Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's
EBIT
by its Interest Expense. Bangkok Life Assurance PCL's
EBIT
for the
three
months ended in Mar. 2026 was ฿0 Mil. Bangkok Life Assurance PCL's Interest Expense for the
three
months ended in Mar. 2026 was ฿-2 Mil.
did not have earnings to cover the interest expense.
The higher the ratio, the stronger the company's financial strength is.
The historical rank and industry rank for Bangkok Life Assurance PCL's Interest Coverage or its related term are showing as below:
BKK:BLA-R's Interest Coverage is not ranked *
in the Insurance industry.
Industry Median: 16.23 * Ranked among companies with meaningful Interest Coverage only.
Bangkok Life Assurance PCL (BKK:BLA-R) Interest Coverage Explanation
Ben Graham requires that a company has a minimum interest coverage of 5 with the companies he invested. If the interest coverage is less than 2, the company is burdened by debt. Any business slow or recession may drag the company into a situation where it cannot pay the interest on its debt.
Interest Coverage is an important factor when GuruFocus ranks a company's overage Financial Strength .
Bangkok Life Assurance PCL Interest Coverage Related Terms
Bangkok Life Assurance PCL Interest Coverage Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Note: For Interest Coverage, "No debt" indicates no long-term debt. An indication of "No Debt" does not necessarily mean that the company has no long-term debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.
Bangkok Life Assurance PCL Interest Coverage Chart
BKK:BLA-R vs AFL, MET, PRU: Interest Coverage Comparison
For the Insurance - Life subindustry, Bangkok Life Assurance PCL's Interest Coverage, along with its competitors' market caps and Interest Coverage data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Bangkok Life Assurance PCL Interest Coverage vs Insurance Industry
For the Insurance industry and Financial Services sector, Bangkok Life Assurance PCL's Interest Coverage distribution charts can be found below:
* The bar in red indicates where Bangkok Life Assurance PCL's Interest Coverage falls into.
Bangkok Life Assurance PCL Interest Coverage Calculation
Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income (EBIT) by its Interest Expense:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
What does a Interest Coverage of 0 (At Loss) mean?
Bangkok Life Assurance PCL (BKK:BLA-R) has a Interest Coverage of 0 (At Loss) as of Mar. 2026. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Bangkok Life Assurance PCL and its competitors. According to the industry distribution chart, Bangkok Life Assurance PCL ranks #999999 out of 351 companies in the Insurance industry.
Is Bangkok Life Assurance PCL's Interest Coverage too high?
Bangkok Life Assurance PCL's current Interest Coverage is 0 (At Loss). Based on the distribution chart, Bangkok Life Assurance PCL ranks #999999 out of 351 companies in the Insurance industry, which is in the bottom quartile relative to peers. Overall, Bangkok Life Assurance PCL has a GF Score™ of 62/100, reflecting its overall financial health beyond just this single metric.
How does Bangkok Life Assurance PCL's Interest Coverage compare to AFL and MET?
According to the Insurance industry distribution chart, Bangkok Life Assurance PCL ranks #999999 out of 351 companies for Interest Coverage. This places Bangkok Life Assurance PCL in the lower half of its industry. The industry median Interest Coverage is 16.23. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Interest Coverage for an Insurance company?
The median Interest Coverage among Insurance companies is 16.23, based on 351 companies in the industry. Companies in the top quartile (top 25%) have a Interest Coverage significantly above this median, while those in the bottom quartile fall well below. However, Interest Coverage should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Interest Coverage mean?
A high Interest Coverage can signal that a stock is expensive relative to its fundamentals. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Bangkok Life Assurance PCL and its competitors. For the Insurance industry, the median Interest Coverage is 16.23 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Bangkok Life Assurance PCL's current Interest Coverage is 0 (At Loss). However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Bangkok Life Assurance PCL stock overvalued right now?
Bangkok Life Assurance PCL (BKK:BLA-R) has a current Interest Coverage of 0 (At Loss). The stock's GF Value™ is ฿17.87, compared to a current price of ฿19.39 — trading 8.5% above its estimated fair value. The current Interest Coverage is 0 (At Loss). Bangkok Life Assurance PCL's overall GF Score™ is 62/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Interest Coverage calculated?
Interest Coverage is calculated from a company's financial statements. For Bangkok Life Assurance PCL (BKK:BLA-R), the current Interest Coverage is 0 (At Loss) as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Bangkok Life Assurance PCL (BKK:BLA-R) Overvalued in 2026?
Based on GuruFocus' analysis, Bangkok Life Assurance PCL stock appears to be overvalued.
The current stock price of ฿19.39 is trading 8.5% above its estimated GF Value™ of ฿17.87.
Key valuation signals for BKK:BLA-R:
Interest Coverage: 0 (At Loss)
GF Value™: ฿17.87 vs. price of ฿19.39 (8.5% above fair value)
No single metric tells the full story. See the BKK:BLA-R stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Bangkok Life Assurance PCL is a Thai financial services group engaged in life insurance services. Its product portfolio contains life insurance, general insurance, mutual funds, credit protection plans, home loans, and bancassurance products, serving both individuals and corporations. The company, along with its subsidiaries, operates its core business in a single segment, which is the life insurance business, and in a single geographic area, which is Thailand.
62GF Score
Get the complete analysis for BKK:BLA-R
Interest Coverage is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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