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Woori Financial GroupWF +0.30%53 Equity-to-Asset is 0.06 as of Mar. 2026, which is at its 10-year median of 0.06. GuruFocus rates WF with a GF Score™ of 53/100 and a GF Value™ of $32.40 (Significantly Overvalued). The stock has 1 warning sign investors should review. Among 1,524 Banks companies, Woori Financial Group ranks worse than 84.78% on this metric.
Woori Financial Group (NYSE:WF) Equity-to-Asset Explanation
Equity to Asset ratio can vary greatly across different industries, as they have different capital structure. A company with smaller Equity to Asset ratio (more leveraged) may have higher ROE % because of the leverage.
For banks, the required minimum Equity to Asset ratio by regulation is 5%. Some stronger banks may have Equity to Asset Ratio of more than 10%.
Woori Financial Group Equity-to-Asset Related Terms
Woori Financial Group Equity-to-Asset Historical Data
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The historical data trend for Woori Financial Group's Equity-to-Asset can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Woori Financial Group Equity-to-Asset Competitor Comparison
For the Banks - Regional subindustry, Woori Financial Group's Equity-to-Asset, along with its competitors' market caps and Equity-to-Asset data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Woori Financial Group Equity-to-Asset vs Banks Industry
For the Banks industry and Financial Services sector, Woori Financial Group's Equity-to-Asset distribution charts can be found below:
* The bar in red indicates where Woori Financial Group's Equity-to-Asset falls into.
Equity to Asset ratio measures the ratios of the portion of the asset owned by shareholders out of the total asset. It indicates the leverage of the company, and the amount of debt the company uses in its operation.
Equity to Asset ratio is calculated by dividing total stockholders equity by total asset.
Woori Financial Group's Equity to Asset Ratio for the fiscal year that ended in Dec. 2025 is calculated as
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Woori Financial Group (WF) has a Equity-to-Asset of 0.06 as of Mar. 2026. Equity-to-asset ratio equals total company equity divided by total assets. It measures financial leverage. View historical data on Woori Financial Group and its competitors. This is near median its historical median of 0.06. Over the past decade, Woori Financial Group's Equity-to-Asset has ranged from 0.05 to 0.07. According to the industry distribution chart, Woori Financial Group ranks #1292 out of 1524 companies in the Banks industry, placing it in the top 84.8%.
Is Woori Financial Group's Equity-to-Asset too high?
Woori Financial Group's current Equity-to-Asset of 0.06 is near median its 10-year median of 0.06. Over the past 10 years, this metric has ranged from a low of 0.05 to a high of 0.07. The Banks industry median Equity-to-Asset is 0.10. Woori Financial Group's value of 0.06 is 40% below this industry median. Based on the distribution chart, Woori Financial Group ranks #1292 out of 1524 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, Woori Financial Group has a GF Score™ of 53/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Woori Financial Group's Equity-to-Asset compare to competitors?
According to the Banks industry distribution chart, Woori Financial Group ranks #1292 out of 1524 companies for Equity-to-Asset. This places Woori Financial Group in the lower half of its industry. The industry median Equity-to-Asset is 0.10. Woori Financial Group's value of 0.06 is 40% below this benchmark. Historically, Woori Financial Group's own Equity-to-Asset has ranged from 0.05 to 0.07 over the past decade. While the company's 10-year median is 0.06 vs. the industry median of 0.10, Woori Financial Group has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Equity-to-Asset for a Banks company?
The median Equity-to-Asset among Banks companies is 0.10, based on 1,524 companies in the industry. Companies in the top quartile (top 25%) have a Equity-to-Asset significantly above this median, while those in the bottom quartile fall well below. However, Equity-to-Asset should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Woori Financial Group's current Equity-to-Asset of 0.06 is 40% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Equity-to-Asset mean?
A high Equity-to-Asset can signal that a stock is expensive relative to its fundamentals. Equity-to-asset ratio equals total company equity divided by total assets. It measures financial leverage. View historical data on Woori Financial Group and its competitors. For the Banks industry, the median Equity-to-Asset is 0.10 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Woori Financial Group's current Equity-to-Asset is 0.06, which is near median its own 10-year median of 0.06. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Woori Financial Group stock overvalued right now?
Based on GuruFocus' analysis, Woori Financial Group (WF) is currently considered Significantly Overvalued. The stock's GF Value™ is $32.40, compared to a current price of $69.14 — trading 113.4% above its estimated fair value. The current Equity-to-Asset is 0.06, which is near median its 10-year median of 0.06 and 40% below the Banks industry median of 0.10. Woori Financial Group's overall GF Score™ is 53/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Equity-to-Asset calculated?
Equity-to-Asset is calculated from a company's financial statements. For Woori Financial Group (WF), the current Equity-to-Asset is 0.06 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Woori Financial Group (WF) Overvalued in 2026?
Based on GuruFocus' analysis, Woori Financial Group stock appears to be overvalued.
The current stock price of $69.14 is trading 113.4% above its estimated GF Value™ of $32.40.
GuruFocus considers Woori Financial Group to be Significantly Overvalued.
Key valuation signals for WF:
Equity-to-Asset: 0.06 (near median its 10-year median of 0.06)
GF Value™: $32.40 vs. price of $69.14 (113.4% above fair value)
Industry Position: 40% below the Banks median (#1292 of 1524)
No single metric tells the full story. See the WF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Woori Financial Group Inc is a banking and financial services holding company that offers a wide range of businesses, including corporate banking, consumer banking, credit card operations, investment banking, capital markets activities, international banking, asset management, life insurance, and other businesses. It provides products and services to customers, which mainly comprise small- and medium-sized enterprises and individuals, as well as some of Korea's corporations. It has six operational business segments: banking, life insurance, credit card, capital, investment securities, and other operations.
53GF Score
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