Propel HoldingsPRLPF 72 Equity-to-Asset is 0.41 as of Mar. 2026, which is 24% above its 10-year median of 0.33. GuruFocus rates PRLPF with a GF Score™ of 72/100 and a GF Value™ of $22.97 (Modestly Undervalued). The stock has 5 warning signs investors should review. Among 543 Credit Services companies, Propel Holdings ranks better than 51.01% on this metric.
Equity to Asset ratio is calculated as total stockholders equity divided by total asset. Propel Holdings's Total Stockholders Equity for the quarter that ended in Mar. 2026 was $274.2 Mil. Propel Holdings's Total Assets for the quarter that ended in Mar. 2026 was $669.6 Mil.
Therefore, Propel Holdings's Equity to Asset Ratio for the quarter that ended in Mar. 2026 was 0.41.
The historical rank and industry rank for Propel Holdings's Equity-to-Asset or its related term are showing as below:
PRLPF'
s Equity-to-Asset Range Over the Past 10 Years
Min: 0.06 Med: 0.33 Max: 0.5
Current: 0.41
During the past 8 years, the highest Equity to Asset Ratio of Propel Holdings was 0.50. The lowest was 0.06. And the median was 0.33.
PRLPF's Equity-to-Asset is ranked better than 51.01% of 543
companies
in the Credit Services industry
Industry Median: 0.41
vs PRLPF: 0.41
Equity to Asset ratio can vary greatly across different industries, as they have different capital structure. A company with smaller Equity to Asset ratio (more leveraged) may have higher ROE % because of the leverage.
For banks, the required minimum Equity to Asset ratio by regulation is 5%. Some stronger banks may have Equity to Asset Ratio of more than 10%.
Propel Holdings Equity-to-Asset Related Terms
Propel Holdings Equity-to-Asset Historical Data
* Premium members only.
The historical data trend for Propel Holdings's Equity-to-Asset can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Credit Services subindustry, Propel Holdings's Equity-to-Asset, along with its competitors' market caps and Equity-to-Asset data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Propel Holdings Equity-to-Asset vs Credit Services Industry
For the Credit Services industry and Financial Services sector, Propel Holdings's Equity-to-Asset distribution charts can be found below:
* The bar in red indicates where Propel Holdings's Equity-to-Asset falls into.
Equity to Asset ratio measures the ratios of the portion of the asset owned by shareholders out of the total asset. It indicates the leverage of the company, and the amount of debt the company uses in its operation.
Equity to Asset ratio is calculated by dividing total stockholders equity by total asset.
Propel Holdings's Equity to Asset Ratio for the fiscal year that ended in Dec. 2025 is calculated as
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Propel Holdings (PRLPF) has a Equity-to-Asset of 0.41 as of Mar. 2026. Equity-to-asset ratio equals total company equity divided by total assets. It measures financial leverage. View historical data on Propel Holdings and its competitors. This is 24% above median its historical median of 0.33. Over the past decade, Propel Holdings' Equity-to-Asset has ranged from 0.06 to 0.50. According to the industry distribution chart, Propel Holdings ranks #266 out of 543 companies in the Credit Services industry, placing it in the top 49%.
Is Propel Holdings' Equity-to-Asset too high?
Propel Holdings' current Equity-to-Asset of 0.41 is 24% above median its 10-year median of 0.33. Over the past 10 years, this metric has ranged from a low of 0.06 to a high of 0.50. The Credit Services industry median Equity-to-Asset is 0.41. Propel Holdings' value of 0.41 is 0% at this industry median. Based on the distribution chart, Propel Holdings ranks #266 out of 543 companies in the Credit Services industry, which is above the industry midpoint. Overall, Propel Holdings has a GF Score™ of 72/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Propel Holdings' Equity-to-Asset compare to V and MA?
According to the Credit Services industry distribution chart, Propel Holdings ranks #266 out of 543 companies for Equity-to-Asset. This puts Propel Holdings in the upper half of its industry. The industry median Equity-to-Asset is 0.41. Propel Holdings' value of 0.41 is 0% at this benchmark. Historically, Propel Holdings' own Equity-to-Asset has ranged from 0.06 to 0.50 over the past decade. While the company's 10-year median is 0.33 vs. the industry median of 0.41, Propel Holdings has consistently been at the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Equity-to-Asset for a Credit Services company?
The median Equity-to-Asset among Credit Services companies is 0.41, based on 543 companies in the industry. Companies in the top quartile (top 25%) have a Equity-to-Asset significantly above this median, while those in the bottom quartile fall well below. However, Equity-to-Asset should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Propel Holdings's current Equity-to-Asset of 0.41 is 0% at the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Equity-to-Asset mean?
A high Equity-to-Asset can signal that a stock is expensive relative to its fundamentals. Equity-to-asset ratio equals total company equity divided by total assets. It measures financial leverage. View historical data on Propel Holdings and its competitors. For the Credit Services industry, the median Equity-to-Asset is 0.41 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Propel Holdings's current Equity-to-Asset is 0.41, which is 24% above median its own 10-year median of 0.33. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Propel Holdings stock overvalued right now?
Based on GuruFocus' analysis, Propel Holdings (PRLPF) is currently considered Modestly Undervalued. The stock's GF Value™ is $22.97, compared to a current price of $18.28 — trading 20.4% below its estimated fair value. The current Equity-to-Asset is 0.41, which is 24% above median its 10-year median of 0.33 and 0% at the Credit Services industry median of 0.41. Propel Holdings' overall GF Score™ is 72/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Equity-to-Asset calculated?
Equity-to-Asset is calculated from a company's financial statements. For Propel Holdings (PRLPF), the current Equity-to-Asset is 0.41 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Propel Holdings (PRLPF) Overvalued in 2026?
Based on GuruFocus' analysis, Propel Holdings stock appears to be undervalued.
The current stock price of $18.28 is trading 20.4% below its estimated GF Value™ of $22.97.
GuruFocus considers Propel Holdings to be Modestly Undervalued.
Key valuation signals for PRLPF:
Equity-to-Asset: 0.41 (24% above median its 10-year median of 0.33)
GF Value™: $22.97 vs. price of $18.28 (20.4% below fair value)
Industry Position: 0% at the Credit Services median (#266 of 543)
No single metric tells the full story. See the PRLPF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Propel Holdings Inc is a financial technology (fintech) company, committed to credit inclusion by facilitating fair, fast, and transparent access to credit through its proprietary, online lending platform. All the firm's operations are conducted through its consumer-facing brands: MoneyKey, CreditFresh, Fora Credit, and QuidMarket.
72GF Score
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