Arion banki hf (OISE:ARION) Retained Earnings: kr189,281 Mil (As of Mar. 2026)


OISE:ARION Arion banki hf OISE:ARION
73 GF Score
Price kr185.50
GF Value kr203.44
Valuation Fairly Valued
! 3 Warning Signs
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What is Arion banki hf Retained Earnings?

Arion banki hf OISE:ARION 73 Retained Earnings is kr189,281 Mil as of Mar. 2026. GuruFocus rates OISE:ARION with a GF Score™ of 73/100 and a GF Value™ of kr203.44 (Fairly Valued). The stock has 3 warning signs investors should review.

Retained earnings is the accumulated portion of net income that is not distributed to shareholders. Arion banki hf's retained earnings for the quarter that ended in Mar. 2026 was kr189,281 Mil.

Arion banki hf's quarterly retained earnings increased from Sep. 2025 (kr193,805 Mil) to Dec. 2025 (kr201,562 Mil) but then declined from Dec. 2025 (kr201,562 Mil) to Mar. 2026 (kr189,281 Mil).

Arion banki hf's annual retained earnings increased from Dec. 2023 (kr175,881 Mil) to Dec. 2024 (kr186,947 Mil) and increased from Dec. 2024 (kr186,947 Mil) to Dec. 2025 (kr201,562 Mil).


Arion banki hf  (OISE:ARION) Retained Earnings Explanation

Historically profitable companies sometimes have negative retained earnings. This is because they have cumulatively paid out more to shareholders than they reported in profits.

For example, in 2011, Microsoft had negative retained earnings. This does not mean the company lost more money than it made over the years. It just means it paid out more money than it earned.

If a company has negative retained earnings, investors should check the 10-year financial results. They should not assume that negative retained earnings prove a company has generally lost money in the past.

Of course, many companies with negative retained earnings have indeed lost money in the past.

Retained Earnings: Warren Buffett's Secret.

One of the most important indicators of durable competitive advantage. Net earnings can be paid out as dividends, used to buy back shares or retained for growth.

If the company loses more than it has accumulated, retained earnings is negative.

If a company isn't adding to its retained earnings, it isn't growing its net worth.

Rate of growth of retained earnings is good indicator whether it's benefiting from a competitive advantage.

Microsoft is negative because it chose to buyback stock and pay dividends.

The more earnings retained, the faster it grows and increases growth rate for future earnings.


Arion banki hf Retained Earnings Historical Data

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The historical data trend for Arion banki hf's Retained Earnings can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Arion banki hf Retained Earnings Chart

Arion banki hf Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Retained Earnings
Get a 7-Day Free Trial Premium Member Only Premium Member Only 158,403.00 163,263.00 175,881.00 186,947.00 201,562.00

Arion banki hf Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Retained Earnings Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 178,628.00 186,694.00 193,805.00 201,562.00 189,281.00
OISE:ARION
73GF Score
Arion banki hf OISE:ARION
Retained Earnings is just one metric. See GF Score™, valuation, warning signs, and more.
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Arion banki hf Retained Earnings Calculation

Retained Earnings is the accumulated portion of net income that is not distributed to shareholders. Because the net income was not distributed to shareholders, shareholders' equity is increased by the same amount.

Of course, if a company loses, it is called retained losses, or accumulated losses.

Frequently Asked Questions Learn more about Retained Earnings →
What does a Retained Earnings of kr189,281 Mil mean?
Arion banki hf (OISE:ARION) has a Retained Earnings of kr189,281 Mil as of Mar. 2026. Retained earnings is the amount of net income not issued to shareholders. View historical data on Arion banki hf and its competitors.
Is Arion banki hf's Retained Earnings too high?
Arion banki hf's current Retained Earnings is kr189,281 Mil. Overall, Arion banki hf has a GF Score™ of 73/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Arion banki hf's Retained Earnings compare to PNC and USB?
Arion banki hf's Retained Earnings of kr189,281 Mil can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Retained Earnings for a Banks company?
A good Retained Earnings depends on the Banks industry context. However, Retained Earnings should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Retained Earnings mean?
A high Retained Earnings can signal that a stock is expensive relative to its fundamentals. Retained earnings is the amount of net income not issued to shareholders. View historical data on Arion banki hf and its competitors. Arion banki hf's current Retained Earnings is kr189,281 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Arion banki hf stock overvalued right now?
Based on GuruFocus' analysis, Arion banki hf (OISE:ARION) is currently considered Fairly Valued. The stock's GF Value™ is kr203.44, compared to a current price of kr185.50 — trading 8.8% below its estimated fair value. The current Retained Earnings is kr189,281 Mil. Arion banki hf's overall GF Score™ is 73/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Retained Earnings calculated?
Retained Earnings is calculated from a company's financial statements. For Arion banki hf (OISE:ARION), the current Retained Earnings is kr189,281 Mil as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Arion banki hf (OISE:ARION) Overvalued in 2026?

Based on GuruFocus' analysis, Arion banki hf stock appears to be undervalued. The current stock price of kr185.50 is trading 8.8% below its estimated GF Value™ of kr203.44. GuruFocus considers Arion banki hf to be Fairly Valued.

Key valuation signals for OISE:ARION:

  • Retained Earnings: kr189,281 Mil
  • GF Value™: kr203.44 vs. price of kr185.50 (8.8% below fair value)
  • GF Score™: 73/100 with 3 warning signs

No single metric tells the full story. See the OISE:ARION stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Arion banki hf Business Description

Address Borgartun 19, Reykjavik, ISL, 105
Arion banki hf is a universal relationship bank operating in the Icelandic financial market. Its operating segments are Markets & Stefnir, Corporate & Investment Banking, Retail Banking, Treasury, Other subsidiaries, and Supporting units. The Corporate & Investment Banking segment of the company generates the majority of the revenue and is engaged in providing comprehensive financial services to companies and investors both in Iceland and internationally.
73GF Score

Get the complete analysis for OISE:ARION

Retained Earnings is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

kr185.50
Price
kr203.44
GF Value