Return on Retained Earnings (RORE) is an indicator of a company's growth potential, it shows how much a company earns by reinvesting its retained earnings, i.e. profits after dividend payments.
Arion banki hf's 3-Year RORE % for the quarter that ended in Mar. 2026 was 27.13%.
The industry rank for Arion banki hf's 3-Year RORE % or its related term are showing as below:
OISE:ARION's 3-Year RORE % is ranked better than 79.7% of 1473
companies
in the Banks industry
Industry Median: 9.87
vs OISE:ARION: 27.13
Arion banki hf (OISE:ARION) 3-Year RORE % Explanation
Return on Retained Earnings (RORE) is important to investors because it reveals a company's efficiency and growth potential. A higher RORE indicates a higher return. A high RORE indicates that the company should reinvest profits into the business. A lower RORE suggests that the company should distribute profits to shareholders by paying out dividends, since those dollars aren't generating much additional growth for the company.
There are a several different ways to arrive at the Return on Retained Earnings. The simplest way to calculate it is by using published information on Earnings per Share (EPS) and Dividend per Share (DPS) over a selected period. Here, 3-year period is chosen.
Be Aware
Please keep in mind that the RORE is relative to the nature of the business and its competitors. If another company in the same sector is producing a lower return on retained earnings, it doesn’t necessarily mean it’s a bad investment. It may just suggest the company is older and no longer in a high growth stage. At such a stage in the business cycle, it would be expected to see a lower RORE and higher dividend payout.
Arion banki hf 3-Year RORE % Related Terms
Arion banki hf 3-Year RORE % Historical Data
* Premium members only.
The historical data trend for Arion banki hf's 3-Year RORE % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Banks - Regional subindustry, Arion banki hf's 3-Year RORE %, along with its competitors' market caps and 3-Year RORE % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Arion banki hf 3-Year RORE % vs Banks Industry
For the Banks industry and Financial Services sector, Arion banki hf's 3-Year RORE % distribution charts can be found below:
* The bar in red indicates where Arion banki hf's 3-Year RORE % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
In the calculation of 3-Year RORE %, the most recent and first period EPS (Diluted) is the trailing twelve months (TTM) data ended in Mar. 2026 and 3-year before.
Arion banki hf (OISE:ARION) has a 3-Year RORE % of 27.13 as of Mar. 2026. 3-Year RORE % shows how much a company earns by reinvesting its retained earnings in 3-year. View historical data on Arion banki hf and its competitors. According to the industry distribution chart, Arion banki hf ranks #299 out of 1473 companies in the Banks industry, placing it in the top 20.3%.
Is Arion banki hf's 3-Year RORE % too high?
Arion banki hf's current 3-Year RORE % is 27.13. The Banks industry median 3-Year RORE % is 9.87. Arion banki hf's value of 27.13 is 174.9% above this industry median. Based on the distribution chart, Arion banki hf ranks #299 out of 1473 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, Arion banki hf has a GF Score™ of 74/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Arion banki hf's 3-Year RORE % compare to PNC and USB?
According to the Banks industry distribution chart, Arion banki hf ranks #299 out of 1473 companies for 3-Year RORE %. This places Arion banki hf in the top 20% of its industry — outperforming the majority of peers. The industry median 3-Year RORE % is 9.87. Arion banki hf's value of 27.13 is 174.9% above this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 3-Year RORE % for a Banks company?
The median 3-Year RORE % among Banks companies is 9.87, based on 1,473 companies in the industry. Companies in the top quartile (top 25%) have a 3-Year RORE % significantly above this median, while those in the bottom quartile fall well below. However, 3-Year RORE % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Arion banki hf's current 3-Year RORE % of 27.13 is 174.9% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 3-Year RORE % mean?
A high 3-Year RORE % can signal that a stock is expensive relative to its fundamentals. 3-Year RORE % shows how much a company earns by reinvesting its retained earnings in 3-year. View historical data on Arion banki hf and its competitors. For the Banks industry, the median 3-Year RORE % is 9.87 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Arion banki hf's current 3-Year RORE % is 27.13. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Arion banki hf stock overvalued right now?
Based on GuruFocus' analysis, Arion banki hf (OISE:ARION) is currently considered Fairly Valued. The stock's GF Value™ is kr202.73, compared to a current price of kr188.00 — trading 7.3% below its estimated fair value. The current 3-Year RORE % is 27.13 and 174.9% above the Banks industry median of 9.87. Arion banki hf's overall GF Score™ is 74/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 3-Year RORE % calculated?
3-Year RORE % is calculated from a company's financial statements. For Arion banki hf (OISE:ARION), the current 3-Year RORE % is 27.13 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Arion banki hf (OISE:ARION) Overvalued in 2026?
Based on GuruFocus' analysis, Arion banki hf stock appears to be undervalued.
The current stock price of kr188.00 is trading 7.3% below its estimated GF Value™ of kr202.73.
GuruFocus considers Arion banki hf to be Fairly Valued.
Key valuation signals for OISE:ARION:
3-Year RORE %: 27.13
GF Value™: kr202.73 vs. price of kr188.00 (7.3% below fair value)
Industry Position: 174.9% above the Banks median (#299 of 1473)
No single metric tells the full story. See the OISE:ARION stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Arion banki hf is a universal relationship bank operating in the Icelandic financial market. Its operating segments are Markets & Stefnir, Corporate & Investment Banking, Retail Banking, Treasury, Other subsidiaries, and Supporting units. The Corporate & Investment Banking segment of the company generates the majority of the revenue and is engaged in providing comprehensive financial services to companies and investors both in Iceland and internationally.
74GF Score
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3-Year RORE % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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