WF (Woori Financial Group) Cyclically Adjusted Book per Share: $86.19 (As of Mar. 2026)


WF Woori Financial Group Inc WF
60 GF Score
Price $56.40
GF Value $33.08
Valuation Significantly Overvalued
! 1 Warning Sign
View Full Analysis

What is Woori Financial Group Cyclically Adjusted Book per Share?

Woori Financial Group WF -1.67% 60 Cyclically Adjusted Book per Share is $86.19 as of Mar. 2026. GuruFocus rates WF with a GF Score™ of 60/100 and a GF Value™ of $33.08 (Significantly Overvalued). The stock has 1 warning sign investors should review.

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted Book per Share and the Cyclically Adjusted PB Ratio. The Cyclically Adjusted Book per Share is the average of the inflation adjusted Book Value per Share of a company over the past 10 years.

Woori Financial Group's adjusted book value per share data for the fiscal year that ended in Dec. 2025 was $100.873. Add all the adjusted book value per share for the past 10 years together and divide the count will get our Cyclically Adjusted Book per Share, which is $86.19 for the trailing ten years ended in Dec. 2025.

Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the Cyclically Adjusted Book Growth Rate using Cyclically Adjusted Book per Share data.

As of today (2026-06-27), Woori Financial Group's current stock price is $ 56.40. Woori Financial Group's Cyclically Adjusted Book per Share for the fiscal year that ended in Dec. 2025 was $86.19. Woori Financial Group's Cyclically Adjusted PB Ratio of today is 0.65.

During the past 10 years, the highest Cyclically Adjusted PB Ratio of Woori Financial Group was 0.99. The lowest was 0.67. And the median was 0.79.


Woori Financial Group  (NYSE:WF) Cyclically Adjusted Book per Share Explanation

If a company grows much fast than inflation, Cyclically Adjusted Book per Share may underestimate the company's equity. Cyclically Adjusted PB Ratio can seem to be too high even the actual PB Ratio is low.

For the Cyclically Adjusted PB Ratio, the book value of the past 10 years are inflation-adjusted and averaged. The result is used for P/B calculation. Since it looks at the average over the last 10 years, the Cyclically Adjusted PB Ratio is also called CAPB Ratio.

The Shiller PE Ratio was first used by professor Robert Shiller. He uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings per share of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PB Ratio. The Cyclically Adjusted Book per Share is the average of the inflation adjusted book value per share of a company over the past 10 years.

Woori Financial Group's Cyclically Adjusted PB Ratio of today is calculated as

Cyclically Adjusted PB Ratio=Share Price/Cyclically Adjusted Book per Share
=56.40/86.19
=0.65

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

During the past 10 years, the highest Cyclically Adjusted PB Ratio of Woori Financial Group was 0.99. The lowest was 0.67. And the median was 0.79.


Be Aware

Cyclically Adjusted PB Ratio works better for cyclical companies. It gives you a better idea on the company's real book value.


Woori Financial Group Cyclically Adjusted Book per Share Related Terms


Woori Financial Group Cyclically Adjusted Book per Share Historical Data

* Premium members only.

The historical data trend for Woori Financial Group's Cyclically Adjusted Book per Share can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Woori Financial Group Cyclically Adjusted Book per Share Chart

Woori Financial Group Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Cyclically Adjusted Book per Share
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.00 0.00 0.00 0.00 86.19

Woori Financial Group Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Cyclically Adjusted Book per Share Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.00 0.00 0.00 86.19 0.00

Woori Financial Group Cyclically Adjusted Book per Share Competitor Comparison

For the Banks - Regional subindustry, Woori Financial Group's Cyclically Adjusted PB Ratio, along with its competitors' market caps and Cyclically Adjusted PB Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Woori Financial Group Cyclically Adjusted PB Ratio vs Banks Industry

For the Banks industry and Financial Services sector, Woori Financial Group's Cyclically Adjusted PB Ratio distribution charts can be found below:

* The bar in red indicates where Woori Financial Group's Cyclically Adjusted PB Ratio falls into.


WF
60GF Score
Woori Financial Group Inc WF
Cyclically Adjusted Book per Share is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Woori Financial Group Cyclically Adjusted Book per Share Calculation

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted Book per Share and the Cyclically Adjusted PB Ratio. The Cyclically Adjusted Book per Share is the average of the inflation adjusted Book Value per Share of a company over the past 10 years.

What is Cyclically Adjusted Book per Share? How do we calculate Cyclically Adjusted Book per Share?

Cyclically Adjusted Book per Share is the average of the inflation adjusted Book Value per Share of a company over the past 10 years. Let's use an example to explain.

If we want to calculate the Cyclically Adjusted Book per Share of Wal-Mart (WMT) for Dec. 31, 2010, we need to have the inflation data and the book value per share from 2001 through 2010.

We adjusted the 2001 book value per share data with the total inflation from 2001 through 2010 to the equivalent book value in 2010. If the total inflation from 2001 to 2010 is 40%, and Wal-Mart's book value is $1 a share in 2001, then the 2001's equivalent book value in 2010 is $1.4 a share. If Wal-Mart's book value is $1 again in 2002, and the total inflation from 2002 through 2010 is 35%, then the equivalent 2002 book value in 2010 is $1.35. So on and so forth, you get the equivalent book value per share of past 10 years. Then you add them together and divided the sum by the count to get Cyclically Adjusted Book per Share.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

For example, Woori Financial Group's adjusted Book Value per Share data for the fiscal year that ended in Dec. 2025 was:

Adj_Book=Book Value per Share /CPI of Dec. 2025 (Change)*Current CPI (Dec. 2025)
=100.873/123.9393*123.9393
=100.873

Current CPI (Dec. 2025) = 123.9393.

Woori Financial Group Annual Data

Book Value per Share CPI Adj_Book
201612 0.000 101.561 0.000
201712 82.951 102.991 99.823
201812 85.430 104.351 101.467
201912 76.057 105.121 89.672
202012 87.544 105.765 102.587
202112 89.787 109.676 101.463
202212 91.662 115.179 98.633
202312 97.300 118.837 101.478
202412 95.665 121.135 97.880
202512 100.873 123.939 100.873

Add all the adjusted book value per share together and divide the count will get our Cyclically Adjusted Book per Share.

What does a Cyclically Adjusted Book per Share of $86.19 mean?
Woori Financial Group (WF) has a Cyclically Adjusted Book per Share of $86.19 as of Mar. 2026. Cyclically adjusted book value per share represents the company's inflation-adjusted book value per share over a 10-year period. View historical data on Woori Financial Group and its competitors.
Is Woori Financial Group's Cyclically Adjusted Book per Share too high?
Woori Financial Group's current Cyclically Adjusted Book per Share is $86.19. Overall, Woori Financial Group has a GF Score™ of 60/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Woori Financial Group's Cyclically Adjusted Book per Share compare to competitors?
Woori Financial Group's Cyclically Adjusted Book per Share of $86.19 can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cyclically Adjusted Book per Share for a Banks company?
A good Cyclically Adjusted Book per Share depends on the Banks industry context. However, Cyclically Adjusted Book per Share should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cyclically Adjusted Book per Share mean?
A high Cyclically Adjusted Book per Share can signal that a stock is expensive relative to its fundamentals. Cyclically adjusted book value per share represents the company's inflation-adjusted book value per share over a 10-year period. View historical data on Woori Financial Group and its competitors. Woori Financial Group's current Cyclically Adjusted Book per Share is $86.19. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Woori Financial Group stock overvalued right now?
Based on GuruFocus' analysis, Woori Financial Group (WF) is currently considered Significantly Overvalued. The stock's GF Value™ is $33.08, compared to a current price of $56.40 — trading 70.5% above its estimated fair value. The current Cyclically Adjusted Book per Share is $86.19. Woori Financial Group's overall GF Score™ is 60/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cyclically Adjusted Book per Share calculated?
Cyclically Adjusted Book per Share is calculated from a company's financial statements. For Woori Financial Group (WF), the current Cyclically Adjusted Book per Share is $86.19 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Woori Financial Group (WF) Overvalued in 2026?

Based on GuruFocus' analysis, Woori Financial Group stock appears to be overvalued. The current stock price of $56.40 is trading 70.5% above its estimated GF Value™ of $33.08. GuruFocus considers Woori Financial Group to be Significantly Overvalued.

Key valuation signals for WF:

  • Cyclically Adjusted Book per Share: $86.19
  • GF Value™: $33.08 vs. price of $56.40 (70.5% above fair value)
  • GF Score™: 60/100 with 1 warning sign

No single metric tells the full story. See the WF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Woori Financial Group Business Description

Other Exchanges 316140:Korea2WGA:Germany
Address 51, Sogong-ro, Jung-gu, Seoul, KOR, 04632
Woori Financial Group Inc is a banking and financial services holding company that offers a wide range of businesses, including corporate banking, consumer banking, credit card operations, investment banking, capital markets activities, international banking, asset management, life insurance, and other businesses. It provides products and services to customers, which mainly comprise small- and medium-sized enterprises and individuals, as well as some of Korea's corporations. It has six operational business segments: banking, life insurance, credit card, capital, investment securities, and other operations.
60GF Score

Get the complete analysis for WF

Cyclically Adjusted Book per Share is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$56.40
Price
$33.08
GF Value