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IndusInd BankLUX:IDUSB 74 Debt-to-Equity is 0.65 as of Mar. 2026, which is 38% below its 10-year median of 1.04. GuruFocus rates LUX:IDUSB with a GF Score™ of 74/100 and a GF Value™ of $17.65. The stock has 8 warning signs investors should review. Among 1,423 Banks companies, IndusInd Bank ranks worse than 54.81% on this metric.
A high debt to equity ratio generally means that a company has been aggressive in financing its growth with debt. This can result in volatile earnings as a result of the additional interest expense.
The historical rank and industry rank for IndusInd Bank's Debt-to-Equity or its related term are showing as below:
LUX:IDUSB'
s Debt-to-Equity Range Over the Past 10 Years
Min: 0.65 Med: 1.04 Max: 1.77
Current: 0.65
During the past 13 years, the highest Debt-to-Equity Ratio of IndusInd Bank was 1.77. The lowest was 0.65. And the median was 1.04.
LUX:IDUSB's Debt-to-Equity is ranked worse than 54.81% of 1423
companies
in the Banks industry
Industry Median: 0.56
vs LUX:IDUSB: 0.65
IndusInd Bank (LUX:IDUSB) Debt-to-Equity Explanation
Because a company can increase its ROE % by having more financial leverage, it is important to watch the leverage ratio when investing in high ROE % companies.
IndusInd Bank Debt-to-Equity Related Terms
IndusInd Bank Debt-to-Equity Historical Data
* Premium members only.
The historical data trend for IndusInd Bank's Debt-to-Equity can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
IndusInd Bank Debt-to-Equity Competitor Comparison
For the Banks - Regional subindustry, IndusInd Bank's Debt-to-Equity, along with its competitors' market caps and Debt-to-Equity data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
IndusInd Bank Debt-to-Equity vs Banks Industry
For the Banks industry and Financial Services sector, IndusInd Bank's Debt-to-Equity distribution charts can be found below:
* The bar in red indicates where IndusInd Bank's Debt-to-Equity falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
IndusInd Bank (LUX:IDUSB) has a Debt-to-Equity of 0.65 as of Mar. 2026. Debt-to-Equity ratio represents the ratio of total debt to total company equity. View historical data on IndusInd Bank and its competitors. This is 38% below median its historical median of 1.04. Over the past decade, IndusInd Bank's Debt-to-Equity has ranged from 0.65 to 1.77. According to the industry distribution chart, IndusInd Bank ranks #780 out of 1423 companies in the Banks industry, placing it in the top 54.8%.
Is IndusInd Bank's Debt-to-Equity too high?
IndusInd Bank's current Debt-to-Equity of 0.65 is 38% below median its 10-year median of 1.04. Over the past 10 years, this metric has ranged from a low of 0.65 to a high of 1.77. The Banks industry median Debt-to-Equity is 0.56. IndusInd Bank's value of 0.65 is 16.1% above this industry median. Based on the distribution chart, IndusInd Bank ranks #780 out of 1423 companies in the Banks industry, which is below the industry midpoint. Overall, IndusInd Bank has a GF Score™ of 74/100, reflecting its overall financial health beyond just this single metric.
How does IndusInd Bank's Debt-to-Equity compare to competitors?
According to the Banks industry distribution chart, IndusInd Bank ranks #780 out of 1423 companies for Debt-to-Equity. This places IndusInd Bank in the lower half of its industry. The industry median Debt-to-Equity is 0.56. IndusInd Bank's value of 0.65 is 16.1% above this benchmark. Historically, IndusInd Bank's own Debt-to-Equity has ranged from 0.65 to 1.77 over the past decade. While the company's 10-year median is 1.04 vs. the industry median of 0.56, IndusInd Bank has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Debt-to-Equity for a Banks company?
The median Debt-to-Equity among Banks companies is 0.56, based on 1,423 companies in the industry. Companies in the top quartile (top 25%) have a Debt-to-Equity significantly above this median, while those in the bottom quartile fall well below. However, Debt-to-Equity should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. IndusInd Bank's current Debt-to-Equity of 0.65 is 16.1% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Debt-to-Equity mean?
A high Debt-to-Equity can signal that a stock is expensive relative to its fundamentals. Debt-to-Equity ratio represents the ratio of total debt to total company equity. View historical data on IndusInd Bank and its competitors. For the Banks industry, the median Debt-to-Equity is 0.56 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. IndusInd Bank's current Debt-to-Equity is 0.65, which is 38% below median its own 10-year median of 1.04. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is IndusInd Bank stock overvalued right now?
IndusInd Bank (LUX:IDUSB) has a current Debt-to-Equity of 0.65. The stock's GF Value™ is $17.65, compared to a current price of $17.20 — trading 2.5% below its estimated fair value. The current Debt-to-Equity is 0.65, which is 38% below median its 10-year median of 1.04 and 16.1% above the Banks industry median of 0.56. IndusInd Bank's overall GF Score™ is 74/100 with 8 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Debt-to-Equity calculated?
Debt-to-Equity is calculated from a company's financial statements. For IndusInd Bank (LUX:IDUSB), the current Debt-to-Equity is 0.65 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is IndusInd Bank (LUX:IDUSB) Overvalued in 2026?
Based on GuruFocus' analysis, IndusInd Bank stock appears to be undervalued.
The current stock price of $17.20 is trading 2.5% below its estimated GF Value™ of $17.65.
Key valuation signals for LUX:IDUSB:
Debt-to-Equity: 0.65 (38% below median its 10-year median of 1.04)
GF Value™: $17.65 vs. price of $17.20 (2.5% below fair value)
Industry Position: 16.1% above the Banks median (#780 of 1423)
No single metric tells the full story. See the LUX:IDUSB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
IndusInd Bank Ltd is a full-service banking group operating in India. Its services include consumer banking, credit cards, consumer finance, corporate banking, commercial banking, transaction banking, priority sector lending, risk management, and financial restructuring and reconstruction. The Bank operates in four business segments, viz. Treasury, Corporate/ Wholesale Banking, Retail Banking and Other Banking Operations. The Bank generates the majority of the revenue from Retail Banking segment. The bank's strategic focus has been to maintain its high-street brand, and it has adopted various initiatives to increase the brand's visibility through digital marketing and increased financial technology.
74GF Score
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