IndusInd Bank (LUX:IDUSB) ROC %: % (As of Mar. 2026)

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
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Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

LUX:IDUSB IndusInd Bank Ltd LUX:IDUSB
74 GF Score
Price $17.20
GF Value $17.65
! 8 Warning Signs
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What is IndusInd Bank ROC %?

IndusInd Bank LUX:IDUSB 74 ROC % is % as of Mar. 2026. GuruFocus rates LUX:IDUSB with a GF Score™ of 74/100 and a GF Value™ of $17.65. The stock has 8 warning signs investors should review.

ROC %does not apply to banks.

LUX:IDUSB
74GF Score
IndusInd Bank Ltd LUX:IDUSB
ROC % is just one metric. See GF Score™, valuation, warning signs, and more.
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Frequently Asked Questions Learn more about ROC % →
What does a ROC % of % mean?
IndusInd Bank (LUX:IDUSB) has a ROC % of % as of Mar. 2026. Return on capital is the ratio of current-period net income to average two-period capital. View historical data on IndusInd Bank and its competitors.
Is IndusInd Bank's ROC % too high?
IndusInd Bank's current ROC % is %. Overall, IndusInd Bank has a GF Score™ of 74/100, reflecting its overall financial health beyond just this single metric.
How does IndusInd Bank's ROC % compare to competitors?
IndusInd Bank's ROC % of % can be compared against companies in the Banks industry. The industry median ROC % is 1.85. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good ROC % for a Banks company?
The median ROC % among Banks companies is 1.85, based on 47 companies in the industry. Companies in the top quartile (top 25%) have a ROC % significantly above this median, while those in the bottom quartile fall well below. However, ROC % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high ROC % mean?
A high ROC % can signal that a stock is expensive relative to its fundamentals. Return on capital is the ratio of current-period net income to average two-period capital. View historical data on IndusInd Bank and its competitors. For the Banks industry, the median ROC % is 1.85 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. IndusInd Bank's current ROC % is %. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is IndusInd Bank stock overvalued right now?
IndusInd Bank (LUX:IDUSB) has a current ROC % of %. The stock's GF Value™ is $17.65, compared to a current price of $17.20 — trading 2.5% below its estimated fair value. The current ROC % is %. IndusInd Bank's overall GF Score™ is 74/100 with 8 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is ROC % calculated?
ROC % is calculated from a company's financial statements. For IndusInd Bank (LUX:IDUSB), the current ROC % is % as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is IndusInd Bank (LUX:IDUSB) Overvalued in 2026?

Based on GuruFocus' analysis, IndusInd Bank stock appears to be undervalued. The current stock price of $17.20 is trading 2.5% below its estimated GF Value™ of $17.65.

Key valuation signals for LUX:IDUSB:

  • ROC %: %
  • GF Value™: $17.65 vs. price of $17.20 (2.5% below fair value)
  • GF Score™: 74/100 with 8 warning signs

No single metric tells the full story. See the LUX:IDUSB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

IndusInd Bank Business Description

Address 841, Senapati Bapat Marg, 8th Floor, Tower 1, One World Centre, Prabhadevi (West), Mumbai, MH, IND, 400013
IndusInd Bank Ltd is a full-service banking group operating in India. Its services include consumer banking, credit cards, consumer finance, corporate banking, commercial banking, transaction banking, priority sector lending, risk management, and financial restructuring and reconstruction. The Bank operates in four business segments, viz. Treasury, Corporate/ Wholesale Banking, Retail Banking and Other Banking Operations. The Bank generates the majority of the revenue from Retail Banking segment. The bank's strategic focus has been to maintain its high-street brand, and it has adopted various initiatives to increase the brand's visibility through digital marketing and increased financial technology.
74GF Score

Get the complete analysis for LUX:IDUSB

ROC % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$17.20
Price
$17.65
GF Value