Bangkok Life Assurance PCL (BKK:BLA-R) FCF Margin %: -64.58% (As of Mar. 2026)


BKK:BLA-R Bangkok Life Assurance PCL BKK:BLA-R
62 GF Score
Price ฿19.39
GF Value ฿17.87
! 4 Warning Signs
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What is Bangkok Life Assurance PCL FCF Margin %?

Bangkok Life Assurance PCL BKK:BLA-R 62 FCF Margin % is -64.58% as of Mar. 2026. GuruFocus rates BKK:BLA-R with a GF Score™ of 62/100 and a GF Value™ of ฿17.87. The stock has 4 warning signs investors should review. Among 501 Insurance companies, Bangkok Life Assurance PCL ranks worse than 90.62% on this metric.

FCF Margin % is calculated as Free Cash Flow divided by its Revenue. Bangkok Life Assurance PCL's Free Cash Flow for the three months ended in Mar. 2026 was ฿-3,941 Mil. Bangkok Life Assurance PCL's Revenue for the three months ended in Mar. 2026 was ฿6,103 Mil. Therefore, Bangkok Life Assurance PCL's FCF Margin % for the quarter that ended in Mar. 2026 was -64.58%.

As of today, Bangkok Life Assurance PCL's current FCF Yield % is -6.31%.

The historical rank and industry rank for Bangkok Life Assurance PCL's FCF Margin % or its related term are showing as below:

BKK:BLA-R' s FCF Margin % Range Over the Past 10 Years
Min: -20.24   Med: 4.81   Max: 13.61
Current: -10.77


During the past 13 years, the highest FCF Margin % of Bangkok Life Assurance PCL was 13.61%. The lowest was -20.24%. And the median was 4.81%.

BKK:BLA-R's FCF Margin % is ranked worse than
90.62% of 501 companies
in the Insurance industry
Industry Median: 9.6 vs BKK:BLA-R: -10.77


Bangkok Life Assurance PCL FCF Margin % Related Terms


Bangkok Life Assurance PCL FCF Margin % Historical Data

* Premium members only.

The historical data trend for Bangkok Life Assurance PCL's FCF Margin % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Bangkok Life Assurance PCL FCF Margin % Chart

Bangkok Life Assurance PCL Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
FCF Margin %
Get a 7-Day Free Trial Premium Member Only Premium Member Only -0.09 13.61 9.71 -20.24 -9.28

Bangkok Life Assurance PCL Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
FCF Margin % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only -65.59 45.67 5.38 -21.63 -64.58

BKK:BLA-R vs AFL, MET, PRU: FCF Margin % Comparison

For the Insurance - Life subindustry, Bangkok Life Assurance PCL's FCF Margin %, along with its competitors' market caps and FCF Margin % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Bangkok Life Assurance PCL FCF Margin % vs Insurance Industry

For the Insurance industry and Financial Services sector, Bangkok Life Assurance PCL's FCF Margin % distribution charts can be found below:

* The bar in red indicates where Bangkok Life Assurance PCL's FCF Margin % falls into.


BKK:BLA-R
62GF Score
Bangkok Life Assurance PCL BKK:BLA-R
FCF Margin % is just one metric. See GF Score™, valuation, warning signs, and more.
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Bangkok Life Assurance PCL FCF Margin % Calculation

FCF margin is the ratio of Free Cash Flow divided by net sales or Revenue, usually presented in percent.

Bangkok Life Assurance PCL's FCF Margin for the fiscal year that ended in Dec. 2025 is calculated as

FCF Margin=Free Cash Flow (A: Dec. 2025 )/Revenue (A: Dec. 2025 )
=-2382.93/25672.794
=-9.28 %

Bangkok Life Assurance PCL's FCF Margin for the quarter that ended in Mar. 2026 is calculated as

FCF Margin=Free Cash Flow (Q: Mar. 2026 )/Revenue (Q: Mar. 2026 )
=-3941.455/6103.369
=-64.58 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about FCF Margin % →
What does a FCF Margin % of -64.58% mean?
Bangkok Life Assurance PCL (BKK:BLA-R) has a FCF Margin % of -64.58% as of Mar. 2026. Free cash flow margin is the ratio of total free cash flow to net sales. View historical data on Bangkok Life Assurance PCL and its competitors. According to the industry distribution chart, Bangkok Life Assurance PCL ranks #454 out of 501 companies in the Insurance industry, placing it in the top 90.6%.
Is Bangkok Life Assurance PCL's FCF Margin % too high?
Bangkok Life Assurance PCL's current FCF Margin % is -64.58%. Based on the distribution chart, Bangkok Life Assurance PCL ranks #454 out of 501 companies in the Insurance industry, which is in the bottom quartile relative to peers. Overall, Bangkok Life Assurance PCL has a GF Score™ of 62/100, reflecting its overall financial health beyond just this single metric.
How does Bangkok Life Assurance PCL's FCF Margin % compare to AFL and MET?
According to the Insurance industry distribution chart, Bangkok Life Assurance PCL ranks #454 out of 501 companies for FCF Margin %. This places Bangkok Life Assurance PCL in the lower half of its industry. The industry median FCF Margin % is 9.60. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good FCF Margin % for an Insurance company?
The median FCF Margin % among Insurance companies is 9.60, based on 501 companies in the industry. Companies in the top quartile (top 25%) have a FCF Margin % significantly above this median, while those in the bottom quartile fall well below. However, FCF Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high FCF Margin % mean?
A high FCF Margin % can signal that a stock is expensive relative to its fundamentals. Free cash flow margin is the ratio of total free cash flow to net sales. View historical data on Bangkok Life Assurance PCL and its competitors. For the Insurance industry, the median FCF Margin % is 9.60 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Bangkok Life Assurance PCL's current FCF Margin % is -64.58%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Bangkok Life Assurance PCL stock overvalued right now?
Bangkok Life Assurance PCL (BKK:BLA-R) has a current FCF Margin % of -64.58%. The stock's GF Value™ is ฿17.87, compared to a current price of ฿19.39 — trading 8.5% above its estimated fair value. The current FCF Margin % is -64.58%. Bangkok Life Assurance PCL's overall GF Score™ is 62/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is FCF Margin % calculated?
FCF Margin % is calculated from a company's financial statements. For Bangkok Life Assurance PCL (BKK:BLA-R), the current FCF Margin % is -64.58% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Bangkok Life Assurance PCL (BKK:BLA-R) Overvalued in 2026?

Based on GuruFocus' analysis, Bangkok Life Assurance PCL stock appears to be overvalued. The current stock price of ฿19.39 is trading 8.5% above its estimated GF Value™ of ฿17.87.

Key valuation signals for BKK:BLA-R:

  • FCF Margin %: -64.58%
  • GF Value™: ฿17.87 vs. price of ฿19.39 (8.5% above fair value)
  • GF Score™: 62/100 with 4 warning signs

No single metric tells the full story. See the BKK:BLA-R stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Bangkok Life Assurance PCL Business Description

Address No. 1415, Krungthep - Nonthaburi Road, Wong Sawang Subdistrict, Bangsue District, Bangkok, THA, 10800
Bangkok Life Assurance PCL is a Thai financial services group engaged in life insurance services. Its product portfolio contains life insurance, general insurance, mutual funds, credit protection plans, home loans, and bancassurance products, serving both individuals and corporations. The company, along with its subsidiaries, operates its core business in a single segment, which is the life insurance business, and in a single geographic area, which is Thailand.
62GF Score

Get the complete analysis for BKK:BLA-R

FCF Margin % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

฿19.39
Price
฿17.87
GF Value