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Arion banki hfOISE:ARION -1.12%61 3-Year Book Growth Rate is 7.10% as of Jun. 2026, which is 45% above its 10-year median of 4.90. GuruFocus rates OISE:ARION with a GF Score™ of 61/100 and a GF Value™ of kr206.13 (Modestly Undervalued). The stock has 1 warning sign investors should review. Among 1,486 Banks companies, Arion banki hf ranks worse than 60.7% on this metric.
During the past 12 months, Arion banki hf's average Book Value per Share Growth Rate was 6.40% per year.
During the past 3 years, the average Book Value per Share Growth Rate was 7.10% per year.
During the past 5 years, the average Book Value per Share Growth Rate was 6.00% per year.
During the past 10 years, the average Book Value per Share Growth Rate was 4.50% per year.
Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the average Book Value per Share growth rate.
During the past 13 years, the highest 3-Year average Book Value per Share Growth Rate of Arion banki hf was 12.00% per year. The lowest was 0.40% per year. And the median was 4.90% per year.
Arion banki hf (OISE:ARION) 3-Year Book Growth Rate Explanation
Book Value per Share is the ratio of equity available to common shareholders divided by the shares outstanding. Book value per share effectively indicates a firm's net asset value on a per-share basis. It can be used by investors to gauge whether a stock price is undervalued by comparing it to the firm's market value per share. Theoretically, it is what the shareholders will receive if the company is liquidated.
Arion banki hf 3-Year Book Growth Rate Related Terms
OISE:ARION vs USB, PNC: 3-Year Book Growth Rate Comparison
For the Banks - Regional subindustry, Arion banki hf's 3-Year Book Growth Rate, along with its competitors' market caps and 3-Year Book Growth Rate data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Arion banki hf 3-Year Book Growth Rate vs Banks Industry
For the Banks industry and Financial Services sector, Arion banki hf's 3-Year Book Growth Rate distribution charts can be found below:
* The bar in red indicates where Arion banki hf's 3-Year Book Growth Rate falls into.
Arion banki hf 3-Year Book Growth Rate Calculation
This is the 3-year average growth rate of Book Value per Share. The growth rate is calculated using exponential compounding based on the latest four year annual data.
Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the average Book Value per Share growth rate.
What does a 3-Year Book Growth Rate of 7.10% mean?
Arion banki hf (OISE:ARION) has a 3-Year Book Growth Rate of 7.10% as of Jun. 2026. 3-Year Book Growth Rate is the 3-year average growth rate of Book Value per Share. View historical data for Arion banki hf and its competitors. This is 45% above median its historical median of 4.90. Over the past decade, Arion banki hf's 3-Year Book Growth Rate has ranged from 0.40 to 12.00. According to the industry distribution chart, Arion banki hf ranks #902 out of 1486 companies in the Banks industry, placing it in the top 60.7%.
Is Arion banki hf's 3-Year Book Growth Rate too high?
Arion banki hf's current 3-Year Book Growth Rate of 7.10% is 45% above median its 10-year median of 4.90. Over the past 10 years, this metric has ranged from a low of 0.40 to a high of 12.00. The Banks industry median 3-Year Book Growth Rate is 8.80. Arion banki hf's value of 7.10% is 19.3% below this industry median. Based on the distribution chart, Arion banki hf ranks #902 out of 1486 companies in the Banks industry, which is below the industry midpoint. Overall, Arion banki hf has a GF Score™ of 61/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Arion banki hf's 3-Year Book Growth Rate compare to USB and PNC?
According to the Banks industry distribution chart, Arion banki hf ranks #902 out of 1486 companies for 3-Year Book Growth Rate. This places Arion banki hf in the lower half of its industry. The industry median 3-Year Book Growth Rate is 8.80. Arion banki hf's value of 7.10% is 19.3% below this benchmark. Historically, Arion banki hf's own 3-Year Book Growth Rate has ranged from 0.40 to 12.00 over the past decade. While the company's 10-year median is 4.90 vs. the industry median of 8.80, Arion banki hf has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 3-Year Book Growth Rate for a Banks company?
The median 3-Year Book Growth Rate among Banks companies is 8.80, based on 1,486 companies in the industry. Companies in the top quartile (top 25%) have a 3-Year Book Growth Rate significantly above this median, while those in the bottom quartile fall well below. However, 3-Year Book Growth Rate should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Arion banki hf's current 3-Year Book Growth Rate of 7.10% is 19.3% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 3-Year Book Growth Rate mean?
A high 3-Year Book Growth Rate can signal that a stock is expensive relative to its fundamentals. 3-Year Book Growth Rate is the 3-year average growth rate of Book Value per Share. View historical data for Arion banki hf and its competitors. For the Banks industry, the median 3-Year Book Growth Rate is 8.80 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Arion banki hf's current 3-Year Book Growth Rate is 7.10%, which is 45% above median its own 10-year median of 4.90. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Arion banki hf stock overvalued right now?
Based on GuruFocus' analysis, Arion banki hf (OISE:ARION) is currently considered Modestly Undervalued. The stock's GF Value™ is kr206.13, compared to a current price of kr177.00 — trading 14.1% below its estimated fair value. The current 3-Year Book Growth Rate is 7.10%, which is 45% above median its 10-year median of 4.90 and 19.3% below the Banks industry median of 8.80. Arion banki hf's overall GF Score™ is 61/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 3-Year Book Growth Rate calculated?
3-Year Book Growth Rate is calculated from a company's financial statements. For Arion banki hf (OISE:ARION), the current 3-Year Book Growth Rate is 7.10% as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Arion banki hf (OISE:ARION) Overvalued in 2026?
Based on GuruFocus' analysis, Arion banki hf stock appears to be undervalued.
The current stock price of kr177.00 is trading 14.1% below its estimated GF Value™ of kr206.13.
GuruFocus considers Arion banki hf to be Modestly Undervalued.
Key valuation signals for OISE:ARION:
3-Year Book Growth Rate: 7.10% (45% above median its 10-year median of 4.90)
GF Value™: kr206.13 vs. price of kr177.00 (14.1% below fair value)
Industry Position: 19.3% below the Banks median (#902 of 1486)
No single metric tells the full story. See the OISE:ARION stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Arion banki hf is a universal relationship bank operating in the Icelandic financial market. Its operating segments are Markets & Stefnir, Corporate & Investment Banking, Retail Banking, Treasury, Other subsidiaries, and Supporting units. The Corporate & Investment Banking segment of the company generates the majority of the revenue and is engaged in providing comprehensive financial services to companies and investors both in Iceland and internationally.
61GF Score
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