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Arion banki hfOISE:ARION +0.52%73 Debt-to-Equity is 2.74 as of Mar. 2026, which is 21% above its 10-year median of 2.27. GuruFocus rates OISE:ARION with a GF Score™ of 73/100 and a GF Value™ of kr204.68 (Fairly Valued). The stock has 3 warning signs investors should review. Among 1,422 Banks companies, Arion banki hf ranks worse than 91% on this metric.
A high debt to equity ratio generally means that a company has been aggressive in financing its growth with debt. This can result in volatile earnings as a result of the additional interest expense.
The historical rank and industry rank for Arion banki hf's Debt-to-Equity or its related term are showing as below:
OISE:ARION'
s Debt-to-Equity Range Over the Past 10 Years
Min: 1.61 Med: 2.27 Max: 2.74
Current: 2.74
During the past 12 years, the highest Debt-to-Equity Ratio of Arion banki hf was 2.74. The lowest was 1.61. And the median was 2.27.
OISE:ARION's Debt-to-Equity is ranked worse than 91% of 1422
companies
in the Banks industry
Industry Median: 0.57
vs OISE:ARION: 2.74
Arion banki hf (OISE:ARION) Debt-to-Equity Explanation
Because a company can increase its ROE % by having more financial leverage, it is important to watch the leverage ratio when investing in high ROE % companies.
Arion banki hf Debt-to-Equity Related Terms
Arion banki hf Debt-to-Equity Historical Data
* Premium members only.
The historical data trend for Arion banki hf's Debt-to-Equity can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Banks - Regional subindustry, Arion banki hf's Debt-to-Equity, along with its competitors' market caps and Debt-to-Equity data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Arion banki hf Debt-to-Equity vs Banks Industry
For the Banks industry and Financial Services sector, Arion banki hf's Debt-to-Equity distribution charts can be found below:
* The bar in red indicates where Arion banki hf's Debt-to-Equity falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Arion banki hf (OISE:ARION) has a Debt-to-Equity of 2.74 as of Mar. 2026. Debt-to-Equity ratio represents the ratio of total debt to total company equity. View historical data on Arion banki hf and its competitors. This is 21% above median its historical median of 2.27. Over the past decade, Arion banki hf's Debt-to-Equity has ranged from 1.61 to 2.74. According to the industry distribution chart, Arion banki hf ranks #1294 out of 1422 companies in the Banks industry, placing it in the top 91%.
Is Arion banki hf's Debt-to-Equity too high?
Arion banki hf's current Debt-to-Equity of 2.74 is 21% above median its 10-year median of 2.27. Over the past 10 years, this metric has ranged from a low of 1.61 to a high of 2.74. The Banks industry median Debt-to-Equity is 0.57. Arion banki hf's value of 2.74 is 380.7% above this industry median. Based on the distribution chart, Arion banki hf ranks #1294 out of 1422 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, Arion banki hf has a GF Score™ of 73/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Arion banki hf's Debt-to-Equity compare to PNC and USB?
According to the Banks industry distribution chart, Arion banki hf ranks #1294 out of 1422 companies for Debt-to-Equity. This places Arion banki hf in the lower half of its industry. The industry median Debt-to-Equity is 0.57. Arion banki hf's value of 2.74 is 380.7% above this benchmark. Historically, Arion banki hf's own Debt-to-Equity has ranged from 1.61 to 2.74 over the past decade. While the company's 10-year median is 2.27 vs. the industry median of 0.57, Arion banki hf has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Debt-to-Equity for a Banks company?
The median Debt-to-Equity among Banks companies is 0.57, based on 1,422 companies in the industry. Companies in the top quartile (top 25%) have a Debt-to-Equity significantly above this median, while those in the bottom quartile fall well below. However, Debt-to-Equity should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Arion banki hf's current Debt-to-Equity of 2.74 is 380.7% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Debt-to-Equity mean?
A high Debt-to-Equity can signal that a stock is expensive relative to its fundamentals. Debt-to-Equity ratio represents the ratio of total debt to total company equity. View historical data on Arion banki hf and its competitors. For the Banks industry, the median Debt-to-Equity is 0.57 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Arion banki hf's current Debt-to-Equity is 2.74, which is 21% above median its own 10-year median of 2.27. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Arion banki hf stock overvalued right now?
Based on GuruFocus' analysis, Arion banki hf (OISE:ARION) is currently considered Fairly Valued. The stock's GF Value™ is kr204.68, compared to a current price of kr195.00 — trading 4.7% below its estimated fair value. The current Debt-to-Equity is 2.74, which is 21% above median its 10-year median of 2.27 and 380.7% above the Banks industry median of 0.57. Arion banki hf's overall GF Score™ is 73/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Debt-to-Equity calculated?
Debt-to-Equity is calculated from a company's financial statements. For Arion banki hf (OISE:ARION), the current Debt-to-Equity is 2.74 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Arion banki hf (OISE:ARION) Overvalued in 2026?
Based on GuruFocus' analysis, Arion banki hf stock appears to be undervalued.
The current stock price of kr195.00 is trading 4.7% below its estimated GF Value™ of kr204.68.
GuruFocus considers Arion banki hf to be Fairly Valued.
Key valuation signals for OISE:ARION:
Debt-to-Equity: 2.74 (21% above median its 10-year median of 2.27)
GF Value™: kr204.68 vs. price of kr195.00 (4.7% below fair value)
Industry Position: 380.7% above the Banks median (#1294 of 1422)
No single metric tells the full story. See the OISE:ARION stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Arion banki hf is a universal relationship bank operating in the Icelandic financial market. Its operating segments are Markets & Stefnir, Corporate & Investment Banking, Retail Banking, Treasury, Other subsidiaries, and Supporting units. The Corporate & Investment Banking segment of the company generates the majority of the revenue and is engaged in providing comprehensive financial services to companies and investors both in Iceland and internationally.
73GF Score
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