PRLPF (Propel Holdings) Peter Lynch Fair Value: $69.35 (As of Jun. 29, 2026) — 26573% Above Median


PRLPF Propel Holdings Inc PRLPF
72 GF Score
Price $16.64
GF Value $23.32
Valuation Modestly Undervalued
! 5 Warning Signs
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What is Propel Holdings Peter Lynch Fair Value?

Propel Holdings PRLPF 72 Peter Lynch Fair Value is $69.35 as of Jun. 29, 2026, which is 26573% above its 10-year median of 0.26. GuruFocus rates PRLPF with a GF Score™ of 72/100 and a GF Value™ of $23.32 (Modestly Undervalued). The stock has 5 warning signs investors should review. Among 178 Credit Services companies, Propel Holdings ranks better than 88.76% on this metric.

Peter Lynch Fair Value applies to growing companies. The ideal range for the growth rate is between 10 - 20% a year. Peter Lynch thinks that the fair P/E value for a growth company equals its growth rate, that is PEG = 1. The earnings here is trailing twelve month (TTM) earnings. For non-bank companies, the growth rate we use is the average growth rate for EBITDA per share over the past 5 years. For Banks, the growth rate we use is the average growth rate for Book Value per share over the past 5 years. If 5-Year Growth Rate is greater than 25% a year, we use 25. If 5-Year Growth Rate is smaller than 5% a year, we do not calculate Peter Lynch Fair Value.

Here, as of today, Propel Holdings's PEG is 1. Propel Holdings's 5-Year TTM Book Value Growth Rate is 25. Propel Holdings's EPS without NRI for the trailing twelve months (TTM) ended in Mar. 2026 was $2.77. Therefore, the Peter Lynch Fair Value for today is $69.35.

As of today (2026-06-29), Propel Holdings's share price is $16.64. Propel Holdings's Peter Lynch fair value is $69.35. Therefore, Propel Holdings's Price to Peter Lynch Fair Value Ratio for today is 0.24.


The historical rank and industry rank for Propel Holdings's Peter Lynch Fair Value or its related term are showing as below:

PRLPF' s Price-to-Peter-Lynch-Fair-Value Range Over the Past 10 Years
Min: 0.24   Med: 0.26   Max: 0.63
Current: 0.24


During the past 8 years, the highest Price to Peter Lynch Fair Value Ratio of Propel Holdings was 0.63. The lowest was 0.24. And the median was 0.26.


PRLPF's Price-to-Peter-Lynch-Fair-Value is ranked better than
88.76% of 178 companies
in the Credit Services industry
Industry Median: 0.695 vs PRLPF: 0.24

Note: Please don't confuse Peter Lynch Fair Value with the value reached in Peter Lynch Chart.


Propel Holdings  (OTCPK:PRLPF) Peter Lynch Fair Value Explanation

Peter Lynch Fair Value applies to growing companies. The ideal range for the growth rate is between 10 - 20% a year.

Peter Lynch thinks that the fair P/E value for a growth company equals its growth rate, that is PEG = 1. The earnings here is trailing twelve month (TTM) earnings. For non-bank companies, the growth rate we use is the average growth rate for EBITDA per share over the past 5 years. For Banks, the growth rate we use is the average growth rate for Book Value per share over the past 5 years.

Please don't confuse Peter Lynch Fair Value with the value reached in Peter Lynch Chart. In Peter Lynch chart, a fixed P/E ratio of 15 is used to draw the Earnings Line. Therefore the value reached has a P/E ratio of 15. But in Peter Lynch Fair Value calculation, P/E equals to the growth rate of Book Value per share over the past 5 years, which is 25 instead of 15 in this case.

Propel Holdings's Price to Peter Lynch Fair Value Ratio for today is calculated as

Price to Peter Lynch Fair Value=Share Price/Peter Lynch Fair Value
=16.64/69.35
=0.24

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.


Propel Holdings Peter Lynch Fair Value Related Terms


Propel Holdings Peter Lynch Fair Value Historical Data

* Premium members only.

The historical data trend for Propel Holdings's Peter Lynch Fair Value can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Propel Holdings Peter Lynch Fair Value Chart

Propel Holdings Annual Data
Trend Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Peter Lynch Fair Value
Get a 7-Day Free Trial 0.00 0.00 37.90 38.51 68.97

Propel Holdings Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Peter Lynch Fair Value Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.00 0.00 0.00 68.97 0.00

PRLPF vs V, MA, AXP: Peter Lynch Fair Value Comparison

For the Credit Services subindustry, Propel Holdings's Price-to-Peter-Lynch-Fair-Value, along with its competitors' market caps and Price-to-Peter-Lynch-Fair-Value data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Propel Holdings Price-to-Peter-Lynch-Fair-Value vs Credit Services Industry

For the Credit Services industry and Financial Services sector, Propel Holdings's Price-to-Peter-Lynch-Fair-Value distribution charts can be found below:

* The bar in red indicates where Propel Holdings's Price-to-Peter-Lynch-Fair-Value falls into.


PRLPF
72GF Score
Propel Holdings Inc PRLPF
Peter Lynch Fair Value is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Propel Holdings Peter Lynch Fair Value Calculation

Propel Holdings's Peter Lynch Fair Value for today is calculated as

Peter Lynch Fair Value=PEG Ratio*5-Year TTM Book Value Growth Rate***EPS without NRI (TTM)
=1* 25 *2.774
=69.35

Propel Holdings's EPS without NRI for the trailing twelve months (TTM) uses the latest annual data, which was $2.77.

* Note that for companies that do not have enough quarterly data to calculate the 5-Year TTM EBITDA Growth Rate, we use the annual data for the calculation.


* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

** Please be aware that the 5-Year TTM Book Value Growth Rate is calculated based on TTM data over the last 5 years. For quarterly reported companies, the TTM data is the latest quarter data. For companies that report semi-annually, annually, or do not have enough quarterly data, GuruFocus uses the annual data as the TTM data.

If 5-Year Earnings Growth Rate is greater than 25% a year, we use 25.

If 5-Year Earnings Growth Rate is smaller than 5% a year, we do not calculate Peter Lynch Fair Value.

Please note that we use the 5-year average growth rate of EBITDA per share as the growth rate for non-bank companies, as EBITDA growth is subject to less manipulations than net earnings per share. For banks, we use the 5-year average growth rate of Book Value per share as the growth rate. The reason is that EBITDA is not applicable to Banks and Book value is a relative important measurement for Banks. In the calculation, PEG=1 because Peter Lynch thinks that the fair P/E ratio of the growth stock is equal to its earnings growth rate.

Frequently Asked Questions Learn more about Peter Lynch Fair Value →
What does a Peter Lynch Fair Value of $69.35 mean?
Propel Holdings (PRLPF) has a Peter Lynch Fair Value of $69.35 as of Jun. 29, 2026. Peter Lynch Fair Value is the stock value based on a company's current earnings and five-year earnings growth, assuming a PEG of one. View historical data on Propel Holdings and its competitors. This is 26573% above median its historical median of 0.26. Over the past decade, Propel Holdings' Peter Lynch Fair Value has ranged from 0.24 to 0.63. According to the industry distribution chart, Propel Holdings ranks #20 out of 178 companies in the Credit Services industry, placing it in the top 11.2%.
Is Propel Holdings' Peter Lynch Fair Value too high?
Propel Holdings' current Peter Lynch Fair Value of $69.35 is 26573% above median its 10-year median of 0.26. Over the past 10 years, this metric has ranged from a low of 0.24 to a high of 0.63. The Credit Services industry median Peter Lynch Fair Value is 0.70. Propel Holdings' value of $69.35 is 9878.4% above this industry median. Based on the distribution chart, Propel Holdings ranks #20 out of 178 companies in the Credit Services industry, which is in the top quartile — a strong position relative to peers. Overall, Propel Holdings has a GF Score™ of 72/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Propel Holdings' Peter Lynch Fair Value compare to V and MA?
According to the Credit Services industry distribution chart, Propel Holdings ranks #20 out of 178 companies for Peter Lynch Fair Value. This places Propel Holdings in the top 11% of its industry — outperforming the majority of peers. The industry median Peter Lynch Fair Value is 0.70. Propel Holdings' value of $69.35 is 9878.4% above this benchmark. Historically, Propel Holdings' own Peter Lynch Fair Value has ranged from 0.24 to 0.63 over the past decade. While the company's 10-year median is 0.26 vs. the industry median of 0.70, Propel Holdings has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Peter Lynch Fair Value for a Credit Services company?
The median Peter Lynch Fair Value among Credit Services companies is 0.70, based on 178 companies in the industry. Companies in the top quartile (top 25%) have a Peter Lynch Fair Value significantly above this median, while those in the bottom quartile fall well below. However, Peter Lynch Fair Value should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Propel Holdings's current Peter Lynch Fair Value of $69.35 is 9878.4% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Peter Lynch Fair Value mean?
A high Peter Lynch Fair Value can signal that a stock is expensive relative to its fundamentals. Peter Lynch Fair Value is the stock value based on a company's current earnings and five-year earnings growth, assuming a PEG of one. View historical data on Propel Holdings and its competitors. For the Credit Services industry, the median Peter Lynch Fair Value is 0.70 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Propel Holdings's current Peter Lynch Fair Value is $69.35, which is 26573% above median its own 10-year median of 0.26. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Propel Holdings stock overvalued right now?
Based on GuruFocus' analysis, Propel Holdings (PRLPF) is currently considered Modestly Undervalued. The stock's GF Value™ is $23.32, compared to a current price of $16.64 — trading 28.6% below its estimated fair value. The current Peter Lynch Fair Value is $69.35, which is 26573% above median its 10-year median of 0.26 and 9878.4% above the Credit Services industry median of 0.70. Propel Holdings' overall GF Score™ is 72/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Peter Lynch Fair Value calculated?
Peter Lynch Fair Value is calculated from a company's financial statements. For Propel Holdings (PRLPF), the current Peter Lynch Fair Value is $69.35 as of Jun. 29, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Propel Holdings (PRLPF) Overvalued in 2026?

Based on GuruFocus' analysis, Propel Holdings stock appears to be undervalued. The current stock price of $16.64 is trading 28.6% below its estimated GF Value™ of $23.32. GuruFocus considers Propel Holdings to be Modestly Undervalued.

Key valuation signals for PRLPF:

  • Peter Lynch Fair Value: $69.35 (26573% above median its 10-year median of 0.26)
  • GF Value™: $23.32 vs. price of $16.64 (28.6% below fair value)
  • GF Score™: 72/100 with 5 warning signs
  • Industry Position: 9878.4% above the Credit Services median (#20 of 178)

No single metric tells the full story. See the PRLPF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Propel Holdings Business Description

Other Exchanges 8KO:GermanyPRL:Canada
Address 69 Yonge Street, Suite 1500, Toronto, ON, CAN, M5E 1K3
Propel Holdings Inc is a financial technology (fintech) company, committed to credit inclusion by facilitating fair, fast, and transparent access to credit through its proprietary, online lending platform. All the firm's operations are conducted through its consumer-facing brands: MoneyKey, CreditFresh, Fora Credit, and QuidMarket.
72GF Score

Get the complete analysis for PRLPF

Peter Lynch Fair Value is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$16.64
Price
$23.32
GF Value