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Bangkok Life Assurance PCLBKK:BLA-R +1.84%54 Cyclically Adjusted Price-to-FCF is 76.85 as of Sep. 05, 2026, which is 1539% above its 10-year median of 4.69. GuruFocus rates BKK:BLA-R with a GF Score™ of 54/100 and a GF Value™ of ฿19.34 (Modestly Overvalued). The stock has 1 warning sign investors should review. Among 306 Insurance companies, Bangkok Life Assurance PCL ranks worse than 91.83% on this metric.
The historical rank and industry rank for Bangkok Life Assurance PCL's Cyclically Adjusted Price-to-FCF or its related term are showing as below:
BKK:BLA-R'
s Cyclically Adjusted Price-to-FCF Range Over the Past 10 Years
Min: 1.22 Med: 4.69 Max: 70.51
Current: 62.39
During the past years, Bangkok Life Assurance PCL's highest Cyclically Adjusted Price-to-FCF was 70.51. The lowest was 1.22. And the median was 4.69.
BKK:BLA-R's Cyclically Adjusted Price-to-FCF is ranked worse than 91.83% of 306
companies
in the Insurance industry
Industry Median: 14.52
vs BKK:BLA-R: 62.39
The Shiller PE Ratio was first used by professor Robert Shiller. He uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings per share of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted Price-to-FCF. The Cyclically Adjusted FCF per Share is the average of the inflation adjusted free cash flow per share of a company over the past 10 years.
Bangkok Life Assurance PCL's adjusted free cash flow per share data for the three months ended in Jun. 2026 was ฿0.957. Add all the adjusted free cash flow per share for the past 10 years together and divide 10 will get our Cyclically Adjusted FCF per Share, which is ฿0.31 for the trailing ten years ended in Jun. 2026.
Shiller PE for Stocks: The True Measure of Stock Valuation
Bangkok Life Assurance PCL (BKK:BLA-R) Cyclically Adjusted Price-to-FCF Explanation
Compared with the regular Price-to-Free-Cash-Flow, which works poorly for cyclical businesses, the Cyclically Adjusted Price-to-FCF smoothed out the fluctuations of free cash flow during business cycles. Therefore it is more accurate in reflecting the valuation of the company.
If a company has consistent business performance, the Cyclically Adjusted Price-to-FCF should give similar results to regular Price-to-Free-Cash-Flow.
Bangkok Life Assurance PCL Cyclically Adjusted Price-to-FCF Related Terms
Bangkok Life Assurance PCL Cyclically Adjusted Price-to-FCF Historical Data
* Premium members only.
The historical data trend for Bangkok Life Assurance PCL's Cyclically Adjusted Price-to-FCF can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Bangkok Life Assurance PCL Cyclically Adjusted Price-to-FCF Chart
BKK:BLA-R vs MET, AFL, PRU: Cyclically Adjusted Price-to-FCF Comparison
For the Insurance - Life subindustry, Bangkok Life Assurance PCL's Cyclically Adjusted Price-to-FCF, along with its competitors' market caps and Cyclically Adjusted Price-to-FCF data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Bangkok Life Assurance PCL Cyclically Adjusted Price-to-FCF vs Insurance Industry
For the Insurance industry and Financial Services sector, Bangkok Life Assurance PCL's Cyclically Adjusted Price-to-FCF distribution charts can be found below:
* The bar in red indicates where Bangkok Life Assurance PCL's Cyclically Adjusted Price-to-FCF falls into.
Bangkok Life Assurance PCL Cyclically Adjusted Price-to-FCF Calculation
Like the Shiller PE Ratio, the Cyclically Adjusted Price-to-FCF takes the Free Cash Flow per Share from the past 10 years, adjusts it for inflation, and then calculates the average. This average is then used for the P/FCF calculation. Because it considers this 10-year average, it's often referred to as the CAPFCF Ratio.
The Shiller PE Ratio was first used by professor Robert Shiller to measure the valuation of the overall market. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted Price-to-FCF.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.
What does a Cyclically Adjusted Price-to-FCF of 76.85 mean?
Bangkok Life Assurance PCL (BKK:BLA-R) has a Cyclically Adjusted Price-to-FCF of 76.85 as of Sep. 05, 2026. Cyclically Adjusted Price-to-FCF Ratio is the ratio of share price to a company's inflation-adjusted FCF per share over a 10-year period. View historical data on Bangkok Life Assurance PCL and its competitors. This is 1539% above median its historical median of 4.69. Over the past decade, Bangkok Life Assurance PCL's Cyclically Adjusted Price-to-FCF has ranged from 1.22 to 70.51. According to the industry distribution chart, Bangkok Life Assurance PCL ranks #281 out of 306 companies in the Insurance industry, placing it in the top 91.8%.
Is Bangkok Life Assurance PCL's Cyclically Adjusted Price-to-FCF too high?
Bangkok Life Assurance PCL's current Cyclically Adjusted Price-to-FCF of 76.85 is 1539% above median its 10-year median of 4.69. Over the past 10 years, this metric has ranged from a low of 1.22 to a high of 70.51. The Insurance industry median Cyclically Adjusted Price-to-FCF is 14.52. Bangkok Life Assurance PCL's value of 76.85 is 429.3% above this industry median. Based on the distribution chart, Bangkok Life Assurance PCL ranks #281 out of 306 companies in the Insurance industry, which is in the bottom quartile relative to peers. Overall, Bangkok Life Assurance PCL has a GF Score™ of 54/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Bangkok Life Assurance PCL's Cyclically Adjusted Price-to-FCF compare to MET and AFL?
According to the Insurance industry distribution chart, Bangkok Life Assurance PCL ranks #281 out of 306 companies for Cyclically Adjusted Price-to-FCF. This places Bangkok Life Assurance PCL in the lower half of its industry. The industry median Cyclically Adjusted Price-to-FCF is 14.52. Bangkok Life Assurance PCL's value of 76.85 is 429.3% above this benchmark. Historically, Bangkok Life Assurance PCL's own Cyclically Adjusted Price-to-FCF has ranged from 1.22 to 70.51 over the past decade. While the company's 10-year median is 4.69 vs. the industry median of 14.52, Bangkok Life Assurance PCL has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cyclically Adjusted Price-to-FCF for an Insurance company?
The median Cyclically Adjusted Price-to-FCF among Insurance companies is 14.52, based on 306 companies in the industry. Companies in the top quartile (top 25%) have a Cyclically Adjusted Price-to-FCF significantly above this median, while those in the bottom quartile fall well below. However, Cyclically Adjusted Price-to-FCF should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Bangkok Life Assurance PCL's current Cyclically Adjusted Price-to-FCF of 76.85 is 429.3% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cyclically Adjusted Price-to-FCF mean?
A high Cyclically Adjusted Price-to-FCF can signal that a stock is expensive relative to its fundamentals. Cyclically Adjusted Price-to-FCF Ratio is the ratio of share price to a company's inflation-adjusted FCF per share over a 10-year period. View historical data on Bangkok Life Assurance PCL and its competitors. For the Insurance industry, the median Cyclically Adjusted Price-to-FCF is 14.52 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Bangkok Life Assurance PCL's current Cyclically Adjusted Price-to-FCF is 76.85, which is 1539% above median its own 10-year median of 4.69. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Bangkok Life Assurance PCL stock overvalued right now?
Based on GuruFocus' analysis, Bangkok Life Assurance PCL (BKK:BLA-R) is currently considered Modestly Overvalued. The stock's GF Value™ is ฿19.34, compared to a current price of ฿23.82 — trading 23.2% above its estimated fair value. The current Cyclically Adjusted Price-to-FCF is 76.85, which is 1539% above median its 10-year median of 4.69 and 429.3% above the Insurance industry median of 14.52. Bangkok Life Assurance PCL's overall GF Score™ is 54/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cyclically Adjusted Price-to-FCF calculated?
Cyclically Adjusted Price-to-FCF is calculated from a company's financial statements. For Bangkok Life Assurance PCL (BKK:BLA-R), the current Cyclically Adjusted Price-to-FCF is 76.85 as of Sep. 05, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Bangkok Life Assurance PCL (BKK:BLA-R) Overvalued in 2026?
Based on GuruFocus' analysis, Bangkok Life Assurance PCL stock appears to be overvalued.
The current stock price of ฿23.82 is trading 23.2% above its estimated GF Value™ of ฿19.34.
GuruFocus considers Bangkok Life Assurance PCL to be Modestly Overvalued.
Key valuation signals for BKK:BLA-R:
Cyclically Adjusted Price-to-FCF: 76.85 (1539% above median its 10-year median of 4.69)
GF Value™: ฿19.34 vs. price of ฿23.82 (23.2% above fair value)
Industry Position: 429.3% above the Insurance median (#281 of 306)
No single metric tells the full story. See the BKK:BLA-R stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Bangkok Life Assurance PCL is a Thai financial services group engaged in life insurance services. Its product portfolio contains life insurance, general insurance, mutual funds, credit protection plans, home loans, and bancassurance products, serving both individuals and corporations. The company, along with its subsidiaries, operates its core business in a single segment, which is the life insurance business, and in a single geographic area, which is Thailand.
54GF Score
Get the complete analysis for BKK:BLA-R
Cyclically Adjusted Price-to-FCF is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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