Arion banki hf (OISE:ARION) Financial Strength: 0 (As of Jun. 2026)

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

OISE:ARION Arion banki hf OISE:ARION
64 GF Score
Price kr186.00
GF Value kr199.02
Valuation Fairly Valued
! 3 Warning Signs
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What is Arion banki hf Financial Strength?

Arion banki hf has the Financial Strength Rank of 0.

GuruFocus Financial Strength Rank measures how strong a company's financial situation is. It is rated on a scale of 1 to 10 and is based on these factors:

1. The debt burden that the company has as measured by its Interest Coverage (current year). The higher, the better.
2. Debt to revenue ratio. The lower, the better.
3. Altman Z-Score.
4. Other debt related ratios.

A higher score indicates a stronger financial position, with companies rated 7 or above considered financially stable and unlikely to face distress. Conversely, a score of 3 or below suggests potential financial difficulties, indicating a higher risk of distress.

GuruFocus does not calculate Arion banki hf's interest coverage with the available data. Arion banki hf's debt to revenue ratio for the quarter that ended in Jun. 2026 was 6.78. Altman Z-Score does not apply to banks and insurance companies.

Arion banki hf  (OISE:ARION) Financial Strength Explanation

The rank is rated on a scale of 1 to 10. A higher score indicates a stronger financial position, with companies rated 7 or above considered financially stable and unlikely to face distress. Conversely, a score of 3 or below suggests potential financial difficulties, indicating a higher risk of distress.

Arion banki hf has the Financial Strength Rank of 0.

Arion banki hf Financial Strength Related Terms

OISE:ARION
64GF Score
Arion banki hf OISE:ARION
Financial Strength is just one metric. See GF Score™, valuation, warning signs, and more.
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Arion banki hf Financial Strength Calculation

GuruFocus Financial Strength Rank measures how strong a company's financial situation is. It is based on these factors

A company ranks high with financial strength is likely to withstand any business slowdowns and recessions.

1. The debt burden that the company has as measured by its Interest Coverage (current year). The higher, the better.

Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income (EBIT) by its Interest Expense:

Arion banki hf's Interest Expense for the months ended in Jun. 2026 was kr-22,393 Mil. Its Operating Income for the months ended in Jun. 2026 was kr0 Mil. And its Long-Term Debt & Capital Lease Obligation for the quarter that ended in Jun. 2026 was kr567,486 Mil.

Arion banki hf's Interest Coverage for the quarter that ended in Jun. 2026 is

The higher the ratio, the stronger the company's financial strength is.

2. Debt to revenue ratio. The lower, the better.

Arion banki hf's Debt to Revenue Ratio for the quarter that ended in Jun. 2026 is

Debt to Revenue Ratio=Total Debt (Q: Jun. 2026 ) / Revenue
=(Short-Term Debt & Capital Lease Obligation + Long-Term Debt & Capital Lease Obligation) / Revenue
=(0 + 567486) / 83652
=6.78

3. Altman Z-Score.

Z-Score model is an accurate forecaster of failure up to two years prior to distress. It can be considered the assessment of the distress of industrial corporations.

The zones of discrimination were as such:

When Z-Score is less than 1.81, it is in Distress Zones.
When Z-Score is greater than 2.99, it is in Safe Zones.
When Z-Score is between 1.81 and 2.99, it is in Grey Zones.

Altman Z-Score does not apply to banks and insurance companies.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Is Arion banki hf (OISE:ARION) Overvalued in 2026?

Based on GuruFocus' analysis, Arion banki hf stock appears to be undervalued. The current stock price of kr186.00 is trading 6.5% below its estimated GF Value™ of kr199.02. GuruFocus considers Arion banki hf to be Fairly Valued.

Key valuation signals for OISE:ARION:

  • Financial Strength: 0
  • GF Value™: kr199.02 vs. price of kr186.00 (6.5% below fair value)
  • GF Score™: 64/100 with 3 warning signs

No single metric tells the full story. See the OISE:ARION stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Arion banki hf Business Description

Address Borgartun 19, Reykjavik, ISL, 105
Arion banki hf is a universal relationship bank operating in the Icelandic financial market. Its operating segments are Markets & Stefnir, Corporate & Investment Banking, Retail Banking, Treasury, Other subsidiaries, and Supporting units. The Corporate & Investment Banking segment of the company generates the majority of the revenue and is engaged in providing comprehensive financial services to companies and investors both in Iceland and internationally.
64GF Score

Get the complete analysis for OISE:ARION

Financial Strength is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

kr186.00
Price
kr199.02
GF Value