WF (Woori Financial Group) LT-Debt-to-Total-Asset: 0.15 (As of Mar. 2026)

What is Woori Financial Group LT-Debt-to-Total-Asset?

Woori Financial Group WF -1.67% 60 LT-Debt-to-Total-Asset is 0.15 as of Mar. 2026. GuruFocus rates WF with a GF Score™ of 60/100 and a GF Value™ of $33.33 (Significantly Overvalued). The stock has 1 warning sign investors should review.

LT Debt to Total Assets is a measurement representing the percentage of a corporation's assets that are financed with loans and financial obligations lasting more than one year. The ratio provides a general measure of the financial position of a company, including its ability to meet financial requirements for outstanding loans. It is calculated as a company's Long-Term Debt & Capital Lease Obligationdivide by its Total Assets. Woori Financial Group's long-term debt to total assests ratio for the quarter that ended in Mar. 2026 was 0.15.

Woori Financial Group's long-term debt to total assets ratio declined from Mar. 2025 (0.15) to Mar. 2026 (0.15). It may suggest that Woori Financial Group is progressively becoming less dependent on debt to grow their business.

Woori Financial Group (NYSE:WF) LT-Debt-to-Total-Asset Explanation

LT Debt to Total Asset is a measurement representing the percentage of a corporation's assets that are financed with loans and financial obligations lasting more than one year. The ratio provides a general measure of the financial position of a company, including its ability to meet financial requirements for outstanding loans. A year-over-year decrease in this metric would suggest the company is progressively becoming less dependent on debt to grow their business.

Woori Financial Group LT-Debt-to-Total-Asset Related Terms

Woori Financial Group LT-Debt-to-Total-Asset Historical Data

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The historical data trend for Woori Financial Group's LT-Debt-to-Total-Asset can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Woori Financial Group LT-Debt-to-Total-Asset Chart

Woori Financial Group Annual Data

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LT-Debt-to-Total-Asset

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0.15

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0.15

Woori Financial Group Quarterly Data
	Jun21	Sep21	Dec21	Mar22	Jun22	Sep22	Dec22	Mar23	Jun23	Sep23	Dec23	Mar24	Jun24	Sep24	Dec24	Mar25	Jun25	Sep25	Dec25	Mar26
LT-Debt-to-Total-Asset	Get a 7-Day Free Trial															0.15	0.15	0.14	0.15	0.15

60GF Score

Woori Financial Group Inc WF

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Woori Financial Group LT-Debt-to-Total-Asset Calculation

Woori Financial Group's Long-Term Debt to Total Asset Ratio for the fiscal year that ended in Dec. 2025 is calculated as

LT Debt to Total Assets (A: Dec. 2025 )	=	Long-Term Debt & Capital Lease Obligation (A: Dec. 2025 )	/	Total Assets (A: Dec. 2025 )
	=	61061.849	/	410451.587
	=	0.15

Woori Financial Group's Long-Term Debt to Total Asset Ratio for the quarter that ended in Mar. 2026 is calculated as

LT Debt to Total Assets (Q: Mar. 2026 )	=	Long-Term Debt & Capital Lease Obligation (Q: Mar. 2026 )	/	Total Assets (Q: Mar. 2026 )
	=	59508.001	/	410988.276
	=	0.14

Frequently Asked Questions Learn more about LT-Debt-to-Total-Asset →

What does a LT-Debt-to-Total-Asset of 0.15 mean?

Woori Financial Group (WF) has a LT-Debt-to-Total-Asset of 0.15 as of Mar. 2026. Long-term Debt to Total Asset ratio is the ratio of total long-term debt to total assets. View historical data on Woori Financial Group and its competitors.

Is Woori Financial Group's LT-Debt-to-Total-Asset too high?

Woori Financial Group's current LT-Debt-to-Total-Asset is 0.15. Overall, Woori Financial Group has a GF Score™ of 60/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.

How does Woori Financial Group's LT-Debt-to-Total-Asset compare to competitors?

Woori Financial Group's LT-Debt-to-Total-Asset of 0.15 can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.

What is a good LT-Debt-to-Total-Asset for a Banks company?

A good LT-Debt-to-Total-Asset depends on the Banks industry context. However, LT-Debt-to-Total-Asset should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.

What does a high LT-Debt-to-Total-Asset mean?

A high LT-Debt-to-Total-Asset can signal that a stock is expensive relative to its fundamentals. Long-term Debt to Total Asset ratio is the ratio of total long-term debt to total assets. View historical data on Woori Financial Group and its competitors. Woori Financial Group's current LT-Debt-to-Total-Asset is 0.15. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.

Is Woori Financial Group stock overvalued right now?

Based on GuruFocus' analysis, Woori Financial Group (WF) is currently considered Significantly Overvalued. The stock's GF Value™ is $33.33, compared to a current price of $56.40 — trading 69.2% above its estimated fair value. The current LT-Debt-to-Total-Asset is 0.15. Woori Financial Group's overall GF Score™ is 60/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.

How is LT-Debt-to-Total-Asset calculated?

LT-Debt-to-Total-Asset is calculated from a company's financial statements. For Woori Financial Group (WF), the current LT-Debt-to-Total-Asset is 0.15 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Woori Financial Group (WF) Overvalued in 2026?

Based on GuruFocus' analysis, Woori Financial Group stock appears to be overvalued. The current stock price of $56.40 is trading 69.2% above its estimated GF Value™ of $33.33. GuruFocus considers Woori Financial Group to be Significantly Overvalued.

Key valuation signals for WF:

LT-Debt-to-Total-Asset: 0.15
GF Value™: $33.33 vs. price of $56.40 (69.2% above fair value)
GF Score™: 60/100 with 1 warning sign

No single metric tells the full story. See the WF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Woori Financial Group Business Description

Industry Financial Services Banks

Comparable Companies XKRX:024110 XKRX:086790 XKRX:323410 XKRX:138930 XKRX:175330 XKRX:139130 XKRX:279570 XKRX:006220 XKRX:007330 XKRX:038540 SHSE:600036 SGX:D05 MIL:UCG NSE:HDFCBANK XPAR:BNP MIL:ISP TSE:8411 SAU:1120 NSE:ICICIBANK XMAD:CABK

Other Exchanges 316140:Korea 2WGA:Germany

Address 51, Sogong-ro, Jung-gu, Seoul, KOR, 04632

Website https://www.woorifg.com

Woori Financial Group Inc is a banking and financial services holding company that offers a wide range of businesses, including corporate banking, consumer banking, credit card operations, investment banking, capital markets activities, international banking, asset management, life insurance, and other businesses. It provides products and services to customers, which mainly comprise small- and medium-sized enterprises and individuals, as well as some of Korea's corporations. It has six operational business segments: banking, life insurance, credit card, capital, investment securities, and other operations.

60GF Score

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$56.40

Price

$33.33

GF Value

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