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Propel HoldingsPRLPF 74 3-Year Book Growth Rate is 41.50% as of Mar. 2026, which is 68% below its 10-year median of 130.70. GuruFocus rates PRLPF with a GF Score™ of 74/100 and a GF Value™ of $23.08 (Modestly Undervalued). The stock has 5 warning signs investors should review. Among 516 Credit Services companies, Propel Holdings ranks better than 93.02% on this metric.
During the past 12 months, Propel Holdings's average Book Value per Share Growth Rate was 11.10% per year.
During the past 3 years, the average Book Value per Share Growth Rate was 41.50% per year.
During the past 5 years, the average Book Value per Share Growth Rate was 76.90% per year.
Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the average Book Value per Share growth rate.
During the past 8 years, the highest 3-Year average Book Value per Share Growth Rate of Propel Holdings was 224.80% per year. The lowest was 40.00% per year. And the median was 130.70% per year.
Propel Holdings (OTCPK:PRLPF) 3-Year Book Growth Rate Explanation
Book Value per Share is the ratio of equity available to common shareholders divided by the shares outstanding. Book value per share effectively indicates a firm's net asset value on a per-share basis. It can be used by investors to gauge whether a stock price is undervalued by comparing it to the firm's market value per share. Theoretically, it is what the shareholders will receive if the company is liquidated.
Propel Holdings 3-Year Book Growth Rate Related Terms
PRLPF vs V, MA, AXP: 3-Year Book Growth Rate Comparison
For the Credit Services subindustry, Propel Holdings's 3-Year Book Growth Rate, along with its competitors' market caps and 3-Year Book Growth Rate data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Propel Holdings 3-Year Book Growth Rate vs Credit Services Industry
For the Credit Services industry and Financial Services sector, Propel Holdings's 3-Year Book Growth Rate distribution charts can be found below:
* The bar in red indicates where Propel Holdings's 3-Year Book Growth Rate falls into.
Propel Holdings 3-Year Book Growth Rate Calculation
This is the 3-year average growth rate of Book Value per Share. The growth rate is calculated using exponential compounding based on the latest four year annual data.
Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the average Book Value per Share growth rate.
What does a 3-Year Book Growth Rate of 41.50% mean?
Propel Holdings (PRLPF) has a 3-Year Book Growth Rate of 41.50% as of Mar. 2026. 3-Year Book Growth Rate is the 3-year average growth rate of Book Value per Share. View historical data for Propel Holdings and its competitors. This is 68% below median its historical median of 130.70. Over the past decade, Propel Holdings' 3-Year Book Growth Rate has ranged from 40.00 to 224.80. According to the industry distribution chart, Propel Holdings ranks #36 out of 516 companies in the Credit Services industry, placing it in the top 7%.
Is Propel Holdings' 3-Year Book Growth Rate too high?
Propel Holdings' current 3-Year Book Growth Rate of 41.50% is 68% below median its 10-year median of 130.70. Over the past 10 years, this metric has ranged from a low of 40.00 to a high of 224.80. The Credit Services industry median 3-Year Book Growth Rate is 5.85. Propel Holdings' value of 41.50% is 609.4% above this industry median. Based on the distribution chart, Propel Holdings ranks #36 out of 516 companies in the Credit Services industry, which is in the top quartile — a strong position relative to peers. Overall, Propel Holdings has a GF Score™ of 74/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Propel Holdings' 3-Year Book Growth Rate compare to V and MA?
According to the Credit Services industry distribution chart, Propel Holdings ranks #36 out of 516 companies for 3-Year Book Growth Rate. This places Propel Holdings in the top 7% of its industry — outperforming the majority of peers. The industry median 3-Year Book Growth Rate is 5.85. Propel Holdings' value of 41.50% is 609.4% above this benchmark. Historically, Propel Holdings' own 3-Year Book Growth Rate has ranged from 40.00 to 224.80 over the past decade. While the company's 10-year median is 130.70 vs. the industry median of 5.85, Propel Holdings has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 3-Year Book Growth Rate for a Credit Services company?
The median 3-Year Book Growth Rate among Credit Services companies is 5.85, based on 516 companies in the industry. Companies in the top quartile (top 25%) have a 3-Year Book Growth Rate significantly above this median, while those in the bottom quartile fall well below. However, 3-Year Book Growth Rate should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Propel Holdings's current 3-Year Book Growth Rate of 41.50% is 609.4% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 3-Year Book Growth Rate mean?
A high 3-Year Book Growth Rate can signal that a stock is expensive relative to its fundamentals. 3-Year Book Growth Rate is the 3-year average growth rate of Book Value per Share. View historical data for Propel Holdings and its competitors. For the Credit Services industry, the median 3-Year Book Growth Rate is 5.85 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Propel Holdings's current 3-Year Book Growth Rate is 41.50%, which is 68% below median its own 10-year median of 130.70. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Propel Holdings stock overvalued right now?
Based on GuruFocus' analysis, Propel Holdings (PRLPF) is currently considered Modestly Undervalued. The stock's GF Value™ is $23.08, compared to a current price of $18.25 — trading 20.9% below its estimated fair value. The current 3-Year Book Growth Rate is 41.50%, which is 68% below median its 10-year median of 130.70 and 609.4% above the Credit Services industry median of 5.85. Propel Holdings' overall GF Score™ is 74/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 3-Year Book Growth Rate calculated?
3-Year Book Growth Rate is calculated from a company's financial statements. For Propel Holdings (PRLPF), the current 3-Year Book Growth Rate is 41.50% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Propel Holdings (PRLPF) Overvalued in 2026?
Based on GuruFocus' analysis, Propel Holdings stock appears to be undervalued.
The current stock price of $18.25 is trading 20.9% below its estimated GF Value™ of $23.08.
GuruFocus considers Propel Holdings to be Modestly Undervalued.
Key valuation signals for PRLPF:
3-Year Book Growth Rate: 41.50% (68% below median its 10-year median of 130.70)
GF Value™: $23.08 vs. price of $18.25 (20.9% below fair value)
Industry Position: 609.4% above the Credit Services median (#36 of 516)
No single metric tells the full story. See the PRLPF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Propel Holdings Inc is a financial technology (fintech) company, committed to credit inclusion by facilitating fair, fast, and transparent access to credit through its proprietary, online lending platform. All the firm's operations are conducted through its consumer-facing brands: MoneyKey, CreditFresh, Fora Credit, and QuidMarket.
74GF Score
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