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Return on Retained Earnings (RORE) is an indicator of a company's growth potential, it shows how much a company earns by reinvesting its retained earnings, i.e. profits after dividend payments.
IndusInd Bank's 10-Year RORE % for the quarter that ended in Mar. 2026 was -8.42%.
The industry rank for IndusInd Bank's 10-Year RORE % or its related term are showing as below:
LUX:IDUSB's 10-Year RORE % is ranked worse than 87.89% of 1090
companies
in the Banks industry
Industry Median: 10.205
vs LUX:IDUSB: -8.42
IndusInd Bank (LUX:IDUSB) 10-Year RORE % Explanation
Return on Retained Earnings (RORE) is important to investors because it reveals a company's efficiency and growth potential. A higher RORE indicates a higher return. A high RORE indicates that the company should reinvest profits into the business. A lower RORE suggests that the company should distribute profits to shareholders by paying out dividends, since those dollars aren't generating much additional growth for the company.
There are a several different ways to arrive at the Return on Retained Earnings. The simplest way to calculate it is by using published information on Earnings per Share (EPS) and Dividend per Share (DPS) over a selected period. Here, 10-year period is chosen.
Be Aware
Please keep in mind that the RORE is relative to the nature of the business and its competitors. If another company in the same sector is producing a lower return on retained earnings, it doesn’t necessarily mean it’s a bad investment. It may just suggest the company is older and no longer in a high growth stage. At such a stage in the business cycle, it would be expected to see a lower RORE and higher dividend payout.
IndusInd Bank 10-Year RORE % Related Terms
IndusInd Bank 10-Year RORE % Historical Data
* Premium members only.
The historical data trend for IndusInd Bank's 10-Year RORE % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
IndusInd Bank 10-Year RORE % Competitor Comparison
For the Banks - Regional subindustry, IndusInd Bank's 10-Year RORE %, along with its competitors' market caps and 10-Year RORE % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
IndusInd Bank 10-Year RORE % vs Banks Industry
For the Banks industry and Financial Services sector, IndusInd Bank's 10-Year RORE % distribution charts can be found below:
* The bar in red indicates where IndusInd Bank's 10-Year RORE % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
In the calculation of 10-Year RORE %, the most recent and first period EPS (Diluted) is the trailing twelve months (TTM) data ended in Mar. 2026 and 10-year before.
IndusInd Bank (LUX:IDUSB) has a 10-Year RORE % of -8.42 as of Mar. 2026. 10-Year RORE % shows how much a company earns by reinvesting its retained earnings in 10-year. View historical data on IndusInd Bank and its competitors. According to the industry distribution chart, IndusInd Bank ranks #958 out of 1090 companies in the Banks industry, placing it in the top 87.9%.
Is IndusInd Bank's 10-Year RORE % too high?
IndusInd Bank's current 10-Year RORE % is -8.42. Based on the distribution chart, IndusInd Bank ranks #958 out of 1090 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, IndusInd Bank has a GF Score™ of 77/100, reflecting its overall financial health beyond just this single metric.
How does IndusInd Bank's 10-Year RORE % compare to competitors?
According to the Banks industry distribution chart, IndusInd Bank ranks #958 out of 1090 companies for 10-Year RORE %. This places IndusInd Bank in the lower half of its industry. The industry median 10-Year RORE % is 10.21. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 10-Year RORE % for a Banks company?
The median 10-Year RORE % among Banks companies is 10.21, based on 1,090 companies in the industry. Companies in the top quartile (top 25%) have a 10-Year RORE % significantly above this median, while those in the bottom quartile fall well below. However, 10-Year RORE % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 10-Year RORE % mean?
A high 10-Year RORE % can signal that a stock is expensive relative to its fundamentals. 10-Year RORE % shows how much a company earns by reinvesting its retained earnings in 10-year. View historical data on IndusInd Bank and its competitors. For the Banks industry, the median 10-Year RORE % is 10.21 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. IndusInd Bank's current 10-Year RORE % is -8.42. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is IndusInd Bank stock overvalued right now?
IndusInd Bank (LUX:IDUSB) has a current 10-Year RORE % of -8.42. The stock's GF Value™ is $17.65, compared to a current price of $17.20 — trading 2.5% below its estimated fair value. The current 10-Year RORE % is -8.42. IndusInd Bank's overall GF Score™ is 77/100 with 8 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 10-Year RORE % calculated?
10-Year RORE % is calculated from a company's financial statements. For IndusInd Bank (LUX:IDUSB), the current 10-Year RORE % is -8.42 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is IndusInd Bank (LUX:IDUSB) Overvalued in 2026?
Based on GuruFocus' analysis, IndusInd Bank stock appears to be undervalued.
The current stock price of $17.20 is trading 2.5% below its estimated GF Value™ of $17.65.
Key valuation signals for LUX:IDUSB:
10-Year RORE %: -8.42
GF Value™: $17.65 vs. price of $17.20 (2.5% below fair value)
No single metric tells the full story. See the LUX:IDUSB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
IndusInd Bank Ltd is a full-service banking group operating in India. Its services include consumer banking, credit cards, consumer finance, corporate banking, commercial banking, transaction banking, priority sector lending, risk management, and financial restructuring and reconstruction. The Bank operates in four business segments, viz. Treasury, Corporate/ Wholesale Banking, Retail Banking and Other Banking Operations. The Bank generates the majority of the revenue from Retail Banking segment. The bank's strategic focus has been to maintain its high-street brand, and it has adopted various initiatives to increase the brand's visibility through digital marketing and increased financial technology.
77GF Score
Get the complete analysis for LUX:IDUSB
10-Year RORE % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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