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Woori Financial GroupWF -1.37%54 3-Year Book Growth Rate is 7.60% as of Jun. 2026, which is 8% below its 10-year median of 8.30. GuruFocus rates WF with a GF Score™ of 54/100 and a GF Value™ of $47.58 (Significantly Overvalued). The stock has 1 warning sign investors should review. Among 1,486 Banks companies, Woori Financial Group ranks worse than 58.08% on this metric.
During the past 12 months, Woori Financial Group's average Book Value per Share Growth Rate was 14.70% per year.
During the past 3 years, the average Book Value per Share Growth Rate was 7.60% per year.
During the past 5 years, the average Book Value per Share Growth Rate was 9.00% per year.
Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the average Book Value per Share growth rate.
During the past 13 years, the highest 3-Year average Book Value per Share Growth Rate of Woori Financial Group was 9.90% per year. The lowest was 2.20% per year. And the median was 8.30% per year.
Woori Financial Group (NYSE:WF) 3-Year Book Growth Rate Explanation
Book Value per Share is the ratio of equity available to common shareholders divided by the shares outstanding. Book value per share effectively indicates a firm's net asset value on a per-share basis. It can be used by investors to gauge whether a stock price is undervalued by comparing it to the firm's market value per share. Theoretically, it is what the shareholders will receive if the company is liquidated.
Woori Financial Group 3-Year Book Growth Rate Related Terms
Woori Financial Group 3-Year Book Growth Rate Competitor Comparison
For the Banks - Regional subindustry, Woori Financial Group's 3-Year Book Growth Rate, along with its competitors' market caps and 3-Year Book Growth Rate data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Woori Financial Group 3-Year Book Growth Rate vs Banks Industry
For the Banks industry and Financial Services sector, Woori Financial Group's 3-Year Book Growth Rate distribution charts can be found below:
* The bar in red indicates where Woori Financial Group's 3-Year Book Growth Rate falls into.
Woori Financial Group 3-Year Book Growth Rate Calculation
This is the 3-year average growth rate of Book Value per Share. The growth rate is calculated using exponential compounding based on the latest four year annual data.
Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the average Book Value per Share growth rate.
What does a 3-Year Book Growth Rate of 7.60% mean?
Woori Financial Group (WF) has a 3-Year Book Growth Rate of 7.60% as of Jun. 2026. 3-Year Book Growth Rate is the 3-year average growth rate of Book Value per Share. View historical data for Woori Financial Group and its competitors. This is near median its historical median of 8.30. Over the past decade, Woori Financial Group's 3-Year Book Growth Rate has ranged from 2.20 to 9.90. According to the industry distribution chart, Woori Financial Group ranks #863 out of 1486 companies in the Banks industry, placing it in the top 58.1%.
Is Woori Financial Group's 3-Year Book Growth Rate too high?
Woori Financial Group's current 3-Year Book Growth Rate of 7.60% is near median its 10-year median of 8.30. Over the past 10 years, this metric has ranged from a low of 2.20 to a high of 9.90. The Banks industry median 3-Year Book Growth Rate is 8.80. Woori Financial Group's value of 7.60% is 13.6% below this industry median. Based on the distribution chart, Woori Financial Group ranks #863 out of 1486 companies in the Banks industry, which is below the industry midpoint. Overall, Woori Financial Group has a GF Score™ of 54/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Woori Financial Group's 3-Year Book Growth Rate compare to competitors?
According to the Banks industry distribution chart, Woori Financial Group ranks #863 out of 1486 companies for 3-Year Book Growth Rate. This places Woori Financial Group in the lower half of its industry. The industry median 3-Year Book Growth Rate is 8.80. Woori Financial Group's value of 7.60% is 13.6% below this benchmark. Historically, Woori Financial Group's own 3-Year Book Growth Rate has ranged from 2.20 to 9.90 over the past decade. While the company's 10-year median is 8.30 vs. the industry median of 8.80, Woori Financial Group has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 3-Year Book Growth Rate for a Banks company?
The median 3-Year Book Growth Rate among Banks companies is 8.80, based on 1,486 companies in the industry. Companies in the top quartile (top 25%) have a 3-Year Book Growth Rate significantly above this median, while those in the bottom quartile fall well below. However, 3-Year Book Growth Rate should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Woori Financial Group's current 3-Year Book Growth Rate of 7.60% is 13.6% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 3-Year Book Growth Rate mean?
A high 3-Year Book Growth Rate can signal that a stock is expensive relative to its fundamentals. 3-Year Book Growth Rate is the 3-year average growth rate of Book Value per Share. View historical data for Woori Financial Group and its competitors. For the Banks industry, the median 3-Year Book Growth Rate is 8.80 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Woori Financial Group's current 3-Year Book Growth Rate is 7.60%, which is near median its own 10-year median of 8.30. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Woori Financial Group stock overvalued right now?
Based on GuruFocus' analysis, Woori Financial Group (WF) is currently considered Significantly Overvalued. The stock's GF Value™ is $47.58, compared to a current price of $77.98 — trading 63.9% above its estimated fair value. The current 3-Year Book Growth Rate is 7.60%, which is near median its 10-year median of 8.30 and 13.6% below the Banks industry median of 8.80. Woori Financial Group's overall GF Score™ is 54/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 3-Year Book Growth Rate calculated?
3-Year Book Growth Rate is calculated from a company's financial statements. For Woori Financial Group (WF), the current 3-Year Book Growth Rate is 7.60% as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Woori Financial Group (WF) Overvalued in 2026?
Based on GuruFocus' analysis, Woori Financial Group stock appears to be overvalued.
The current stock price of $77.98 is trading 63.9% above its estimated GF Value™ of $47.58.
GuruFocus considers Woori Financial Group to be Significantly Overvalued.
Key valuation signals for WF:
3-Year Book Growth Rate: 7.60% (near median its 10-year median of 8.30)
GF Value™: $47.58 vs. price of $77.98 (63.9% above fair value)
Industry Position: 13.6% below the Banks median (#863 of 1486)
No single metric tells the full story. See the WF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Woori Financial Group Inc is a banking and financial services holding company that offers a wide range of businesses, including corporate banking, consumer banking, credit card operations, investment banking, capital markets activities, international banking, asset management, life insurance, and other businesses. It provides products and services to customers, which mainly comprise small- and medium-sized enterprises and individuals, as well as some of Korea's corporations. It has six operational business segments: banking, life insurance, credit card, capital, investment securities, and other operations.
54GF Score
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