PRLPF (Propel Holdings) 5-Year RORE % : 41.08% (As of Mar. 2026)


PRLPF Propel Holdings Inc PRLPF
72 GF Score
Price $16.64
GF Value $22.73
Valuation Modestly Undervalued
! 5 Warning Signs
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What is Propel Holdings 5-Year RORE %?

Propel Holdings PRLPF 72 5-Year RORE % is 41.08 as of Mar. 2026. GuruFocus rates PRLPF with a GF Score™ of 72/100 and a GF Value™ of $22.73 (Modestly Undervalued). The stock has 5 warning signs investors should review. Among 488 Credit Services companies, Propel Holdings ranks better than 86.07% on this metric.

Return on Retained Earnings (RORE) is an indicator of a company's growth potential, it shows how much a company earns by reinvesting its retained earnings, i.e. profits after dividend payments. Propel Holdings's 5-Year RORE % for the quarter that ended in Mar. 2026 was 41.08%.

The industry rank for Propel Holdings's 5-Year RORE % or its related term are showing as below:

PRLPF's 5-Year RORE % is ranked better than
86.07% of 488 companies
in the Credit Services industry
Industry Median: 7.075 vs PRLPF: 41.08

Propel Holdings  (OTCPK:PRLPF) 5-Year RORE % Explanation

Return on Retained Earnings (RORE) is important to investors because it reveals a company's efficiency and growth potential. A higher RORE indicates a higher return. A high RORE indicates that the company should reinvest profits into the business. A lower RORE suggests that the company should distribute profits to shareholders by paying out dividends, since those dollars aren't generating much additional growth for the company.

There are a several different ways to arrive at the Return on Retained Earnings. The simplest way to calculate it is by using published information on Earnings per Share (EPS) and Dividend per Share (DPS) over a selected period. Here, 5-year period is chosen.

Be Aware

Please keep in mind that the RORE is relative to the nature of the business and its competitors. If another company in the same sector is producing a lower return on retained earnings, it doesn’t necessarily mean it’s a bad investment. It may just suggest the company is older and no longer in a high growth stage. At such a stage in the business cycle, it would be expected to see a lower RORE and higher dividend payout.


Propel Holdings 5-Year RORE % Related Terms


Propel Holdings 5-Year RORE % Historical Data

* Premium members only.

The historical data trend for Propel Holdings's 5-Year RORE % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Propel Holdings 5-Year RORE % Chart

Propel Holdings Annual Data
Trend Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
5-Year RORE %
Get a 7-Day Free Trial 0.00 0.00 0.00 50.63 43.72

Propel Holdings Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
5-Year RORE % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 43.26 45.78 48.43 43.72 41.08

PRLPF vs V, MA, AXP: 5-Year RORE % Comparison

For the Credit Services subindustry, Propel Holdings's 5-Year RORE %, along with its competitors' market caps and 5-Year RORE % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Propel Holdings 5-Year RORE % vs Credit Services Industry

For the Credit Services industry and Financial Services sector, Propel Holdings's 5-Year RORE % distribution charts can be found below:

* The bar in red indicates where Propel Holdings's 5-Year RORE % falls into.


PRLPF
72GF Score
Propel Holdings Inc PRLPF
5-Year RORE % is just one metric. See GF Score™, valuation, warning signs, and more.
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Propel Holdings 5-Year RORE % Calculation

Propel Holdings's 5-Year RORE % for the quarter that ended in Mar. 2026 is calculated as:

5-Year RORE %=( Most Recent EPS (Diluted)- First Period EPS (Diluted) )/( Cumulative EPS (Diluted) for 5-year -Cumulative Dividends per Share for 5-year )
=( 1.35-0.139 )/( 4.339-1.391 )
=1.211/2.948
=41.08 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of 5-Year RORE %, the most recent and first period EPS (Diluted) is the trailing twelve months (TTM) data ended in Mar. 2026 and 5-year before.

Frequently Asked Questions Learn more about 5-Year RORE % →
What does a 5-Year RORE % of 41.08 mean?
Propel Holdings (PRLPF) has a 5-Year RORE % of 41.08 as of Mar. 2026. 5-Year RORE % shows how much a company earns by reinvesting its retained earnings in 5-year. View historical data on Propel Holdings and its competitors. According to the industry distribution chart, Propel Holdings ranks #68 out of 488 companies in the Credit Services industry, placing it in the top 13.9%.
Is Propel Holdings' 5-Year RORE % too high?
Propel Holdings' current 5-Year RORE % is 41.08. The Credit Services industry median 5-Year RORE % is 7.08. Propel Holdings' value of 41.08 is 480.6% above this industry median. Based on the distribution chart, Propel Holdings ranks #68 out of 488 companies in the Credit Services industry, which is in the top quartile — a strong position relative to peers. Overall, Propel Holdings has a GF Score™ of 72/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Propel Holdings' 5-Year RORE % compare to V and MA?
According to the Credit Services industry distribution chart, Propel Holdings ranks #68 out of 488 companies for 5-Year RORE %. This places Propel Holdings in the top 14% of its industry — outperforming the majority of peers. The industry median 5-Year RORE % is 7.08. Propel Holdings' value of 41.08 is 480.6% above this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 5-Year RORE % for a Credit Services company?
The median 5-Year RORE % among Credit Services companies is 7.08, based on 488 companies in the industry. Companies in the top quartile (top 25%) have a 5-Year RORE % significantly above this median, while those in the bottom quartile fall well below. However, 5-Year RORE % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Propel Holdings's current 5-Year RORE % of 41.08 is 480.6% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 5-Year RORE % mean?
A high 5-Year RORE % can signal that a stock is expensive relative to its fundamentals. 5-Year RORE % shows how much a company earns by reinvesting its retained earnings in 5-year. View historical data on Propel Holdings and its competitors. For the Credit Services industry, the median 5-Year RORE % is 7.08 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Propel Holdings's current 5-Year RORE % is 41.08. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Propel Holdings stock overvalued right now?
Based on GuruFocus' analysis, Propel Holdings (PRLPF) is currently considered Modestly Undervalued. The stock's GF Value™ is $22.73, compared to a current price of $16.64 — trading 26.8% below its estimated fair value. The current 5-Year RORE % is 41.08 and 480.6% above the Credit Services industry median of 7.08. Propel Holdings' overall GF Score™ is 72/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 5-Year RORE % calculated?
5-Year RORE % is calculated from a company's financial statements. For Propel Holdings (PRLPF), the current 5-Year RORE % is 41.08 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Propel Holdings (PRLPF) Overvalued in 2026?

Based on GuruFocus' analysis, Propel Holdings stock appears to be undervalued. The current stock price of $16.64 is trading 26.8% below its estimated GF Value™ of $22.73. GuruFocus considers Propel Holdings to be Modestly Undervalued.

Key valuation signals for PRLPF:

  • 5-Year RORE %: 41.08
  • GF Value™: $22.73 vs. price of $16.64 (26.8% below fair value)
  • GF Score™: 72/100 with 5 warning signs
  • Industry Position: 480.6% above the Credit Services median (#68 of 488)

No single metric tells the full story. See the PRLPF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Propel Holdings Business Description

Other Exchanges 8KO:GermanyPRL:Canada
Address 69 Yonge Street, Suite 1500, Toronto, ON, CAN, M5E 1K3
Propel Holdings Inc is a financial technology (fintech) company, committed to credit inclusion by facilitating fair, fast, and transparent access to credit through its proprietary, online lending platform. All the firm's operations are conducted through its consumer-facing brands: MoneyKey, CreditFresh, Fora Credit, and QuidMarket.
72GF Score

Get the complete analysis for PRLPF

5-Year RORE % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$16.64
Price
$22.73
GF Value