Woori Financial GroupWF -3.05%60 Pretax Margin % is 25.14% as of Mar. 2026, which is 22% below its 10-year median of 32.11. GuruFocus rates WF with a GF Score™ of 60/100 and a GF Value™ of $33.80 (Significantly Overvalued). The stock has 1 warning sign investors should review. Among 1,527 Banks companies, Woori Financial Group ranks worse than 62.41% on this metric.
The historical rank and industry rank for Woori Financial Group's Pretax Margin % or its related term are showing as below:
WF'
s Pretax Margin % Range Over the Past 10 Years
Min: 24.84 Med: 32.11 Max: 39.79
Current: 30.19
WF's Pretax Margin % is ranked worse than 62.41% of 1527
companies
in the Banks industry
Industry Median: 34.88
vs WF: 30.19
Woori Financial Group (NYSE:WF) Pretax Margin % Explanation
The pretax margin, as know as pretax profit margin, is widely used to measure the operating efficiency of a company before deducting taxes.
The pretax margin is sometimes preferred over the net margin as tax expenditures can make profitability comparisons between companies misleading.
It is a useful tool to compare companies operating in the same sector and less effective when comparing companies from other sectors as each industry generally has different operating expenses and sales patterns.
The long term trend of the pretax margin is a good indicator of the competitiveness and health of the business.
Woori Financial Group Pretax Margin % Related Terms
Woori Financial Group Pretax Margin % Historical Data
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The historical data trend for Woori Financial Group's Pretax Margin % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Woori Financial Group Pretax Margin % Competitor Comparison
For the Banks - Regional subindustry, Woori Financial Group's Pretax Margin %, along with its competitors' market caps and Pretax Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Woori Financial Group Pretax Margin % vs Banks Industry
For the Banks industry and Financial Services sector, Woori Financial Group's Pretax Margin % distribution charts can be found below:
* The bar in red indicates where Woori Financial Group's Pretax Margin % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Woori Financial Group (WF) has a Pretax Margin % of 25.14% as of Mar. 2026. Pre-Tax margin is the ratio of total pre-tax income to net sales. View historical data on Woori Financial Group and its competitors. This is 22% below median its historical median of 32.11. Over the past decade, Woori Financial Group's Pretax Margin % has ranged from 24.84 to 39.79. According to the industry distribution chart, Woori Financial Group ranks #953 out of 1527 companies in the Banks industry, placing it in the top 62.4%.
Is Woori Financial Group's Pretax Margin % too high?
Woori Financial Group's current Pretax Margin % of 25.14% is 22% below median its 10-year median of 32.11. Over the past 10 years, this metric has ranged from a low of 24.84 to a high of 39.79. The Banks industry median Pretax Margin % is 34.88. Woori Financial Group's value of 25.14% is 27.9% below this industry median. Based on the distribution chart, Woori Financial Group ranks #953 out of 1527 companies in the Banks industry, which is below the industry midpoint. Overall, Woori Financial Group has a GF Score™ of 60/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Woori Financial Group's Pretax Margin % compare to competitors?
According to the Banks industry distribution chart, Woori Financial Group ranks #953 out of 1527 companies for Pretax Margin %. This places Woori Financial Group in the lower half of its industry. The industry median Pretax Margin % is 34.88. Woori Financial Group's value of 25.14% is 27.9% below this benchmark. Historically, Woori Financial Group's own Pretax Margin % has ranged from 24.84 to 39.79 over the past decade. While the company's 10-year median is 32.11 vs. the industry median of 34.88, Woori Financial Group has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Pretax Margin % for a Banks company?
The median Pretax Margin % among Banks companies is 34.88, based on 1,527 companies in the industry. Companies in the top quartile (top 25%) have a Pretax Margin % significantly above this median, while those in the bottom quartile fall well below. However, Pretax Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Woori Financial Group's current Pretax Margin % of 25.14% is 27.9% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Pretax Margin % mean?
A high Pretax Margin % can signal that a stock is expensive relative to its fundamentals. Pre-Tax margin is the ratio of total pre-tax income to net sales. View historical data on Woori Financial Group and its competitors. For the Banks industry, the median Pretax Margin % is 34.88 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Woori Financial Group's current Pretax Margin % is 25.14%, which is 22% below median its own 10-year median of 32.11. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Woori Financial Group stock overvalued right now?
Based on GuruFocus' analysis, Woori Financial Group (WF) is currently considered Significantly Overvalued. The stock's GF Value™ is $33.80, compared to a current price of $57.57 — trading 70.3% above its estimated fair value. The current Pretax Margin % is 25.14%, which is 22% below median its 10-year median of 32.11 and 27.9% below the Banks industry median of 34.88. Woori Financial Group's overall GF Score™ is 60/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Pretax Margin % calculated?
Pretax Margin % is calculated from a company's financial statements. For Woori Financial Group (WF), the current Pretax Margin % is 25.14% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Woori Financial Group (WF) Overvalued in 2026?
Based on GuruFocus' analysis, Woori Financial Group stock appears to be overvalued.
The current stock price of $57.57 is trading 70.3% above its estimated GF Value™ of $33.80.
GuruFocus considers Woori Financial Group to be Significantly Overvalued.
Key valuation signals for WF:
Pretax Margin %: 25.14% (22% below median its 10-year median of 32.11)
GF Value™: $33.80 vs. price of $57.57 (70.3% above fair value)
Industry Position: 27.9% below the Banks median (#953 of 1527)
No single metric tells the full story. See the WF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Woori Financial Group Inc is a banking and financial services holding company that offers a wide range of businesses, including corporate banking, consumer banking, credit card operations, investment banking, capital markets activities, international banking, asset management, life insurance, and other businesses. It provides products and services to customers, which mainly comprise small- and medium-sized enterprises and individuals, as well as some of Korea's corporations. It has six operational business segments: banking, life insurance, credit card, capital, investment securities, and other operations.
60GF Score
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