IndusInd Bank (LUX:IDUSB) Retained Earnings: $0 Mil (As of Mar. 2026)


LUX:IDUSB IndusInd Bank Ltd LUX:IDUSB
77 GF Score
Price $17.20
GF Value $17.65
! 8 Warning Signs
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What is IndusInd Bank Retained Earnings?

IndusInd Bank LUX:IDUSB 77 Retained Earnings is $0 Mil as of Mar. 2026. GuruFocus rates LUX:IDUSB with a GF Score™ of 77/100 and a GF Value™ of $17.65. The stock has 8 warning signs investors should review.

Retained earnings is the accumulated portion of net income that is not distributed to shareholders. IndusInd Bank's retained earnings for the quarter that ended in Mar. 2026 was $0 Mil.

IndusInd Bank's annual retained earnings declined from Mar. 2024 ($3,564 Mil) to Mar. 2025 ($3,470 Mil) and declined from Mar. 2025 ($3,470 Mil) to Mar. 2026 ($0 Mil).


IndusInd Bank  (LUX:IDUSB) Retained Earnings Explanation

Historically profitable companies sometimes have negative retained earnings. This is because they have cumulatively paid out more to shareholders than they reported in profits.

For example, in 2011, Microsoft had negative retained earnings. This does not mean the company lost more money than it made over the years. It just means it paid out more money than it earned.

If a company has negative retained earnings, investors should check the 10-year financial results. They should not assume that negative retained earnings prove a company has generally lost money in the past.

Of course, many companies with negative retained earnings have indeed lost money in the past.

Retained Earnings: Warren Buffett's Secret.

One of the most important indicators of durable competitive advantage. Net earnings can be paid out as dividends, used to buy back shares or retained for growth.

If the company loses more than it has accumulated, retained earnings is negative.

If a company isn't adding to its retained earnings, it isn't growing its net worth.

Rate of growth of retained earnings is good indicator whether it's benefiting from a competitive advantage.

Microsoft is negative because it chose to buyback stock and pay dividends.

The more earnings retained, the faster it grows and increases growth rate for future earnings.


IndusInd Bank Retained Earnings Historical Data

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The historical data trend for IndusInd Bank's Retained Earnings can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

IndusInd Bank Retained Earnings Chart

IndusInd Bank Annual Data
Trend Mar17 Mar18 Mar19 Mar20 Mar21 Mar22 Mar23 Mar24 Mar25 Mar26
Retained Earnings
Get a 7-Day Free Trial Premium Member Only Premium Member Only 2,526.89 2,938.78 3,563.72 3,469.69 0.00

IndusInd Bank Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Retained Earnings Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 3,469.69 0.00 0.00 0.00 0.00
LUX:IDUSB
77GF Score
IndusInd Bank Ltd LUX:IDUSB
Retained Earnings is just one metric. See GF Score™, valuation, warning signs, and more.
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IndusInd Bank Retained Earnings Calculation

Retained Earnings is the accumulated portion of net income that is not distributed to shareholders. Because the net income was not distributed to shareholders, shareholders' equity is increased by the same amount.

Of course, if a company loses, it is called retained losses, or accumulated losses.

Frequently Asked Questions Learn more about Retained Earnings →
What does a Retained Earnings of $0 Mil mean?
IndusInd Bank (LUX:IDUSB) has a Retained Earnings of $0 Mil as of Mar. 2026. Retained earnings is the amount of net income not issued to shareholders. View historical data on IndusInd Bank and its competitors.
Is IndusInd Bank's Retained Earnings too high?
IndusInd Bank's current Retained Earnings is $0 Mil. Overall, IndusInd Bank has a GF Score™ of 77/100, reflecting its overall financial health beyond just this single metric.
How does IndusInd Bank's Retained Earnings compare to competitors?
IndusInd Bank's Retained Earnings of $0 Mil can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Retained Earnings for a Banks company?
A good Retained Earnings depends on the Banks industry context. However, Retained Earnings should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Retained Earnings mean?
A high Retained Earnings can signal that a stock is expensive relative to its fundamentals. Retained earnings is the amount of net income not issued to shareholders. View historical data on IndusInd Bank and its competitors. IndusInd Bank's current Retained Earnings is $0 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is IndusInd Bank stock overvalued right now?
IndusInd Bank (LUX:IDUSB) has a current Retained Earnings of $0 Mil. The stock's GF Value™ is $17.65, compared to a current price of $17.20 — trading 2.5% below its estimated fair value. The current Retained Earnings is $0 Mil. IndusInd Bank's overall GF Score™ is 77/100 with 8 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Retained Earnings calculated?
Retained Earnings is calculated from a company's financial statements. For IndusInd Bank (LUX:IDUSB), the current Retained Earnings is $0 Mil as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is IndusInd Bank (LUX:IDUSB) Overvalued in 2026?

Based on GuruFocus' analysis, IndusInd Bank stock appears to be undervalued. The current stock price of $17.20 is trading 2.5% below its estimated GF Value™ of $17.65.

Key valuation signals for LUX:IDUSB:

  • Retained Earnings: $0 Mil
  • GF Value™: $17.65 vs. price of $17.20 (2.5% below fair value)
  • GF Score™: 77/100 with 8 warning signs

No single metric tells the full story. See the LUX:IDUSB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


IndusInd Bank Business Description

Address 841, Senapati Bapat Marg, 8th Floor, Tower 1, One World Centre, Prabhadevi (West), Mumbai, MH, IND, 400013
IndusInd Bank Ltd is a full-service banking group operating in India. Its services include consumer banking, credit cards, consumer finance, corporate banking, commercial banking, transaction banking, priority sector lending, risk management, and financial restructuring and reconstruction. The Bank operates in four business segments, viz. Treasury, Corporate/ Wholesale Banking, Retail Banking and Other Banking Operations. The Bank generates the majority of the revenue from Retail Banking segment. The bank's strategic focus has been to maintain its high-street brand, and it has adopted various initiatives to increase the brand's visibility through digital marketing and increased financial technology.
77GF Score

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Retained Earnings is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$17.20
Price
$17.65
GF Value