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Arion banki hfOISE:ARION -0.52%70 Equity-to-Asset is 0.11 as of Jun. 2026, which is 15% below its 10-year median of 0.13. GuruFocus rates OISE:ARION with a GF Score™ of 70/100 and a GF Value™ of kr196.63 (Fairly Valued). The stock has 4 warning signs investors should review. Among 1,525 Banks companies, Arion banki hf ranks better than 63.93% on this metric.
Equity to Asset ratio is calculated as total stockholders equity divided by total asset. Arion banki hf's Total Stockholders Equity for the quarter that ended in Jun. 2026 was kr210,284 Mil. Arion banki hf's Total Assets for the quarter that ended in Jun. 2026 was kr1,848,575 Mil.
Therefore, Arion banki hf's Equity to Asset Ratio for the quarter that ended in Jun. 2026 was 0.11.
The historical rank and industry rank for Arion banki hf's Equity-to-Asset or its related term are showing as below:
OISE:ARION'
s Equity-to-Asset Range Over the Past 10 Years
Min: 0.11 Med: 0.13 Max: 0.2
Current: 0.11
During the past 12 years, the highest Equity to Asset Ratio of Arion banki hf was 0.20. The lowest was 0.11. And the median was 0.13.
OISE:ARION's Equity-to-Asset is ranked better than 63.93% of 1525
companies
in the Banks industry
Industry Median: 0.1
vs OISE:ARION: 0.11
Arion banki hf (OISE:ARION) Equity-to-Asset Explanation
Equity to Asset ratio can vary greatly across different industries, as they have different capital structure. A company with smaller Equity to Asset ratio (more leveraged) may have higher ROE % because of the leverage.
For banks, the required minimum Equity to Asset ratio by regulation is 5%. Some stronger banks may have Equity to Asset Ratio of more than 10%.
Arion banki hf Equity-to-Asset Related Terms
Arion banki hf Equity-to-Asset Historical Data
* Premium members only.
The historical data trend for Arion banki hf's Equity-to-Asset can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
OISE:ARION vs PNC, USB: Equity-to-Asset Comparison
For the Banks - Regional subindustry, Arion banki hf's Equity-to-Asset, along with its competitors' market caps and Equity-to-Asset data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Arion banki hf Equity-to-Asset vs Banks Industry
For the Banks industry and Financial Services sector, Arion banki hf's Equity-to-Asset distribution charts can be found below:
* The bar in red indicates where Arion banki hf's Equity-to-Asset falls into.
Equity to Asset ratio measures the ratios of the portion of the asset owned by shareholders out of the total asset. It indicates the leverage of the company, and the amount of debt the company uses in its operation.
Equity to Asset ratio is calculated by dividing total stockholders equity by total asset.
Arion banki hf's Equity to Asset Ratio for the fiscal year that ended in Dec. 2025 is calculated as
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Arion banki hf (OISE:ARION) has a Equity-to-Asset of 0.11 as of Jun. 2026. Equity-to-asset ratio equals total company equity divided by total assets. It measures financial leverage. View historical data on Arion banki hf and its competitors. This is 15% below median its historical median of 0.13. Over the past decade, Arion banki hf's Equity-to-Asset has ranged from 0.11 to 0.20. According to the industry distribution chart, Arion banki hf ranks #550 out of 1525 companies in the Banks industry, placing it in the top 36.1%.
Is Arion banki hf's Equity-to-Asset too high?
Arion banki hf's current Equity-to-Asset of 0.11 is 15% below median its 10-year median of 0.13. Over the past 10 years, this metric has ranged from a low of 0.11 to a high of 0.20. The Banks industry median Equity-to-Asset is 0.10. Arion banki hf's value of 0.11 is 10% above this industry median. Based on the distribution chart, Arion banki hf ranks #550 out of 1525 companies in the Banks industry, which is above the industry midpoint. Overall, Arion banki hf has a GF Score™ of 70/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Arion banki hf's Equity-to-Asset compare to PNC and USB?
According to the Banks industry distribution chart, Arion banki hf ranks #550 out of 1525 companies for Equity-to-Asset. This puts Arion banki hf in the upper half of its industry. The industry median Equity-to-Asset is 0.10. Arion banki hf's value of 0.11 is 10% above this benchmark. Historically, Arion banki hf's own Equity-to-Asset has ranged from 0.11 to 0.20 over the past decade. While the company's 10-year median is 0.13 vs. the industry median of 0.10, Arion banki hf has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Equity-to-Asset for a Banks company?
The median Equity-to-Asset among Banks companies is 0.10, based on 1,525 companies in the industry. Companies in the top quartile (top 25%) have a Equity-to-Asset significantly above this median, while those in the bottom quartile fall well below. However, Equity-to-Asset should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Arion banki hf's current Equity-to-Asset of 0.11 is 10% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Equity-to-Asset mean?
A high Equity-to-Asset can signal that a stock is expensive relative to its fundamentals. Equity-to-asset ratio equals total company equity divided by total assets. It measures financial leverage. View historical data on Arion banki hf and its competitors. For the Banks industry, the median Equity-to-Asset is 0.10 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Arion banki hf's current Equity-to-Asset is 0.11, which is 15% below median its own 10-year median of 0.13. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Arion banki hf stock overvalued right now?
Based on GuruFocus' analysis, Arion banki hf (OISE:ARION) is currently considered Fairly Valued. The stock's GF Value™ is kr196.63, compared to a current price of kr191.50 — trading 2.6% below its estimated fair value. The current Equity-to-Asset is 0.11, which is 15% below median its 10-year median of 0.13 and 10% above the Banks industry median of 0.10. Arion banki hf's overall GF Score™ is 70/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Equity-to-Asset calculated?
Equity-to-Asset is calculated from a company's financial statements. For Arion banki hf (OISE:ARION), the current Equity-to-Asset is 0.11 as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Arion banki hf (OISE:ARION) Overvalued in 2026?
Based on GuruFocus' analysis, Arion banki hf stock appears to be undervalued.
The current stock price of kr191.50 is trading 2.6% below its estimated GF Value™ of kr196.63.
GuruFocus considers Arion banki hf to be Fairly Valued.
Key valuation signals for OISE:ARION:
Equity-to-Asset: 0.11 (15% below median its 10-year median of 0.13)
GF Value™: kr196.63 vs. price of kr191.50 (2.6% below fair value)
Industry Position: 10% above the Banks median (#550 of 1525)
No single metric tells the full story. See the OISE:ARION stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Arion banki hf is a universal relationship bank operating in the Icelandic financial market. Its operating segments are Markets & Stefnir, Corporate & Investment Banking, Retail Banking, Treasury, Other subsidiaries, and Supporting units. The Corporate & Investment Banking segment of the company generates the majority of the revenue and is engaged in providing comprehensive financial services to companies and investors both in Iceland and internationally.
70GF Score
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Equity-to-Asset is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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