Woori Financial GroupWF +2.66%60 Return-on-Tangible-Equity is 6.82% as of Mar. 2026, which is 28% below its 10-year median of 9.41. GuruFocus rates WF with a GF Score™ of 60/100 and a GF Value™ of $33.33 (Significantly Overvalued). The stock has 1 warning sign investors should review. Among 1,525 Banks companies, Woori Financial Group ranks worse than 61.57% on this metric.
Return-on-Tangible-Equity is calculated as Net Income divided by its average total shareholder tangible equity. Total shareholder tangible equity equals to Total Stockholders Equity minus Intangible Assets. Woori Financial Group's annualized net income for the quarter that ended in Mar. 2026 was $1,622 Mil. Woori Financial Group's average shareholder tangible equity for the quarter that ended in Mar. 2026 was $23,776 Mil. Therefore, Woori Financial Group's annualized Return-on-Tangible-Equity for the quarter that ended in Mar. 2026 was 6.82%.
The historical rank and industry rank for Woori Financial Group's Return-on-Tangible-Equity or its related term are showing as below:
WF'
s Return-on-Tangible-Equity Range Over the Past 10 Years
Min: 6.37 Med: 9.41 Max: 12.44
Current: 9.26
During the past 10 years, Woori Financial Group's highest Return-on-Tangible-Equity was 12.44%. The lowest was 6.37%. And the median was 9.41%.
WF's Return-on-Tangible-Equity is ranked worse than 61.57% of 1525
companies
in the Banks industry
Industry Median: 11.21
vs WF: 9.26
Woori Financial Group (NYSE:WF) Return-on-Tangible-Equity Explanation
Return-on-Tangible-Equity measures the rate of return on the ownership interest (shareholder's tangible equity) of the common stock owners. It measures a firm's efficiency at generating profits from every unit of shareholders' tangible equity (shareholders equity minus intangibles). Return-on-Tangible-Equity shows how well a company uses investment funds to generate earnings growth. Return-on-Tangible-Equitys between 15% and 20% are considered desirable.
Be Aware
Net Income is used.
Because a company can increase its Return-on-Tangible-Equity by having more financial leverage, it is important to watch the leverage ratio when investing in high Return-on-Tangible-Equity companies. Like Return-on-Tangible-Asset, Return-on-Tangible-Equity is calculated with only 12 months data. Fluctuations in company's earnings or business cycles can affect the ratio drastically. It is important to look at the ratio from a long term perspective.
Asset light businesses require very few assets to generate very high earnings. Their Return-on-Tangible-Equitys can be extremely high.
Woori Financial Group Return-on-Tangible-Equity Related Terms
Woori Financial Group Return-on-Tangible-Equity Historical Data
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The historical data trend for Woori Financial Group's Return-on-Tangible-Equity can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Woori Financial Group Return-on-Tangible-Equity Chart
Woori Financial Group Return-on-Tangible-Equity Competitor Comparison
For the Banks - Regional subindustry, Woori Financial Group's Return-on-Tangible-Equity, along with its competitors' market caps and Return-on-Tangible-Equity data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Woori Financial Group Return-on-Tangible-Equity vs Banks Industry
For the Banks industry and Financial Services sector, Woori Financial Group's Return-on-Tangible-Equity distribution charts can be found below:
* The bar in red indicates where Woori Financial Group's Return-on-Tangible-Equity falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
In the calculation of annual Return-on-Tangible-Equity, the net income of the last fiscal year and the average total shareholder tangible equity over the fiscal year are used. In calculating the quarterly data,
the net income data used here is four times the quarterly (Mar. 2026) net income data.
Return-on-Tangible-Equity is displayed in the 10-year financial page.
What does a Return-on-Tangible-Equity of 6.82% mean?
Woori Financial Group (WF) has a Return-on-Tangible-Equity of 6.82% as of Mar. 2026. Return on tangible equity is the ratio of current-period net income to average two-period tangible equity. View historical data on Woori Financial Group and its competitors. This is 28% below median its historical median of 9.41. Over the past decade, Woori Financial Group's Return-on-Tangible-Equity has ranged from 6.37 to 12.44. According to the industry distribution chart, Woori Financial Group ranks #939 out of 1525 companies in the Banks industry, placing it in the top 61.6%.
Is Woori Financial Group's Return-on-Tangible-Equity too high?
Woori Financial Group's current Return-on-Tangible-Equity of 6.82% is 28% below median its 10-year median of 9.41. Over the past 10 years, this metric has ranged from a low of 6.37 to a high of 12.44. The Banks industry median Return-on-Tangible-Equity is 11.21. Woori Financial Group's value of 6.82% is 39.2% below this industry median. Based on the distribution chart, Woori Financial Group ranks #939 out of 1525 companies in the Banks industry, which is below the industry midpoint. Overall, Woori Financial Group has a GF Score™ of 60/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Woori Financial Group's Return-on-Tangible-Equity compare to competitors?
According to the Banks industry distribution chart, Woori Financial Group ranks #939 out of 1525 companies for Return-on-Tangible-Equity. This places Woori Financial Group in the lower half of its industry. The industry median Return-on-Tangible-Equity is 11.21. Woori Financial Group's value of 6.82% is 39.2% below this benchmark. Historically, Woori Financial Group's own Return-on-Tangible-Equity has ranged from 6.37 to 12.44 over the past decade. While the company's 10-year median is 9.41 vs. the industry median of 11.21, Woori Financial Group has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Return-on-Tangible-Equity for a Banks company?
The median Return-on-Tangible-Equity among Banks companies is 11.21, based on 1,525 companies in the industry. Companies in the top quartile (top 25%) have a Return-on-Tangible-Equity significantly above this median, while those in the bottom quartile fall well below. However, Return-on-Tangible-Equity should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Woori Financial Group's current Return-on-Tangible-Equity of 6.82% is 39.2% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Return-on-Tangible-Equity mean?
A high Return-on-Tangible-Equity can signal that a stock is expensive relative to its fundamentals. Return on tangible equity is the ratio of current-period net income to average two-period tangible equity. View historical data on Woori Financial Group and its competitors. For the Banks industry, the median Return-on-Tangible-Equity is 11.21 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Woori Financial Group's current Return-on-Tangible-Equity is 6.82%, which is 28% below median its own 10-year median of 9.41. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Woori Financial Group stock overvalued right now?
Based on GuruFocus' analysis, Woori Financial Group (WF) is currently considered Significantly Overvalued. The stock's GF Value™ is $33.33, compared to a current price of $57.90 — trading 73.7% above its estimated fair value. The current Return-on-Tangible-Equity is 6.82%, which is 28% below median its 10-year median of 9.41 and 39.2% below the Banks industry median of 11.21. Woori Financial Group's overall GF Score™ is 60/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Return-on-Tangible-Equity calculated?
Return-on-Tangible-Equity is calculated from a company's financial statements. For Woori Financial Group (WF), the current Return-on-Tangible-Equity is 6.82% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Woori Financial Group (WF) Overvalued in 2026?
Based on GuruFocus' analysis, Woori Financial Group stock appears to be overvalued.
The current stock price of $57.90 is trading 73.7% above its estimated GF Value™ of $33.33.
GuruFocus considers Woori Financial Group to be Significantly Overvalued.
Key valuation signals for WF:
Return-on-Tangible-Equity: 6.82% (28% below median its 10-year median of 9.41)
GF Value™: $33.33 vs. price of $57.90 (73.7% above fair value)
Industry Position: 39.2% below the Banks median (#939 of 1525)
No single metric tells the full story. See the WF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Woori Financial Group Inc is a banking and financial services holding company that offers a wide range of businesses, including corporate banking, consumer banking, credit card operations, investment banking, capital markets activities, international banking, asset management, life insurance, and other businesses. It provides products and services to customers, which mainly comprise small- and medium-sized enterprises and individuals, as well as some of Korea's corporations. It has six operational business segments: banking, life insurance, credit card, capital, investment securities, and other operations.
60GF Score
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