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Propel HoldingsPRLPF 72 3-Year EPS without NRI Growth Rate is 41.70% as of Mar. 2026, which is 13% below its 10-year median of 48.10. GuruFocus rates PRLPF with a GF Scoreâ„¢ of 72/100 and a GF Valueâ„¢ of $23.05 (Modestly Undervalued). The stock has 5 warning signs investors should review. Among 430 Credit Services companies, Propel Holdings ranks better than 80.7% on this metric.
During the past 12 months, Propel Holdings's average EPS without NRI Growth Rate was 19.60% per year.
During the past 3 years, the average EPS without NRI Growth Rate was 41.70% per year.
During the past 5 years, the average EPS without NRI Growth Rate was 38.90% per year.
Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the average EPS without NRI growth rate.
During the past 8 years, the highest 3-Year average EPS without NRI Growth Rate of Propel Holdings was 65.20% per year. The lowest was 25.80% per year. And the median was 48.10% per year.
Propel Holdings (OTCPK:PRLPF) 3-Year EPS without NRI Growth Rate Explanation
EPS without NRI is the amount of earnings without non-recurring items per outstanding share of the company's stock.
Earnings Per Share (EPS) is the single most important variable used by Wall Street in determining the earnings power of a company. But investors need to be aware that Earnings per Share can be easily manipulated by adjusting depreciation and amortization rate or non-recurring items. That's why GuruFocus lists Earnings per share without Non-Recurring Items, which better reflects the company's underlying performance.
Propel Holdings 3-Year EPS without NRI Growth Rate Related Terms
PRLPF vs V, MA, AXP: 3-Year EPS without NRI Growth Rate Comparison
For the Credit Services subindustry, Propel Holdings's 3-Year EPS without NRI Growth Rate, along with its competitors' market caps and 3-Year EPS without NRI Growth Rate data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Propel Holdings 3-Year EPS without NRI Growth Rate vs Credit Services Industry
For the Credit Services industry and Financial Services sector, Propel Holdings's 3-Year EPS without NRI Growth Rate distribution charts can be found below:
* The bar in red indicates where Propel Holdings's 3-Year EPS without NRI Growth Rate falls into.
Propel Holdings 3-Year EPS without NRI Growth Rate Calculation
This is the 3-year average growth rate of EPS without NRI. The growth rate is calculated using exponential compounding based on the latest four year annual data.
Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the average EPS without NRI growth rate.
What does a 3-Year EPS without NRI Growth Rate of 41.70% mean?
Propel Holdings (PRLPF) has a 3-Year EPS without NRI Growth Rate of 41.70% as of Mar. 2026. 3-Year EPS without NRI Growth Rate is the 3-year average growth rate of EPS without NRI. View historical data for Propel Holdings and its competitors. This is 13% below median its historical median of 48.10. Over the past decade, Propel Holdings' 3-Year EPS without NRI Growth Rate has ranged from 25.80 to 65.20. According to the industry distribution chart, Propel Holdings ranks #83 out of 430 companies in the Credit Services industry, placing it in the top 19.3%.
Is Propel Holdings' 3-Year EPS without NRI Growth Rate too high?
Propel Holdings' current 3-Year EPS without NRI Growth Rate of 41.70% is 13% below median its 10-year median of 48.10. Over the past 10 years, this metric has ranged from a low of 25.80 to a high of 65.20. The Credit Services industry median 3-Year EPS without NRI Growth Rate is 11.40. Propel Holdings' value of 41.70% is 265.8% above this industry median. Based on the distribution chart, Propel Holdings ranks #83 out of 430 companies in the Credit Services industry, which is in the top quartile — a strong position relative to peers. Overall, Propel Holdings has a GF Score™ of 72/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Propel Holdings' 3-Year EPS without NRI Growth Rate compare to V and MA?
According to the Credit Services industry distribution chart, Propel Holdings ranks #83 out of 430 companies for 3-Year EPS without NRI Growth Rate. This places Propel Holdings in the top 19% of its industry — outperforming the majority of peers. The industry median 3-Year EPS without NRI Growth Rate is 11.40. Propel Holdings' value of 41.70% is 265.8% above this benchmark. Historically, Propel Holdings' own 3-Year EPS without NRI Growth Rate has ranged from 25.80 to 65.20 over the past decade. While the company's 10-year median is 48.10 vs. the industry median of 11.40, Propel Holdings has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 3-Year EPS without NRI Growth Rate for a Credit Services company?
The median 3-Year EPS without NRI Growth Rate among Credit Services companies is 11.40, based on 430 companies in the industry. Companies in the top quartile (top 25%) have a 3-Year EPS without NRI Growth Rate significantly above this median, while those in the bottom quartile fall well below. However, 3-Year EPS without NRI Growth Rate should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Propel Holdings's current 3-Year EPS without NRI Growth Rate of 41.70% is 265.8% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 3-Year EPS without NRI Growth Rate mean?
A high 3-Year EPS without NRI Growth Rate can signal that a stock is expensive relative to its fundamentals. 3-Year EPS without NRI Growth Rate is the 3-year average growth rate of EPS without NRI. View historical data for Propel Holdings and its competitors. For the Credit Services industry, the median 3-Year EPS without NRI Growth Rate is 11.40 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Propel Holdings's current 3-Year EPS without NRI Growth Rate is 41.70%, which is 13% below median its own 10-year median of 48.10. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Propel Holdings stock overvalued right now?
Based on GuruFocus' analysis, Propel Holdings (PRLPF) is currently considered Modestly Undervalued. The stock's GF Value™ is $23.05, compared to a current price of $18.25 — trading 20.8% below its estimated fair value. The current 3-Year EPS without NRI Growth Rate is 41.70%, which is 13% below median its 10-year median of 48.10 and 265.8% above the Credit Services industry median of 11.40. Propel Holdings' overall GF Score™ is 72/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 3-Year EPS without NRI Growth Rate calculated?
3-Year EPS without NRI Growth Rate is calculated from a company's financial statements. For Propel Holdings (PRLPF), the current 3-Year EPS without NRI Growth Rate is 41.70% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Propel Holdings (PRLPF) Overvalued in 2026?
Based on GuruFocus' analysis, Propel Holdings stock appears to be undervalued.
The current stock price of $18.25 is trading 20.8% below its estimated GF Value™ of $23.05.
GuruFocus considers Propel Holdings to be Modestly Undervalued.
Key valuation signals for PRLPF:
3-Year EPS without NRI Growth Rate: 41.70% (13% below median its 10-year median of 48.10)
GF Value™: $23.05 vs. price of $18.25 (20.8% below fair value)
Industry Position: 265.8% above the Credit Services median (#83 of 430)
No single metric tells the full story. See the PRLPF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Propel Holdings Inc is a financial technology (fintech) company, committed to credit inclusion by facilitating fair, fast, and transparent access to credit through its proprietary, online lending platform. All the firm's operations are conducted through its consumer-facing brands: MoneyKey, CreditFresh, Fora Credit, and QuidMarket.
72GF Score
Get the complete analysis for PRLPF
3-Year EPS without NRI Growth Rate is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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