Bangkok Life Assurance PCL (BKK:BLA-R) Pretax Margin %: 31.29% (As of Mar. 2026) — 235% Above Median


BKK:BLA-R Bangkok Life Assurance PCL BKK:BLA-R
62 GF Score
Price ฿19.39
GF Value ฿17.87
! 4 Warning Signs
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What is Bangkok Life Assurance PCL Pretax Margin %?

Bangkok Life Assurance PCL BKK:BLA-R 62 Pretax Margin % is 31.29% as of Mar. 2026, which is 235% above its 10-year median of 9.35. GuruFocus rates BKK:BLA-R with a GF Score™ of 62/100 and a GF Value™ of ฿17.87. The stock has 4 warning signs investors should review. Among 501 Insurance companies, Bangkok Life Assurance PCL ranks better than 90.02% on this metric.

Pre-Tax margin is calculated as Pre-Tax Income divided by its Revenue. Bangkok Life Assurance PCL's Pre-Tax Income for the three months ended in Mar. 2026 was ฿1,910 Mil. Bangkok Life Assurance PCL's Revenue for the three months ended in Mar. 2026 was ฿6,103 Mil. Therefore, Bangkok Life Assurance PCL's pretax margin for the quarter that ended in Mar. 2026 was 31.29%.

The historical rank and industry rank for Bangkok Life Assurance PCL's Pretax Margin % or its related term are showing as below:

BKK:BLA-R' s Pretax Margin % Range Over the Past 10 Years
Min: 3.76   Med: 9.35   Max: 36.74
Current: 36.74


BKK:BLA-R's Pretax Margin % is ranked better than
90.02% of 501 companies
in the Insurance industry
Industry Median: 12.04 vs BKK:BLA-R: 36.74

Bangkok Life Assurance PCL  (BKK:BLA-R) Pretax Margin % Explanation

The pretax margin, as know as pretax profit margin, is widely used to measure the operating efficiency of a company before deducting taxes.

The pretax margin is sometimes preferred over the net margin as tax expenditures can make profitability comparisons between companies misleading.

It is a useful tool to compare companies operating in the same sector and less effective when comparing companies from other sectors as each industry generally has different operating expenses and sales patterns.

The long term trend of the pretax margin is a good indicator of the competitiveness and health of the business.


Bangkok Life Assurance PCL Pretax Margin % Related Terms


Bangkok Life Assurance PCL Pretax Margin % Historical Data

* Premium members only.

The historical data trend for Bangkok Life Assurance PCL's Pretax Margin % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Bangkok Life Assurance PCL Pretax Margin % Chart

Bangkok Life Assurance PCL Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Pretax Margin %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 7.91 7.86 6.66 23.12 31.32

Bangkok Life Assurance PCL Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Pretax Margin % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 21.13 50.72 38.27 28.83 31.29

BKK:BLA-R vs AFL, MET, PRU: Pretax Margin % Comparison

For the Insurance - Life subindustry, Bangkok Life Assurance PCL's Pretax Margin %, along with its competitors' market caps and Pretax Margin % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Bangkok Life Assurance PCL Pretax Margin % vs Insurance Industry

For the Insurance industry and Financial Services sector, Bangkok Life Assurance PCL's Pretax Margin % distribution charts can be found below:

* The bar in red indicates where Bangkok Life Assurance PCL's Pretax Margin % falls into.


BKK:BLA-R
62GF Score
Bangkok Life Assurance PCL BKK:BLA-R
Pretax Margin % is just one metric. See GF Score™, valuation, warning signs, and more.
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Bangkok Life Assurance PCL Pretax Margin % Calculation

Pretax margin - also known as pretax profit margin is the ratio of Pretax Income divided by net sales or Revenue, usually presented in percent.

Bangkok Life Assurance PCL's Pretax Margin for the fiscal year that ended in Dec. 2025 is calculated as

Pretax Margin=Pre-Tax Income (A: Dec. 2025 )/Revenue (A: Dec. 2025 )
=8040.69/25672.794
=31.32 %

Bangkok Life Assurance PCL's Pretax Margin for the quarter that ended in Mar. 2026 is calculated as

Pretax Margin=Pre-Tax Income (Q: Mar. 2026 )/Revenue (Q: Mar. 2026 )
=1910.001/6103.369
=31.29 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Pretax Margin % →
What does a Pretax Margin % of 31.29% mean?
Bangkok Life Assurance PCL (BKK:BLA-R) has a Pretax Margin % of 31.29% as of Mar. 2026. Pre-Tax margin is the ratio of total pre-tax income to net sales. View historical data on Bangkok Life Assurance PCL and its competitors. This is 235% above median its historical median of 9.35. Over the past decade, Bangkok Life Assurance PCL's Pretax Margin % has ranged from 3.76 to 36.74. According to the industry distribution chart, Bangkok Life Assurance PCL ranks #50 out of 501 companies in the Insurance industry, placing it in the top 10%.
Is Bangkok Life Assurance PCL's Pretax Margin % too high?
Bangkok Life Assurance PCL's current Pretax Margin % of 31.29% is 235% above median its 10-year median of 9.35. Over the past 10 years, this metric has ranged from a low of 3.76 to a high of 36.74. The Insurance industry median Pretax Margin % is 12.04. Bangkok Life Assurance PCL's value of 31.29% is 159.9% above this industry median. Based on the distribution chart, Bangkok Life Assurance PCL ranks #50 out of 501 companies in the Insurance industry, which is in the top quartile — a strong position relative to peers. Overall, Bangkok Life Assurance PCL has a GF Score™ of 62/100, reflecting its overall financial health beyond just this single metric.
How does Bangkok Life Assurance PCL's Pretax Margin % compare to AFL and MET?
According to the Insurance industry distribution chart, Bangkok Life Assurance PCL ranks #50 out of 501 companies for Pretax Margin %. This places Bangkok Life Assurance PCL in the top 10% of its industry — outperforming the majority of peers. The industry median Pretax Margin % is 12.04. Bangkok Life Assurance PCL's value of 31.29% is 159.9% above this benchmark. Historically, Bangkok Life Assurance PCL's own Pretax Margin % has ranged from 3.76 to 36.74 over the past decade. While the company's 10-year median is 9.35 vs. the industry median of 12.04, Bangkok Life Assurance PCL has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Pretax Margin % for an Insurance company?
The median Pretax Margin % among Insurance companies is 12.04, based on 501 companies in the industry. Companies in the top quartile (top 25%) have a Pretax Margin % significantly above this median, while those in the bottom quartile fall well below. However, Pretax Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Bangkok Life Assurance PCL's current Pretax Margin % of 31.29% is 159.9% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Pretax Margin % mean?
A high Pretax Margin % can signal that a stock is expensive relative to its fundamentals. Pre-Tax margin is the ratio of total pre-tax income to net sales. View historical data on Bangkok Life Assurance PCL and its competitors. For the Insurance industry, the median Pretax Margin % is 12.04 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Bangkok Life Assurance PCL's current Pretax Margin % is 31.29%, which is 235% above median its own 10-year median of 9.35. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Bangkok Life Assurance PCL stock overvalued right now?
Bangkok Life Assurance PCL (BKK:BLA-R) has a current Pretax Margin % of 31.29%. The stock's GF Value™ is ฿17.87, compared to a current price of ฿19.39 — trading 8.5% above its estimated fair value. The current Pretax Margin % is 31.29%, which is 235% above median its 10-year median of 9.35 and 159.9% above the Insurance industry median of 12.04. Bangkok Life Assurance PCL's overall GF Score™ is 62/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Pretax Margin % calculated?
Pretax Margin % is calculated from a company's financial statements. For Bangkok Life Assurance PCL (BKK:BLA-R), the current Pretax Margin % is 31.29% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Bangkok Life Assurance PCL (BKK:BLA-R) Overvalued in 2026?

Based on GuruFocus' analysis, Bangkok Life Assurance PCL stock appears to be overvalued. The current stock price of ฿19.39 is trading 8.5% above its estimated GF Value™ of ฿17.87.

Key valuation signals for BKK:BLA-R:

  • Pretax Margin %: 31.29% (235% above median its 10-year median of 9.35)
  • GF Value™: ฿17.87 vs. price of ฿19.39 (8.5% above fair value)
  • GF Score™: 62/100 with 4 warning signs
  • Industry Position: 159.9% above the Insurance median (#50 of 501)

No single metric tells the full story. See the BKK:BLA-R stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Bangkok Life Assurance PCL Business Description

Address No. 1415, Krungthep - Nonthaburi Road, Wong Sawang Subdistrict, Bangsue District, Bangkok, THA, 10800
Bangkok Life Assurance PCL is a Thai financial services group engaged in life insurance services. Its product portfolio contains life insurance, general insurance, mutual funds, credit protection plans, home loans, and bancassurance products, serving both individuals and corporations. The company, along with its subsidiaries, operates its core business in a single segment, which is the life insurance business, and in a single geographic area, which is Thailand.
62GF Score

Get the complete analysis for BKK:BLA-R

Pretax Margin % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

฿19.39
Price
฿17.87
GF Value