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IndusInd BankLUX:IDUSB 73 3-Year Book Growth Rate is 6.00% as of Jun. 2026, which is 63% below its 10-year median of 16.30. GuruFocus rates LUX:IDUSB with a GF Score™ of 73/100 and a GF Value™ of $15.78. The stock has 7 warning signs investors should review. Among 1,497 Banks companies, IndusInd Bank ranks worse than 67.74% on this metric.
During the past 12 months, IndusInd Bank's average Book Value per Share Growth Rate was 1.40% per year.
During the past 3 years, the average Book Value per Share Growth Rate was 6.00% per year.
During the past 5 years, the average Book Value per Share Growth Rate was 9.10% per year.
During the past 10 years, the average Book Value per Share Growth Rate was 11.60% per year.
Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the average Book Value per Share growth rate.
During the past 13 years, the highest 3-Year average Book Value per Share Growth Rate of IndusInd Bank was 35.70% per year. The lowest was 6.00% per year. And the median was 16.30% per year.
IndusInd Bank (LUX:IDUSB) 3-Year Book Growth Rate Explanation
Book Value per Share is the ratio of equity available to common shareholders divided by the shares outstanding. Book value per share effectively indicates a firm's net asset value on a per-share basis. It can be used by investors to gauge whether a stock price is undervalued by comparing it to the firm's market value per share. Theoretically, it is what the shareholders will receive if the company is liquidated.
IndusInd Bank 3-Year Book Growth Rate Related Terms
IndusInd Bank 3-Year Book Growth Rate Competitor Comparison
For the Banks - Regional subindustry, IndusInd Bank's 3-Year Book Growth Rate, along with its competitors' market caps and 3-Year Book Growth Rate data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
IndusInd Bank 3-Year Book Growth Rate vs Banks Industry
For the Banks industry and Financial Services sector, IndusInd Bank's 3-Year Book Growth Rate distribution charts can be found below:
* The bar in red indicates where IndusInd Bank's 3-Year Book Growth Rate falls into.
This is the 3-year average growth rate of Book Value per Share. The growth rate is calculated using exponential compounding based on the latest four year annual data.
Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the average Book Value per Share growth rate.
What does a 3-Year Book Growth Rate of 6.00% mean?
IndusInd Bank (LUX:IDUSB) has a 3-Year Book Growth Rate of 6.00% as of Jun. 2026. 3-Year Book Growth Rate is the 3-year average growth rate of Book Value per Share. View historical data for IndusInd Bank and its competitors. This is 63% below median its historical median of 16.30. Over the past decade, IndusInd Bank's 3-Year Book Growth Rate has ranged from 6.00 to 35.70. According to the industry distribution chart, IndusInd Bank ranks #1014 out of 1497 companies in the Banks industry, placing it in the top 67.7%.
Is IndusInd Bank's 3-Year Book Growth Rate too high?
IndusInd Bank's current 3-Year Book Growth Rate of 6.00% is 63% below median its 10-year median of 16.30. Over the past 10 years, this metric has ranged from a low of 6.00 to a high of 35.70. The Banks industry median 3-Year Book Growth Rate is 8.80. IndusInd Bank's value of 6.00% is 31.8% below this industry median. Based on the distribution chart, IndusInd Bank ranks #1014 out of 1497 companies in the Banks industry, which is below the industry midpoint. Overall, IndusInd Bank has a GF Score™ of 73/100, reflecting its overall financial health beyond just this single metric.
How does IndusInd Bank's 3-Year Book Growth Rate compare to competitors?
According to the Banks industry distribution chart, IndusInd Bank ranks #1014 out of 1497 companies for 3-Year Book Growth Rate. This places IndusInd Bank in the lower half of its industry. The industry median 3-Year Book Growth Rate is 8.80. IndusInd Bank's value of 6.00% is 31.8% below this benchmark. Historically, IndusInd Bank's own 3-Year Book Growth Rate has ranged from 6.00 to 35.70 over the past decade. While the company's 10-year median is 16.30 vs. the industry median of 8.80, IndusInd Bank has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 3-Year Book Growth Rate for a Banks company?
The median 3-Year Book Growth Rate among Banks companies is 8.80, based on 1,497 companies in the industry. Companies in the top quartile (top 25%) have a 3-Year Book Growth Rate significantly above this median, while those in the bottom quartile fall well below. However, 3-Year Book Growth Rate should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. IndusInd Bank's current 3-Year Book Growth Rate of 6.00% is 31.8% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 3-Year Book Growth Rate mean?
A high 3-Year Book Growth Rate can signal that a stock is expensive relative to its fundamentals. 3-Year Book Growth Rate is the 3-year average growth rate of Book Value per Share. View historical data for IndusInd Bank and its competitors. For the Banks industry, the median 3-Year Book Growth Rate is 8.80 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. IndusInd Bank's current 3-Year Book Growth Rate is 6.00%, which is 63% below median its own 10-year median of 16.30. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is IndusInd Bank stock overvalued right now?
IndusInd Bank (LUX:IDUSB) has a current 3-Year Book Growth Rate of 6.00%. The stock's GF Value™ is $15.78, compared to a current price of $17.20 — trading 9% above its estimated fair value. The current 3-Year Book Growth Rate is 6.00%, which is 63% below median its 10-year median of 16.30 and 31.8% below the Banks industry median of 8.80. IndusInd Bank's overall GF Score™ is 73/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 3-Year Book Growth Rate calculated?
3-Year Book Growth Rate is calculated from a company's financial statements. For IndusInd Bank (LUX:IDUSB), the current 3-Year Book Growth Rate is 6.00% as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is IndusInd Bank (LUX:IDUSB) Overvalued in 2026?
Based on GuruFocus' analysis, IndusInd Bank stock appears to be overvalued.
The current stock price of $17.20 is trading 9% above its estimated GF Value™ of $15.78.
Key valuation signals for LUX:IDUSB:
3-Year Book Growth Rate: 6.00% (63% below median its 10-year median of 16.30)
GF Value™: $15.78 vs. price of $17.20 (9% above fair value)
Industry Position: 31.8% below the Banks median (#1014 of 1497)
No single metric tells the full story. See the LUX:IDUSB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
IndusInd Bank Ltd is a full-service banking group operating in India. Its services include consumer banking, credit cards, consumer finance, corporate banking, commercial banking, transaction banking, priority sector lending, risk management, and financial restructuring and reconstruction. The Bank operates in four business segments, viz. Treasury, Corporate/ Wholesale Banking, Retail Banking and Other Banking Operations. The Bank generates the majority of the revenue from Retail Banking segment. The bank's strategic focus has been to maintain its high-street brand, and it has adopted various initiatives to increase the brand's visibility through digital marketing and increased financial technology.
73GF Score
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