The historical rank and industry rank for Bangkok Life Assurance PCL's Equity-to-Asset or its related term are showing as below:
BKK:BLA-R'
s Equity-to-Asset Range Over the Past 10 Years
Min: 0.12 Med: 0.13 Max: 0.18
Current: 0.18
During the past 13 years, the highest Equity to Asset Ratio of Bangkok Life Assurance PCL was 0.18. The lowest was 0.12. And the median was 0.13.
BKK:BLA-R's Equity-to-Asset is ranked worse than 67.65% of 507
companies
in the Insurance industry
Industry Median: 0.26
vs BKK:BLA-R: 0.18
Bangkok Life Assurance PCL (BKK:BLA-R) Equity-to-Asset Explanation
Equity to Asset ratio can vary greatly across different industries, as they have different capital structure. A company with smaller Equity to Asset ratio (more leveraged) may have higher ROE % because of the leverage.
For banks, the required minimum Equity to Asset ratio by regulation is 5%. Some stronger banks may have Equity to Asset Ratio of more than 10%.
Bangkok Life Assurance PCL Equity-to-Asset Related Terms
Bangkok Life Assurance PCL Equity-to-Asset Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
BKK:BLA-R vs AFL, MET, PRU: Equity-to-Asset Comparison
For the Insurance - Life subindustry, Bangkok Life Assurance PCL's Equity-to-Asset, along with its competitors' market caps and Equity-to-Asset data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Bangkok Life Assurance PCL Equity-to-Asset vs Insurance Industry
For the Insurance industry and Financial Services sector, Bangkok Life Assurance PCL's Equity-to-Asset distribution charts can be found below:
* The bar in red indicates where Bangkok Life Assurance PCL's Equity-to-Asset falls into.
Bangkok Life Assurance PCL Equity-to-Asset Calculation
Equity to Asset ratio measures the ratios of the portion of the asset owned by shareholders out of the total asset. It indicates the leverage of the company, and the amount of debt the company uses in its operation.
Equity to Asset ratio is calculated by dividing total stockholders equity by total asset.
Bangkok Life Assurance PCL's Equity to Asset Ratio for the fiscal year that ended in Dec. 2025 is calculated as
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Bangkok Life Assurance PCL (BKK:BLA-R) has a Equity-to-Asset of 0.18 as of Mar. 2026. Equity-to-asset ratio equals total company equity divided by total assets. It measures financial leverage. View historical data on Bangkok Life Assurance PCL and its competitors. This is 38% above median its historical median of 0.13. Over the past decade, Bangkok Life Assurance PCL's Equity-to-Asset has ranged from 0.12 to 0.18. According to the industry distribution chart, Bangkok Life Assurance PCL ranks #343 out of 507 companies in the Insurance industry, placing it in the top 67.7%.
Is Bangkok Life Assurance PCL's Equity-to-Asset too high?
Bangkok Life Assurance PCL's current Equity-to-Asset of 0.18 is 38% above median its 10-year median of 0.13. Over the past 10 years, this metric has ranged from a low of 0.12 to a high of 0.18. The Insurance industry median Equity-to-Asset is 0.26. Bangkok Life Assurance PCL's value of 0.18 is 30.8% below this industry median. Based on the distribution chart, Bangkok Life Assurance PCL ranks #343 out of 507 companies in the Insurance industry, which is below the industry midpoint. Overall, Bangkok Life Assurance PCL has a GF Score™ of 60/100, reflecting its overall financial health beyond just this single metric.
How does Bangkok Life Assurance PCL's Equity-to-Asset compare to AFL and MET?
According to the Insurance industry distribution chart, Bangkok Life Assurance PCL ranks #343 out of 507 companies for Equity-to-Asset. This places Bangkok Life Assurance PCL in the lower half of its industry. The industry median Equity-to-Asset is 0.26. Bangkok Life Assurance PCL's value of 0.18 is 30.8% below this benchmark. Historically, Bangkok Life Assurance PCL's own Equity-to-Asset has ranged from 0.12 to 0.18 over the past decade. While the company's 10-year median is 0.13 vs. the industry median of 0.26, Bangkok Life Assurance PCL has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Equity-to-Asset for an Insurance company?
The median Equity-to-Asset among Insurance companies is 0.26, based on 507 companies in the industry. Companies in the top quartile (top 25%) have a Equity-to-Asset significantly above this median, while those in the bottom quartile fall well below. However, Equity-to-Asset should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Bangkok Life Assurance PCL's current Equity-to-Asset of 0.18 is 30.8% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Equity-to-Asset mean?
A high Equity-to-Asset can signal that a stock is expensive relative to its fundamentals. Equity-to-asset ratio equals total company equity divided by total assets. It measures financial leverage. View historical data on Bangkok Life Assurance PCL and its competitors. For the Insurance industry, the median Equity-to-Asset is 0.26 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Bangkok Life Assurance PCL's current Equity-to-Asset is 0.18, which is 38% above median its own 10-year median of 0.13. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Bangkok Life Assurance PCL stock overvalued right now?
Bangkok Life Assurance PCL (BKK:BLA-R) has a current Equity-to-Asset of 0.18. The stock's GF Value™ is ฿17.29, compared to a current price of ฿19.39 — trading 12.1% above its estimated fair value. The current Equity-to-Asset is 0.18, which is 38% above median its 10-year median of 0.13 and 30.8% below the Insurance industry median of 0.26. Bangkok Life Assurance PCL's overall GF Score™ is 60/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Equity-to-Asset calculated?
Equity-to-Asset is calculated from a company's financial statements. For Bangkok Life Assurance PCL (BKK:BLA-R), the current Equity-to-Asset is 0.18 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Bangkok Life Assurance PCL (BKK:BLA-R) Overvalued in 2026?
Based on GuruFocus' analysis, Bangkok Life Assurance PCL stock appears to be overvalued.
The current stock price of ฿19.39 is trading 12.1% above its estimated GF Value™ of ฿17.29.
Key valuation signals for BKK:BLA-R:
Equity-to-Asset: 0.18 (38% above median its 10-year median of 0.13)
GF Value™: ฿17.29 vs. price of ฿19.39 (12.1% above fair value)
Industry Position: 30.8% below the Insurance median (#343 of 507)
No single metric tells the full story. See the BKK:BLA-R stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Bangkok Life Assurance PCL is a Thai financial services group engaged in life insurance services. Its product portfolio contains life insurance, general insurance, mutual funds, credit protection plans, home loans, and bancassurance products, serving both individuals and corporations. The company, along with its subsidiaries, operates its core business in a single segment, which is the life insurance business, and in a single geographic area, which is Thailand.
60GF Score
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