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Bangkok Life Assurance PCLBKK:BLA-R 62 Cash-to-Debt is No Debt (1) as of Mar. 2026, which is 100% below its 10-year median of 10,000.00. GuruFocus rates BKK:BLA-R with a GF Score™ of 62/100 and a GF Value™ of ฿16.75. The stock has 6 warning signs investors should review. Among 500 Insurance companies, Bangkok Life Assurance PCL ranks better than 99.4% on this metric.
Cash to Debt Ratio measures the financial strength of a company. It is calculated as a company's cash, cash equivalents, and marketable securities divide by its debt. Bangkok Life Assurance PCL's cash to debt ratio for the quarter that ended in Mar. 2026 was No Debt (1).
If Cash to Debt ratio is greater than 1, the company can pay off its debt using the cash in hand. Here we can see, Bangkok Life Assurance PCLcould pay off its debt using the cash in hand for the quarter that ended in Mar. 2026.
(1) Note: An indication of "No Debt" does not necessarily mean that the company has no debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.
The historical rank and industry rank for Bangkok Life Assurance PCL's Cash-to-Debt or its related term are showing as below:
BKK:BLA-R'
s Cash-to-Debt Range Over the Past 10 Years
Min: No Debt Med: No Debt Max: No Debt
Current: No Debt
During the past 13 years, Bangkok Life Assurance PCL's highest Cash to Debt Ratio was No Debt. The lowest was No Debt. And the median was No Debt.
BKK:BLA-R's Cash-to-Debt is ranked better than 99.4% of 500
companies
in the Insurance industry
Industry Median: 2.035
vs BKK:BLA-R: No Debt
Bangkok Life Assurance PCL (BKK:BLA-R) Cash-to-Debt Explanation
If Cash to Debt ratio is greater than 1, the company can pay off its debt using the cash in hand. If it is smaller than 1, it means the company has more debt than the cash in hands. In this case, it is important to look the the company's Interest Coverage. Ben Graham requires that a company must have an Interest Coverage of at least 5.
Bangkok Life Assurance PCL Cash-to-Debt Related Terms
Bangkok Life Assurance PCL Cash-to-Debt Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Note: An indication of "No Debt" does not necessarily mean that the company has no debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.
BKK:BLA-R vs AFL, MET, PRU: Cash-to-Debt Comparison
For the Insurance - Life subindustry, Bangkok Life Assurance PCL's Cash-to-Debt, along with its competitors' market caps and Cash-to-Debt data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Bangkok Life Assurance PCL Cash-to-Debt vs Insurance Industry
For the Insurance industry and Financial Services sector, Bangkok Life Assurance PCL's Cash-to-Debt distribution charts can be found below:
* The bar in red indicates where Bangkok Life Assurance PCL's Cash-to-Debt falls into.
Bangkok Life Assurance PCL's Cash to Debt Ratio for the fiscal year that ended in Dec. 2025 is calculated as:
Bangkok Life Assurance PCL had no debt (1).
Bangkok Life Assurance PCL's Cash to Debt Ratio for the quarter that ended in Mar. 2026 is calculated as:
Bangkok Life Assurance PCL had no debt (1).
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
What does a Cash-to-Debt of No Debt <sup>(1)</sup> mean?
Bangkok Life Assurance PCL (BKK:BLA-R) has a Cash-to-Debt of No Debt (1) as of Mar. 2026. This is 100% below median its historical median of 10,000.00. Over the past decade, Bangkok Life Assurance PCL's Cash-to-Debt has ranged from 10,000.00 to 10,000.00. According to the industry distribution chart, Bangkok Life Assurance PCL ranks #3 out of 500 companies in the Insurance industry, placing it in the top 0.59999999999999%.
Is Bangkok Life Assurance PCL's Cash-to-Debt too high?
Bangkok Life Assurance PCL's current Cash-to-Debt of No Debt (1) is 100% below median its 10-year median of 10,000.00. Over the past 10 years, this metric has ranged from a low of 10,000.00 to a high of 10,000.00. Based on the distribution chart, Bangkok Life Assurance PCL ranks #3 out of 500 companies in the Insurance industry, which is in the top quartile — a strong position relative to peers. Overall, Bangkok Life Assurance PCL has a GF Score™ of 62/100, reflecting its overall financial health beyond just this single metric.
How does Bangkok Life Assurance PCL's Cash-to-Debt compare to AFL and MET?
According to the Insurance industry distribution chart, Bangkok Life Assurance PCL ranks #3 out of 500 companies for Cash-to-Debt. This places Bangkok Life Assurance PCL in the top 1% of its industry — outperforming the majority of peers. The industry median Cash-to-Debt is 2.04. Historically, Bangkok Life Assurance PCL's own Cash-to-Debt has ranged from 10,000.00 to 10,000.00 over the past decade. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cash-to-Debt for an Insurance company?
The median Cash-to-Debt among Insurance companies is 2.04, based on 500 companies in the industry. Companies in the top quartile (top 25%) have a Cash-to-Debt significantly above this median, while those in the bottom quartile fall well below. However, Cash-to-Debt should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cash-to-Debt mean?
A high Cash-to-Debt can signal that a stock is expensive relative to its fundamentals. For the Insurance industry, the median Cash-to-Debt is 2.04 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Bangkok Life Assurance PCL's current Cash-to-Debt is No Debt (1), which is 100% below median its own 10-year median of 10,000.00. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Bangkok Life Assurance PCL stock overvalued right now?
Bangkok Life Assurance PCL (BKK:BLA-R) has a current Cash-to-Debt of No Debt (1). The stock's GF Value™ is ฿16.75, compared to a current price of ฿19.39 — trading 15.8% above its estimated fair value. The current Cash-to-Debt is No Debt (1), which is 100% below median its 10-year median of 10,000.00. Bangkok Life Assurance PCL's overall GF Score™ is 62/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cash-to-Debt calculated?
Cash-to-Debt is calculated from a company's financial statements. For Bangkok Life Assurance PCL (BKK:BLA-R), the current Cash-to-Debt is No Debt (1) as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Bangkok Life Assurance PCL (BKK:BLA-R) Overvalued in 2026?
Based on GuruFocus' analysis, Bangkok Life Assurance PCL stock appears to be overvalued.
The current stock price of ฿19.39 is trading 15.8% above its estimated GF Value™ of ฿16.75.
Key valuation signals for BKK:BLA-R:
Cash-to-Debt: No Debt (1) (100% below median its 10-year median of 10,000.00)
GF Value™: ฿16.75 vs. price of ฿19.39 (15.8% above fair value)
No single metric tells the full story. See the BKK:BLA-R stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Bangkok Life Assurance PCL is a Thai financial services group engaged in life insurance services. Its product portfolio contains life insurance, general insurance, mutual funds, credit protection plans, home loans, and bancassurance products, serving both individuals and corporations. The company, along with its subsidiaries, operates its core business in a single segment, which is the life insurance business, and in a single geographic area, which is Thailand.
62GF Score
Get the complete analysis for BKK:BLA-R
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