Arion banki hfOISE:ARION -0.26%73 Net Margin % is 37.61% as of Mar. 2026, which is 4% below its 10-year median of 39.14. GuruFocus rates OISE:ARION with a GF Score™ of 73/100 and a GF Value™ of kr201.84 (Fairly Valued). The stock has 3 warning signs investors should review. Among 1,527 Banks companies, Arion banki hf ranks better than 84.22% on this metric.
Net margin is calculated as Net Income divided by its Revenue. Arion banki hf's Net Income for the
three
months ended in Mar. 2026 was kr7,318 Mil. Arion banki hf's Revenue for the
three
months ended in Mar. 2026 was kr19,460 Mil. Therefore, Arion banki hf's net margin for the quarter that ended in Mar. 2026 was 37.61%.
The historical rank and industry rank for Arion banki hf's Net Margin % or its related term are showing as below:
OISE:ARION'
s Net Margin % Range Over the Past 10 Years
Min: 2.3 Med: 39.14 Max: 49.15
Current: 40
OISE:ARION's Net Margin % is ranked better than 84.22% of 1527
companies
in the Banks industry
Industry Median: 26.95
vs OISE:ARION: 40.00
Arion banki hf (OISE:ARION) Net Margin % Explanation
Although Net Income and Earnings-per-Share (EPS) are the most widely used parameter in measuring a company's profitability and valuation, it is the least reliable. The reason is that reported earnings can be manipulated easily by adjusting any numbers such as Depreciation, Depletion and Amotorization and non-recurring items.
But the long term trend of the net margin is a good indicator of the competitiveness and health of the business.
Arion banki hf Net Margin % Related Terms
Arion banki hf Net Margin % Historical Data
* Premium members only.
The historical data trend for Arion banki hf's Net Margin % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Banks - Regional subindustry, Arion banki hf's Net Margin %, along with its competitors' market caps and Net Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Arion banki hf Net Margin % vs Banks Industry
For the Banks industry and Financial Services sector, Arion banki hf's Net Margin % distribution charts can be found below:
* The bar in red indicates where Arion banki hf's Net Margin % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Arion banki hf (OISE:ARION) has a Net Margin % of 37.61% as of Mar. 2026. Net margin is the ratio of total net income to net sales. View historical data on Arion banki hf and its competitors. This is near median its historical median of 39.14. Over the past decade, Arion banki hf's Net Margin % has ranged from 2.30 to 49.15. According to the industry distribution chart, Arion banki hf ranks #241 out of 1527 companies in the Banks industry, placing it in the top 15.8%.
Is Arion banki hf's Net Margin % too high?
Arion banki hf's current Net Margin % of 37.61% is near median its 10-year median of 39.14. Over the past 10 years, this metric has ranged from a low of 2.30 to a high of 49.15. The Banks industry median Net Margin % is 26.95. Arion banki hf's value of 37.61% is 39.6% above this industry median. Based on the distribution chart, Arion banki hf ranks #241 out of 1527 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, Arion banki hf has a GF Score™ of 73/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Arion banki hf's Net Margin % compare to PNC and USB?
According to the Banks industry distribution chart, Arion banki hf ranks #241 out of 1527 companies for Net Margin %. This places Arion banki hf in the top 16% of its industry — outperforming the majority of peers. The industry median Net Margin % is 26.95. Arion banki hf's value of 37.61% is 39.6% above this benchmark. Historically, Arion banki hf's own Net Margin % has ranged from 2.30 to 49.15 over the past decade. While the company's 10-year median is 39.14 vs. the industry median of 26.95, Arion banki hf has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Net Margin % for a Banks company?
The median Net Margin % among Banks companies is 26.95, based on 1,527 companies in the industry. Companies in the top quartile (top 25%) have a Net Margin % significantly above this median, while those in the bottom quartile fall well below. However, Net Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Arion banki hf's current Net Margin % of 37.61% is 39.6% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Net Margin % mean?
A high Net Margin % can signal that a stock is expensive relative to its fundamentals. Net margin is the ratio of total net income to net sales. View historical data on Arion banki hf and its competitors. For the Banks industry, the median Net Margin % is 26.95 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Arion banki hf's current Net Margin % is 37.61%, which is near median its own 10-year median of 39.14. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Arion banki hf stock overvalued right now?
Based on GuruFocus' analysis, Arion banki hf (OISE:ARION) is currently considered Fairly Valued. The stock's GF Value™ is kr201.84, compared to a current price of kr190.50 — trading 5.6% below its estimated fair value. The current Net Margin % is 37.61%, which is near median its 10-year median of 39.14 and 39.6% above the Banks industry median of 26.95. Arion banki hf's overall GF Score™ is 73/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Net Margin % calculated?
Net Margin % is calculated from a company's financial statements. For Arion banki hf (OISE:ARION), the current Net Margin % is 37.61% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Arion banki hf (OISE:ARION) Overvalued in 2026?
Based on GuruFocus' analysis, Arion banki hf stock appears to be undervalued.
The current stock price of kr190.50 is trading 5.6% below its estimated GF Value™ of kr201.84.
GuruFocus considers Arion banki hf to be Fairly Valued.
Key valuation signals for OISE:ARION:
Net Margin %: 37.61% (near median its 10-year median of 39.14)
GF Value™: kr201.84 vs. price of kr190.50 (5.6% below fair value)
Industry Position: 39.6% above the Banks median (#241 of 1527)
No single metric tells the full story. See the OISE:ARION stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Arion banki hf is a universal relationship bank operating in the Icelandic financial market. Its operating segments are Markets & Stefnir, Corporate & Investment Banking, Retail Banking, Treasury, Other subsidiaries, and Supporting units. The Corporate & Investment Banking segment of the company generates the majority of the revenue and is engaged in providing comprehensive financial services to companies and investors both in Iceland and internationally.
73GF Score
Get the complete analysis for OISE:ARION
Net Margin % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
Quick Browse
Personalize
Premium Gurus 
Create New Portfolio
OISE:ARION has been successfully added to your 
