PRLPF (Propel Holdings) Return-on-Tangible-Asset: 14.00% (As of Mar. 2026) — 59% Above Median


PRLPF Propel Holdings Inc PRLPF
72 GF Score
Price $16.64
GF Value $23.32
Valuation Modestly Undervalued
! 5 Warning Signs
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What is Propel Holdings Return-on-Tangible-Asset?

Propel Holdings PRLPF 72 Return-on-Tangible-Asset is 14.00% as of Mar. 2026, which is 59% above its 10-year median of 8.79. GuruFocus rates PRLPF with a GF Score™ of 72/100 and a GF Value™ of $23.32 (Modestly Undervalued). The stock has 5 warning signs investors should review. Among 545 Credit Services companies, Propel Holdings ranks better than 94.5% on this metric.

Return-on-Tangible-Asset is calculated as Net Income divided by its average total tangible assets. Total tangible assets equals to Total Assets minus Intangible Assets. Propel Holdings's annualized Net Income for the quarter that ended in Mar. 2026 was $82.9 Mil. Propel Holdings's average total tangible assets for the quarter that ended in Mar. 2026 was $591.7 Mil. Therefore, Propel Holdings's annualized Return-on-Tangible-Asset for the quarter that ended in Mar. 2026 was 14.00%.

The historical rank and industry rank for Propel Holdings's Return-on-Tangible-Asset or its related term are showing as below:

PRLPF' s Return-on-Tangible-Asset Range Over the Past 10 Years
Min: -0.66   Med: 8.79   Max: 12.22
Current: 10.19

During the past 8 years, Propel Holdings's highest Return-on-Tangible-Asset was 12.22%. The lowest was -0.66%. And the median was 8.79%.

PRLPF's Return-on-Tangible-Asset is ranked better than
94.5% of 545 companies
in the Credit Services industry
Industry Median: 1.92 vs PRLPF: 10.19

Propel Holdings  (OTCPK:PRLPF) Return-on-Tangible-Asset Explanation

Return-on-Tangible-Asset measures the rate of return on the average total tangible assets (total assets minus intangible assets). Tangible means physical in nature. Intangible Assets are assets that are not physical in nature, and typically "derive their value from legal or intellectual rights." Return-on-Tangible-Asset measures a firm's efficiency at generating profits from its tangible assets. It shows how well a company uses what it has to generate earnings. Return-on-Tangible-Assets can vary drastically across industries. Therefore, Return-on-Tangible-Asset should not be used to compare companies in different industries.


Be Aware

Like ROE and ROA, Return-on-Tangible-Asset is calculated with only 12 months data. Fluctuations in the company’s earnings or business cycles can affect the ratio drastically. It is important to look at the ratio from a long term perspective. Return-on-Tangible-Asset can be affected by events such as stock buyback or issuance, and by a company’s tax rate and its interest payment. Return-on-Tangible-Asset may not reflect the true earning power of the assets. A more accurate measurement is ROC % (ROC).

Many analysts argue the higher return the better. Buffett states that really high Return-on-Tangible-Asset may indicate vulnerability in the durability of the competitive advantage.


Propel Holdings Return-on-Tangible-Asset Related Terms


Propel Holdings Return-on-Tangible-Asset Historical Data

* Premium members only.

The historical data trend for Propel Holdings's Return-on-Tangible-Asset can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Propel Holdings Return-on-Tangible-Asset Chart

Propel Holdings Annual Data
Trend Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Return-on-Tangible-Asset
Get a 7-Day Free Trial 6.14 7.82 9.64 11.42 11.09

Propel Holdings Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Return-on-Tangible-Asset Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 19.42 11.88 11.00 4.11 14.00

PRLPF vs V, MA, AXP: Return-on-Tangible-Asset Comparison

For the Credit Services subindustry, Propel Holdings's Return-on-Tangible-Asset, along with its competitors' market caps and Return-on-Tangible-Asset data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Propel Holdings Return-on-Tangible-Asset vs Credit Services Industry

For the Credit Services industry and Financial Services sector, Propel Holdings's Return-on-Tangible-Asset distribution charts can be found below:

* The bar in red indicates where Propel Holdings's Return-on-Tangible-Asset falls into.


PRLPF
72GF Score
Propel Holdings Inc PRLPF
Return-on-Tangible-Asset is just one metric. See GF Score™, valuation, warning signs, and more.
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Propel Holdings Return-on-Tangible-Asset Calculation

Propel Holdings's annualized Return-on-Tangible-Asset for the fiscal year that ended in Dec. 2025 is calculated as:

Return-on-Tangible-Asset=Net Income/( (Total Tangible Assets+Total Tangible Assets)/ count )
(A: Dec. 2025 )  (A: Dec. 2024 )(A: Dec. 2025 )
=Net Income/( (Total Assets - Intangible Assets+Total Assets - Intangible Assets)/ count )
(A: Dec. 2025 )  (A: Dec. 2024 )(A: Dec. 2025 )
=59.52/( (481.086+592.52)/ 2 )
=59.52/536.803
=11.09 %

Propel Holdings's annualized Return-on-Tangible-Asset for the quarter that ended in Mar. 2026 is calculated as:

Return-on-Tangible-Asset=Net Income/( (Total Tangible Assets+Total Tangible Assets)/ count )
(Q: Mar. 2026 )  (Q: Dec. 2025 )(Q: Mar. 2026 )
=Net Income/( (Total Assets - Intangible Assets+Total Assets - Intangible Assets)/ count )
(Q: Mar. 2026 )  (Q: Dec. 2025 )(Q: Mar. 2026 )
=82.856/( (592.52+590.906)/ 2 )
=82.856/591.713
=14.00 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual Return-on-Tangible-Asset, the net income of the last fiscal year and the average total tangible assets over the fiscal year are used. In calculating the quarterly data, the Net Income data used here is four times the quarterly (Mar. 2026) net income data.

What does a Return-on-Tangible-Asset of 14.00% mean?
Propel Holdings (PRLPF) has a Return-on-Tangible-Asset of 14.00% as of Mar. 2026. Return on tangible assets is the ratio of current-period net income to average two-period tangible assets. View historical data on Propel Holdings and its competitors. This is 59% above median its historical median of 8.79. According to the industry distribution chart, Propel Holdings ranks #30 out of 545 companies in the Credit Services industry, placing it in the top 5.5%.
Is Propel Holdings' Return-on-Tangible-Asset too high?
Propel Holdings' current Return-on-Tangible-Asset of 14.00% is 59% above median its 10-year median of 8.79. The Credit Services industry median Return-on-Tangible-Asset is 1.92. Propel Holdings' value of 14.00% is 629.2% above this industry median. Based on the distribution chart, Propel Holdings ranks #30 out of 545 companies in the Credit Services industry, which is in the top quartile — a strong position relative to peers. Overall, Propel Holdings has a GF Score™ of 72/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Propel Holdings' Return-on-Tangible-Asset compare to V and MA?
According to the Credit Services industry distribution chart, Propel Holdings ranks #30 out of 545 companies for Return-on-Tangible-Asset. This places Propel Holdings in the top 6% of its industry — outperforming the majority of peers. The industry median Return-on-Tangible-Asset is 1.92. Propel Holdings' value of 14.00% is 629.2% above this benchmark. While the company's 10-year median is 8.79 vs. the industry median of 1.92, Propel Holdings has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Return-on-Tangible-Asset for a Credit Services company?
The median Return-on-Tangible-Asset among Credit Services companies is 1.92, based on 545 companies in the industry. Companies in the top quartile (top 25%) have a Return-on-Tangible-Asset significantly above this median, while those in the bottom quartile fall well below. However, Return-on-Tangible-Asset should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Propel Holdings's current Return-on-Tangible-Asset of 14.00% is 629.2% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Return-on-Tangible-Asset mean?
A high Return-on-Tangible-Asset can signal that a stock is expensive relative to its fundamentals. Return on tangible assets is the ratio of current-period net income to average two-period tangible assets. View historical data on Propel Holdings and its competitors. For the Credit Services industry, the median Return-on-Tangible-Asset is 1.92 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Propel Holdings's current Return-on-Tangible-Asset is 14.00%, which is 59% above median its own 10-year median of 8.79. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Propel Holdings stock overvalued right now?
Based on GuruFocus' analysis, Propel Holdings (PRLPF) is currently considered Modestly Undervalued. The stock's GF Value™ is $23.32, compared to a current price of $16.64 — trading 28.6% below its estimated fair value. The current Return-on-Tangible-Asset is 14.00%, which is 59% above median its 10-year median of 8.79 and 629.2% above the Credit Services industry median of 1.92. Propel Holdings' overall GF Score™ is 72/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Return-on-Tangible-Asset calculated?
Return-on-Tangible-Asset is calculated from a company's financial statements. For Propel Holdings (PRLPF), the current Return-on-Tangible-Asset is 14.00% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Propel Holdings (PRLPF) Overvalued in 2026?

Based on GuruFocus' analysis, Propel Holdings stock appears to be undervalued. The current stock price of $16.64 is trading 28.6% below its estimated GF Value™ of $23.32. GuruFocus considers Propel Holdings to be Modestly Undervalued.

Key valuation signals for PRLPF:

  • Return-on-Tangible-Asset: 14.00% (59% above median its 10-year median of 8.79)
  • GF Value™: $23.32 vs. price of $16.64 (28.6% below fair value)
  • GF Score™: 72/100 with 5 warning signs
  • Industry Position: 629.2% above the Credit Services median (#30 of 545)

No single metric tells the full story. See the PRLPF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Propel Holdings Business Description

Other Exchanges 8KO:GermanyPRL:Canada
Address 69 Yonge Street, Suite 1500, Toronto, ON, CAN, M5E 1K3
Propel Holdings Inc is a financial technology (fintech) company, committed to credit inclusion by facilitating fair, fast, and transparent access to credit through its proprietary, online lending platform. All the firm's operations are conducted through its consumer-facing brands: MoneyKey, CreditFresh, Fora Credit, and QuidMarket.
72GF Score

Get the complete analysis for PRLPF

Return-on-Tangible-Asset is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$16.64
Price
$23.32
GF Value