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Woori Financial GroupWF -2.06%54 5-Year Yield-on-Cost % is 8.76 as of Jul. 23, 2026, which is 34% below its 10-year median of 13.27. GuruFocus rates WF with a GF Score™ of 54/100 and a GF Value™ of $32.74 (Significantly Overvalued). The stock has 1 warning sign investors should review. Among 1,251 Banks companies, Woori Financial Group ranks better than 84.65% on this metric.
Woori Financial Group's yield on cost for the quarter that ended in Mar. 2026 was 8.76.
The historical rank and industry rank for Woori Financial Group's 5-Year Yield-on-Cost % or its related term are showing as below:
WF'
s 5-Year Yield-on-Cost % Range Over the Past 10 Years
Min: 5.88 Med: 13.27 Max: 21.5
Current: 8.76
During the past 10 years, Woori Financial Group's highest Yield on Cost was 21.50. The lowest was 5.88. And the median was 13.27.
WF's 5-Year Yield-on-Cost % is ranked better than 84.65% of 1251
companies
in the Banks industry
Industry Median: 3.9
vs WF: 8.76
Woori Financial Group (NYSE:WF) 5-Year Yield-on-Cost % Explanation
Of course the risk here is that the company may not raise its dividends as it did before. The key is to select the companies that can consistently raise its dividends. Usually companies with long history of raising dividends tend to do so.
Woori Financial Group 5-Year Yield-on-Cost % Related Terms
Woori Financial Group 5-Year Yield-on-Cost % Competitor Comparison
For the Banks - Regional subindustry, Woori Financial Group's 5-Year Yield-on-Cost %, along with its competitors' market caps and 5-Year Yield-on-Cost % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Woori Financial Group 5-Year Yield-on-Cost % vs Banks Industry
For the Banks industry and Financial Services sector, Woori Financial Group's 5-Year Yield-on-Cost % distribution charts can be found below:
* The bar in red indicates where Woori Financial Group's 5-Year Yield-on-Cost % falls into.
Woori Financial Group 5-Year Yield-on-Cost % Calculation
Dividend Yield % and dividend growth of a stock is an important factor for income investors. But if company A raises its dividend constantly faster than company B, company A's future dividend yield might be much higher than Company B's even if their yields are the same now and their stock prices do not change.
Yield on Cost assumes that you buy and the stock today, and hold it for 5 years. If the company raises it dividends at the same rate as it did over the past 5 years, the dividends investors receive annually in 5 years relative to the stock price today.
Woori Financial Group (WF) has a 5-Year Yield-on-Cost % of 8.76 as of Jul. 23, 2026. 5-Year Yield on Cost measures the expected yield based on a company's current yield and 5-year dividend growth. View historical data on Woori Financial Group and its competitors. This is 34% below median its historical median of 13.27. Over the past decade, Woori Financial Group's 5-Year Yield-on-Cost % has ranged from 5.88 to 21.50. According to the industry distribution chart, Woori Financial Group ranks #192 out of 1251 companies in the Banks industry, placing it in the top 15.3%.
Is Woori Financial Group's 5-Year Yield-on-Cost % too high?
Woori Financial Group's current 5-Year Yield-on-Cost % of 8.76 is 34% below median its 10-year median of 13.27. Over the past 10 years, this metric has ranged from a low of 5.88 to a high of 21.50. The Banks industry median 5-Year Yield-on-Cost % is 3.90. Woori Financial Group's value of 8.76 is 124.6% above this industry median. Based on the distribution chart, Woori Financial Group ranks #192 out of 1251 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, Woori Financial Group has a GF Score™ of 54/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Woori Financial Group's 5-Year Yield-on-Cost % compare to competitors?
According to the Banks industry distribution chart, Woori Financial Group ranks #192 out of 1251 companies for 5-Year Yield-on-Cost %. This places Woori Financial Group in the top 15% of its industry — outperforming the majority of peers. The industry median 5-Year Yield-on-Cost % is 3.90. Woori Financial Group's value of 8.76 is 124.6% above this benchmark. Historically, Woori Financial Group's own 5-Year Yield-on-Cost % has ranged from 5.88 to 21.50 over the past decade. While the company's 10-year median is 13.27 vs. the industry median of 3.90, Woori Financial Group has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 5-Year Yield-on-Cost % for a Banks company?
The median 5-Year Yield-on-Cost % among Banks companies is 3.90, based on 1,251 companies in the industry. Companies in the top quartile (top 25%) have a 5-Year Yield-on-Cost % significantly above this median, while those in the bottom quartile fall well below. However, 5-Year Yield-on-Cost % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Woori Financial Group's current 5-Year Yield-on-Cost % of 8.76 is 124.6% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 5-Year Yield-on-Cost % mean?
A high 5-Year Yield-on-Cost % can signal that a stock is expensive relative to its fundamentals. 5-Year Yield on Cost measures the expected yield based on a company's current yield and 5-year dividend growth. View historical data on Woori Financial Group and its competitors. For the Banks industry, the median 5-Year Yield-on-Cost % is 3.90 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Woori Financial Group's current 5-Year Yield-on-Cost % is 8.76, which is 34% below median its own 10-year median of 13.27. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Woori Financial Group stock overvalued right now?
Based on GuruFocus' analysis, Woori Financial Group (WF) is currently considered Significantly Overvalued. The stock's GF Value™ is $32.74, compared to a current price of $62.21 — trading 90% above its estimated fair value. The current 5-Year Yield-on-Cost % is 8.76, which is 34% below median its 10-year median of 13.27 and 124.6% above the Banks industry median of 3.90. Woori Financial Group's overall GF Score™ is 54/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 5-Year Yield-on-Cost % calculated?
5-Year Yield-on-Cost % is calculated from a company's financial statements. For Woori Financial Group (WF), the current 5-Year Yield-on-Cost % is 8.76 as of Jul. 23, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Woori Financial Group (WF) Overvalued in 2026?
Based on GuruFocus' analysis, Woori Financial Group stock appears to be overvalued.
The current stock price of $62.21 is trading 90% above its estimated GF Value™ of $32.74.
GuruFocus considers Woori Financial Group to be Significantly Overvalued.
Key valuation signals for WF:
5-Year Yield-on-Cost %: 8.76 (34% below median its 10-year median of 13.27)
GF Value™: $32.74 vs. price of $62.21 (90% above fair value)
Industry Position: 124.6% above the Banks median (#192 of 1251)
No single metric tells the full story. See the WF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Woori Financial Group Inc is a banking and financial services holding company that offers a wide range of businesses, including corporate banking, consumer banking, credit card operations, investment banking, capital markets activities, international banking, asset management, life insurance, and other businesses. It provides products and services to customers, which mainly comprise small- and medium-sized enterprises and individuals, as well as some of Korea's corporations. It has six operational business segments: banking, life insurance, credit card, capital, investment securities, and other operations.
54GF Score
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5-Year Yield-on-Cost % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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