Propel HoldingsPRLPF 72 5-Year Yield-on-Cost % is 3.78 as of Jun. 28, 2026, which is 39% above its 10-year median of 2.71. GuruFocus rates PRLPF with a GF Score™ of 72/100 and a GF Value™ of $23.32 (Modestly Undervalued). The stock has 5 warning signs investors should review. Among 211 Credit Services companies, Propel Holdings ranks worse than 58.77% on this metric.
Propel Holdings's yield on cost for the quarter that ended in Mar. 2026 was 3.78.
The historical rank and industry rank for Propel Holdings's 5-Year Yield-on-Cost % or its related term are showing as below:
PRLPF'
s 5-Year Yield-on-Cost % Range Over the Past 10 Years
Min: 0.7 Med: 2.71 Max: 5.78
Current: 3.78
During the past 8 years, Propel Holdings's highest Yield on Cost was 5.78. The lowest was 0.70. And the median was 2.71.
PRLPF's 5-Year Yield-on-Cost % is ranked worse than 58.77% of 211
companies
in the Credit Services industry
Industry Median: 4.59
vs PRLPF: 3.78
Of course the risk here is that the company may not raise its dividends as it did before. The key is to select the companies that can consistently raise its dividends. Usually companies with long history of raising dividends tend to do so.
Propel Holdings 5-Year Yield-on-Cost % Related Terms
PRLPF vs V, MA, AXP: 5-Year Yield-on-Cost % Comparison
For the Credit Services subindustry, Propel Holdings's 5-Year Yield-on-Cost %, along with its competitors' market caps and 5-Year Yield-on-Cost % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Propel Holdings 5-Year Yield-on-Cost % vs Credit Services Industry
For the Credit Services industry and Financial Services sector, Propel Holdings's 5-Year Yield-on-Cost % distribution charts can be found below:
* The bar in red indicates where Propel Holdings's 5-Year Yield-on-Cost % falls into.
Dividend Yield % and dividend growth of a stock is an important factor for income investors. But if company A raises its dividend constantly faster than company B, company A's future dividend yield might be much higher than Company B's even if their yields are the same now and their stock prices do not change.
Yield on Cost assumes that you buy and the stock today, and hold it for 5 years. If the company raises it dividends at the same rate as it did over the past 5 years, the dividends investors receive annually in 5 years relative to the stock price today.
Therefore, Yield-on-Cost of Propel Holdings is calculated as
Propel Holdings (PRLPF) has a 5-Year Yield-on-Cost % of 3.78 as of Jun. 28, 2026. 5-Year Yield on Cost measures the expected yield based on a company's current yield and 5-year dividend growth. View historical data on Propel Holdings and its competitors. This is 39% above median its historical median of 2.71. Over the past decade, Propel Holdings' 5-Year Yield-on-Cost % has ranged from 0.70 to 5.78. According to the industry distribution chart, Propel Holdings ranks #124 out of 211 companies in the Credit Services industry, placing it in the top 58.8%.
Is Propel Holdings' 5-Year Yield-on-Cost % too high?
Propel Holdings' current 5-Year Yield-on-Cost % of 3.78 is 39% above median its 10-year median of 2.71. Over the past 10 years, this metric has ranged from a low of 0.70 to a high of 5.78. The Credit Services industry median 5-Year Yield-on-Cost % is 4.59. Propel Holdings' value of 3.78 is 17.6% below this industry median. Based on the distribution chart, Propel Holdings ranks #124 out of 211 companies in the Credit Services industry, which is below the industry midpoint. Overall, Propel Holdings has a GF Score™ of 72/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Propel Holdings' 5-Year Yield-on-Cost % compare to V and MA?
According to the Credit Services industry distribution chart, Propel Holdings ranks #124 out of 211 companies for 5-Year Yield-on-Cost %. This places Propel Holdings in the lower half of its industry. The industry median 5-Year Yield-on-Cost % is 4.59. Propel Holdings' value of 3.78 is 17.6% below this benchmark. Historically, Propel Holdings' own 5-Year Yield-on-Cost % has ranged from 0.70 to 5.78 over the past decade. While the company's 10-year median is 2.71 vs. the industry median of 4.59, Propel Holdings has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 5-Year Yield-on-Cost % for a Credit Services company?
The median 5-Year Yield-on-Cost % among Credit Services companies is 4.59, based on 211 companies in the industry. Companies in the top quartile (top 25%) have a 5-Year Yield-on-Cost % significantly above this median, while those in the bottom quartile fall well below. However, 5-Year Yield-on-Cost % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Propel Holdings's current 5-Year Yield-on-Cost % of 3.78 is 17.6% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 5-Year Yield-on-Cost % mean?
A high 5-Year Yield-on-Cost % can signal that a stock is expensive relative to its fundamentals. 5-Year Yield on Cost measures the expected yield based on a company's current yield and 5-year dividend growth. View historical data on Propel Holdings and its competitors. For the Credit Services industry, the median 5-Year Yield-on-Cost % is 4.59 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Propel Holdings's current 5-Year Yield-on-Cost % is 3.78, which is 39% above median its own 10-year median of 2.71. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Propel Holdings stock overvalued right now?
Based on GuruFocus' analysis, Propel Holdings (PRLPF) is currently considered Modestly Undervalued. The stock's GF Value™ is $23.32, compared to a current price of $16.64 — trading 28.6% below its estimated fair value. The current 5-Year Yield-on-Cost % is 3.78, which is 39% above median its 10-year median of 2.71 and 17.6% below the Credit Services industry median of 4.59. Propel Holdings' overall GF Score™ is 72/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 5-Year Yield-on-Cost % calculated?
5-Year Yield-on-Cost % is calculated from a company's financial statements. For Propel Holdings (PRLPF), the current 5-Year Yield-on-Cost % is 3.78 as of Jun. 28, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Propel Holdings (PRLPF) Overvalued in 2026?
Based on GuruFocus' analysis, Propel Holdings stock appears to be undervalued.
The current stock price of $16.64 is trading 28.6% below its estimated GF Value™ of $23.32.
GuruFocus considers Propel Holdings to be Modestly Undervalued.
Key valuation signals for PRLPF:
5-Year Yield-on-Cost %: 3.78 (39% above median its 10-year median of 2.71)
GF Value™: $23.32 vs. price of $16.64 (28.6% below fair value)
Industry Position: 17.6% below the Credit Services median (#124 of 211)
No single metric tells the full story. See the PRLPF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Propel Holdings Inc is a financial technology (fintech) company, committed to credit inclusion by facilitating fair, fast, and transparent access to credit through its proprietary, online lending platform. All the firm's operations are conducted through its consumer-facing brands: MoneyKey, CreditFresh, Fora Credit, and QuidMarket.
72GF Score
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5-Year Yield-on-Cost % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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