Bangkok Life Assurance PCL has the Financial Strength Rank of 5.
GuruFocus Financial Strength Rank measures how strong a company's financial situation is. It is rated on a scale of 1 to 10 and is based on these factors:
1. The debt burden that the company has as measured by its Interest Coverage (current year). The higher, the better.
2. Debt to revenue ratio. The lower, the better.
3. Altman Z-Score.
4. Other debt related ratios.
A higher score indicates a stronger financial position, with companies rated 7 or above considered financially stable and unlikely to face distress. Conversely, a score of 3 or below suggests potential financial difficulties, indicating a higher risk of distress.
Bangkok Life Assurance PCL did not have earnings to cover the interest expense.
Bangkok Life Assurance PCL's debt to revenue ratio for the quarter that ended in Mar. 2026 was 0.00.
Altman Z-Score does not apply to banks and insurance companies.
Bangkok Life Assurance PCL (BKK:BLA-R) Financial Strength Explanation
The rank is rated on a scale of 1 to 10. A higher score indicates a stronger financial position, with companies rated 7 or above considered financially stable and unlikely to face distress. Conversely, a score of 3 or below suggests potential financial difficulties, indicating a higher risk of distress.
Bangkok Life Assurance PCL has the Financial Strength Rank of 5.
Bangkok Life Assurance PCL Financial Strength Related Terms
Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income (EBIT) by its Interest Expense:
Z-Score model is an accurate forecaster of failure up to two years prior to distress. It can be considered the assessment of the distress of industrial corporations.
The zones of discrimination were as such:
When Z-Score is less than 1.81, it is in Distress Zones.
When Z-Score is greater than 2.99, it is in Safe Zones.
When Z-Score is between 1.81 and 2.99, it is in Grey Zones.
Altman Z-Score does not apply to banks and insurance companies.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Bangkok Life Assurance PCL (BKK:BLA-R) has a Financial Strength of 5 as of Mar. 2026. The financial strength rank measures the strength of a company's balance sheet based on revenue and debt. View historical data on Bangkok Life Assurance PCL and its competitors. This is 29% below median its historical median of 7.00. Over the past decade, Bangkok Life Assurance PCL's Financial Strength has ranged from 5.00 to 8.00.
Is Bangkok Life Assurance PCL's Financial Strength too high?
Bangkok Life Assurance PCL's current Financial Strength of 5 is 29% below median its 10-year median of 7.00. Over the past 10 years, this metric has ranged from a low of 5.00 to a high of 8.00. Overall, Bangkok Life Assurance PCL has a GF Score™ of 60/100, reflecting its overall financial health beyond just this single metric.
How does Bangkok Life Assurance PCL's Financial Strength compare to AFL and MET?
Bangkok Life Assurance PCL's Financial Strength of 5 can be compared against companies in the Insurance industry. Historically, Bangkok Life Assurance PCL's own Financial Strength has ranged from 5.00 to 8.00 over the past decade. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Financial Strength for an Insurance company?
A good Financial Strength depends on the Insurance industry context. However, Financial Strength should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Financial Strength mean?
A high Financial Strength can signal that a stock is expensive relative to its fundamentals. The financial strength rank measures the strength of a company's balance sheet based on revenue and debt. View historical data on Bangkok Life Assurance PCL and its competitors. Bangkok Life Assurance PCL's current Financial Strength is 5, which is 29% below median its own 10-year median of 7.00. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Bangkok Life Assurance PCL stock overvalued right now?
Bangkok Life Assurance PCL (BKK:BLA-R) has a current Financial Strength of 5. The stock's GF Value™ is ฿17.29, compared to a current price of ฿19.39 — trading 12.1% above its estimated fair value. The current Financial Strength is 5, which is 29% below median its 10-year median of 7.00. Bangkok Life Assurance PCL's overall GF Score™ is 60/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Financial Strength calculated?
Financial Strength is calculated from a company's financial statements. For Bangkok Life Assurance PCL (BKK:BLA-R), the current Financial Strength is 5 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Bangkok Life Assurance PCL (BKK:BLA-R) Overvalued in 2026?
Based on GuruFocus' analysis, Bangkok Life Assurance PCL stock appears to be overvalued.
The current stock price of ฿19.39 is trading 12.1% above its estimated GF Value™ of ฿17.29.
Key valuation signals for BKK:BLA-R:
Financial Strength: 5 (29% below median its 10-year median of 7.00)
GF Value™: ฿17.29 vs. price of ฿19.39 (12.1% above fair value)
No single metric tells the full story. See the BKK:BLA-R stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Bangkok Life Assurance PCL is a Thai financial services group engaged in life insurance services. Its product portfolio contains life insurance, general insurance, mutual funds, credit protection plans, home loans, and bancassurance products, serving both individuals and corporations. The company, along with its subsidiaries, operates its core business in a single segment, which is the life insurance business, and in a single geographic area, which is Thailand.
60GF Score
Get the complete analysis for BKK:BLA-R
Financial Strength is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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