IndusInd Bank (LUX:IDUSB) Cash-to-Debt: N/A (As of Jun. 2026)

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Director of Data and Quant Analytics at GuruFocus
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Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

LUX:IDUSB IndusInd Bank Ltd LUX:IDUSB
72 GF Score
Price $17.20
GF Value $15.96
! 7 Warning Signs
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What is IndusInd Bank Cash-to-Debt?

Cash to Debt Ratio measures the financial strength of a company. It is calculated as a company's cash, cash equivalents, and marketable securities divide by its debt. IndusInd Bank's cash to debt ratio for the quarter that ended in Jun. 2026 was N/A.

The historical rank and industry rank for IndusInd Bank's Cash-to-Debt or its related term are showing as below:

LUX:IDUSB' s Cash-to-Debt Range Over the Past 10 Years
Min: 0.27   Med: 0.89   Max: 1.49
Current: 1.49

During the past 13 years, IndusInd Bank's highest Cash to Debt Ratio was 1.49. The lowest was 0.27. And the median was 0.89.

LUX:IDUSB's Cash-to-Debt is ranked better than
51.94% of 1498 companies
in the Banks industry
Industry Median: 1.375 vs LUX:IDUSB: 1.49

IndusInd Bank  (LUX:IDUSB) Cash-to-Debt Explanation

If Cash to Debt ratio is greater than 1, the company can pay off its debt using the cash in hand. If it is smaller than 1, it means the company has more debt than the cash in hands. In this case, it is important to look the the company's Interest Coverage. Ben Graham requires that a company must have an Interest Coverage of at least 5.

IndusInd Bank Cash-to-Debt Related Terms

IndusInd Bank Cash-to-Debt Historical Data

* Premium members only.

The historical data trend for IndusInd Bank's Cash-to-Debt can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Note: An indication of "No Debt" does not necessarily mean that the company has no debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.

IndusInd Bank Cash-to-Debt Chart

IndusInd Bank Annual Data
Trend Mar17 Mar18 Mar19 Mar20 Mar21 Mar22 Mar23 Mar24 Mar25 Mar26
Cash-to-Debt
Get a 7-Day Free Trial Premium Member Only Premium Member Only 1.45 1.16 0.89 1.21 1.49

IndusInd Bank Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
Cash-to-Debt Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only N/A 0.88 N/A 1.49 N/A

IndusInd Bank Cash-to-Debt Competitor Comparison

For the Banks - Regional subindustry, IndusInd Bank's Cash-to-Debt, along with its competitors' market caps and Cash-to-Debt data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

IndusInd Bank Cash-to-Debt vs Banks Industry

For the Banks industry and Financial Services sector, IndusInd Bank's Cash-to-Debt distribution charts can be found below:

* The bar in red indicates where IndusInd Bank's Cash-to-Debt falls into.


LUX:IDUSB
72GF Score
IndusInd Bank Ltd LUX:IDUSB
Cash-to-Debt is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

IndusInd Bank Cash-to-Debt Calculation

This is the ratio of a company's Balance Sheet Cash And Cash Equivalents to its debt. The debt includes the Short-Term Debt & Capital Lease Obligation and Long-Term Debt & Capital Lease Obligation. This ratio measures the financial strength of a company. This ratio is updated quarterly.

IndusInd Bank's Cash to Debt Ratio for the fiscal year that ended in Mar. 2026 is calculated as:

Cash to Debt Ratio= Balance Sheet Cash And Cash Equivalents / Total Debt
= Balance Sheet Cash And Cash Equivalents / (Short-Term Debt & Capital Lease Obligation + Long-Term Debt & Capital Lease Obligation)
=6885.409 / (0 + 4609.999)
=1.49

IndusInd Bank's Cash to Debt Ratio for the quarter that ended in Jun. 2026 is calculated as:

Do not have enough data to calculate Cash to Debt ratio.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Is IndusInd Bank (LUX:IDUSB) Overvalued in 2026?

Based on GuruFocus' analysis, IndusInd Bank stock appears to be overvalued. The current stock price of $17.20 is trading 7.8% above its estimated GF Value™ of $15.96.

Key valuation signals for LUX:IDUSB:

  • Cash-to-Debt: N/A
  • GF Value™: $15.96 vs. price of $17.20 (7.8% above fair value)
  • GF Score™: 72/100 with 7 warning signs

No single metric tells the full story. See the LUX:IDUSB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

IndusInd Bank Business Description

Address 841, Senapati Bapat Marg, 8th Floor, Tower 1, One World Centre, Prabhadevi (West), Mumbai, MH, IND, 400013
IndusInd Bank Ltd is a full-service banking group operating in India. Its services include consumer banking, credit cards, consumer finance, corporate banking, commercial banking, transaction banking, priority sector lending, risk management, and financial restructuring and reconstruction. The Bank operates in four business segments, viz. Treasury, Corporate/ Wholesale Banking, Retail Banking and Other Banking Operations. The Bank generates the majority of the revenue from Retail Banking segment. The bank's strategic focus has been to maintain its high-street brand, and it has adopted various initiatives to increase the brand's visibility through digital marketing and increased financial technology.
72GF Score

Get the complete analysis for LUX:IDUSB

Cash-to-Debt is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$17.20
Price
$15.96
GF Value