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IndusInd BankLUX:IDUSB 74 PEG Ratio is 15.00 as of Jul. 14, 2026, which is 1251% above its 10-year median of 1.11. GuruFocus rates LUX:IDUSB with a GF Score™ of 74/100 and a GF Value™ of $17.65. The stock has 8 warning signs investors should review. Among 1,230 Banks companies, IndusInd Bank ranks worse than 93.17% on this metric.
PE Ratio without NRI / 5-Year Book Value Growth Rate*
PEG Ratio is defined as the PE Ratio without NRI divided by the growth ratio. The growth rate we use for banks is the 5-Year Book Value growth rate. As of today, IndusInd Bank's PE Ratio without NRI is 136.51. IndusInd Bank's 5-Year Book Value growth rate is 9.10%. Therefore, IndusInd Bank's PEG Ratio for today is 15.00.
* The 5-Year Book Value Growth Rate is the 5-year average Book Value per share growth rate. While the denominator is a percentage, we use the whole number as opposed to the decimal form for the calculation. For example, 5% would be shown as 5 as opposed to 0.05. If it's smaller than or equal to 0, then the PEG Ratio is not calculated.
The historical rank and industry rank for IndusInd Bank's PEG Ratio or its related term are showing as below:
LUX:IDUSB'
s PEG Ratio Range Over the Past 10 Years
Min: 0.26 Med: 1.11 Max: 9.84
Current: 9.84
During the past 13 years, IndusInd Bank's highest PEG Ratio was 9.84. The lowest was 0.26. And the median was 1.11.
LUX:IDUSB's PEG Ratio is ranked worse than 93.17% of 1230
companies
in the Banks industry
Industry Median: 1.53
vs LUX:IDUSB: 9.84
Peter Lynch thinks a company with a P/E ratio equal to its growth rate is fairly valued.
IndusInd Bank (LUX:IDUSB) PEG Ratio Explanation
To compare stocks with different growth rates, Peter Lynch invented a ratio called PEG Ratio. PEG Ratio is defined as the P/E ratio divided by the growth ratio. He thinks a company with a P/E ratio equal to its growth rate is fairly valued. Still he said he would rather buy a company growing 20% a year with a P/E of 20, instead of a company growing 10% a year with a P/E of 10.
IndusInd Bank PEG Ratio Related Terms
IndusInd Bank PEG Ratio Historical Data
* Premium members only.
The historical data trend for IndusInd Bank's PEG Ratio can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Banks - Regional subindustry, IndusInd Bank's PEG Ratio, along with its competitors' market caps and PEG Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
IndusInd Bank PEG Ratio vs Banks Industry
For the Banks industry and Financial Services sector, IndusInd Bank's PEG Ratio distribution charts can be found below:
* The bar in red indicates where IndusInd Bank's PEG Ratio falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
* Note: The 5-Year Book Value Growth Rate is the 5-year average Book Value per share growth rate. While the denominator is a percentage, we use the whole number as opposed to the decimal form for the calculation. For example, 5% would be shown as 5 as opposed to 0.05. If it's smaller than or equal to 0, then the PEG Ratio is not calculated.
IndusInd Bank (LUX:IDUSB) has a PEG Ratio of 15.00 as of Jul. 14, 2026. Price-earnings to growth ratio is the ratio of price-earnings to a company's earnings growth rate. View historical data on IndusInd Bank and its competitors. This is 1251% above median its historical median of 1.11. Over the past decade, IndusInd Bank's PEG Ratio has ranged from 0.26 to 9.84. According to the industry distribution chart, IndusInd Bank ranks #1146 out of 1230 companies in the Banks industry, placing it in the top 93.2%.
Is IndusInd Bank's PEG Ratio too high?
IndusInd Bank's current PEG Ratio of 15.00 is 1251% above median its 10-year median of 1.11. Over the past 10 years, this metric has ranged from a low of 0.26 to a high of 9.84. The Banks industry median PEG Ratio is 1.53. IndusInd Bank's value of 15.00 is 880.4% above this industry median. Based on the distribution chart, IndusInd Bank ranks #1146 out of 1230 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, IndusInd Bank has a GF Score™ of 74/100, reflecting its overall financial health beyond just this single metric.
How does IndusInd Bank's PEG Ratio compare to competitors?
According to the Banks industry distribution chart, IndusInd Bank ranks #1146 out of 1230 companies for PEG Ratio. This places IndusInd Bank in the lower half of its industry. The industry median PEG Ratio is 1.53. IndusInd Bank's value of 15.00 is 880.4% above this benchmark. Historically, IndusInd Bank's own PEG Ratio has ranged from 0.26 to 9.84 over the past decade. While the company's 10-year median is 1.11 vs. the industry median of 1.53, IndusInd Bank has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good PEG Ratio for a Banks company?
The median PEG Ratio among Banks companies is 1.53, based on 1,230 companies in the industry. Companies in the top quartile (top 25%) have a PEG Ratio significantly above this median, while those in the bottom quartile fall well below. However, PEG Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. IndusInd Bank's current PEG Ratio of 15.00 is 880.4% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high PEG Ratio mean?
A high PEG Ratio can signal that a stock is expensive relative to its fundamentals. Price-earnings to growth ratio is the ratio of price-earnings to a company's earnings growth rate. View historical data on IndusInd Bank and its competitors. For the Banks industry, the median PEG Ratio is 1.53 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. IndusInd Bank's current PEG Ratio is 15.00, which is 1251% above median its own 10-year median of 1.11. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is IndusInd Bank stock overvalued right now?
IndusInd Bank (LUX:IDUSB) has a current PEG Ratio of 15.00. The stock's GF Value™ is $17.65, compared to a current price of $17.20 — trading 2.5% below its estimated fair value. The current PEG Ratio is 15.00, which is 1251% above median its 10-year median of 1.11 and 880.4% above the Banks industry median of 1.53. IndusInd Bank's overall GF Score™ is 74/100 with 8 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is PEG Ratio calculated?
PEG Ratio is calculated from a company's financial statements. For IndusInd Bank (LUX:IDUSB), the current PEG Ratio is 15.00 as of Jul. 14, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is IndusInd Bank (LUX:IDUSB) Overvalued in 2026?
Based on GuruFocus' analysis, IndusInd Bank stock appears to be undervalued.
The current stock price of $17.20 is trading 2.5% below its estimated GF Value™ of $17.65.
Key valuation signals for LUX:IDUSB:
PEG Ratio: 15.00 (1251% above median its 10-year median of 1.11)
GF Value™: $17.65 vs. price of $17.20 (2.5% below fair value)
Industry Position: 880.4% above the Banks median (#1146 of 1230)
No single metric tells the full story. See the LUX:IDUSB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
IndusInd Bank Ltd is a full-service banking group operating in India. Its services include consumer banking, credit cards, consumer finance, corporate banking, commercial banking, transaction banking, priority sector lending, risk management, and financial restructuring and reconstruction. The Bank operates in four business segments, viz. Treasury, Corporate/ Wholesale Banking, Retail Banking and Other Banking Operations. The Bank generates the majority of the revenue from Retail Banking segment. The bank's strategic focus has been to maintain its high-street brand, and it has adopted various initiatives to increase the brand's visibility through digital marketing and increased financial technology.
74GF Score
Get the complete analysis for LUX:IDUSB
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