of 11.80 and 15.3% below the Insurance industry median of 8.50. Bangkok Life Assurance PCL's overall GF Score™ is 62/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 3-Year Book Growth Rate calculated?
3-Year Book Growth Rate is calculated from a company's financial statements. For Bangkok Life Assurance PCL (BKK:BLA-R), the current 3-Year Book Growth Rate is 7.20% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Bangkok Life Assurance PCL (BKK:BLA-R) Overvalued in 2026?
Based on GuruFocus' analysis, Bangkok Life Assurance PCL stock appears to be overvalued.
The current stock price of ฿19.39 is trading 15.8% above its estimated GF Value™ of ฿16.75.
Key valuation signals for BKK:BLA-R:
3-Year Book Growth Rate: 7.20% (39% below median its 10-year median of 11.80)
GF Value™: ฿16.75 vs. price of ฿19.39 (15.8% above fair value)
Industry Position: 15.3% below the Insurance median (#269 of 481)
No single metric tells the full story. See the BKK:BLA-R stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Bangkok Life Assurance PCL is a Thai financial services group engaged in life insurance services. Its product portfolio contains life insurance, general insurance, mutual funds, credit protection plans, home loans, and bancassurance products, serving both individuals and corporations. The company, along with its subsidiaries, operates its core business in a single segment, which is the life insurance business, and in a single geographic area, which is Thailand.
62GF Score
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