WF (Woori Financial Group) EV-to-OCF: 7.16 (As of Jul. 28, 2026) — 27% Above Median

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WF Woori Financial Group Inc WF
51 GF Score
Price $65.94
GF Value $33.62
Valuation Significantly Overvalued
! 1 Warning Sign
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What is Woori Financial Group EV-to-OCF?

Woori Financial Group WF -2.35% 51 EV-to-OCF is 7.16 as of Jul. 28, 2026, which is 27% above its 10-year median of 5.66. GuruFocus rates WF with a GF Score™ of 51/100 and a GF Value™ of $33.62 (Significantly Overvalued). The stock has 1 warning sign investors should review. Among 1,502 Banks companies, Woori Financial Group ranks worse than 61.85% on this metric.

EV-to-OCF is calculated as enterprise value divided by its cash flow from operations. As of today, Woori Financial Group's Enterprise Value is $54,096 Mil. Woori Financial Group's Cash Flow from Operations for the trailing twelve months (TTM) ended in Mar. 2026 was $7,551 Mil. Therefore, Woori Financial Group's EV-to-OCF for today is 7.16.

The historical rank and industry rank for Woori Financial Group's EV-to-OCF or its related term are showing as below:

WF' s EV-to-OCF Range Over the Past 10 Years
Min: -238.72   Med: 5.66   Max: 37.94
Current: 7.16

During the past 10 years, the highest EV-to-OCF of Woori Financial Group was 37.94. The lowest was -238.72. And the median was 5.66.

WF's EV-to-OCF is ranked worse than
61.85% of 1502 companies
in the Banks industry
Industry Median: 3.705 vs WF: 7.16

EV-to-OCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.

As of today (2026-07-28), Woori Financial Group's stock price is $65.935. Woori Financial Group's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Mar. 2026 was $8.630. Therefore, Woori Financial Group's PE Ratio (TTM) for today is 7.64.


Woori Financial Group  (NYSE:WF) EV-to-OCF Explanation

EV-to-OCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.

Woori Financial Group's PE Ratio (TTM) for today is calculated as:

PE Ratio (TTM)=Share Price (Today)/Earnings per Share (Diluted) (TTM)
=65.935/8.630
=7.64

Woori Financial Group's share price for today is $65.935.
Woori Financial Group's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was $8.630.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Enterprise Value is used because it is a more complete measure in reflecting how much an investor pays when buying a company. Cash Flow from Operations is an important financial metric because it represents the cash generated from operating activities at a company's disposal. Companies with a low EV-to-OCF ratio, combined with a strong balance sheet are generally considered as undervalued.


Woori Financial Group EV-to-OCF Related Terms


Woori Financial Group EV-to-OCF Historical Data

* Premium members only.

The historical data trend for Woori Financial Group's EV-to-OCF can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Woori Financial Group EV-to-OCF Chart

Woori Financial Group Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
EV-to-OCF
Get a 7-Day Free Trial Premium Member Only Premium Member Only 15.95 2.58 34.52 -11.10 5.37

Woori Financial Group Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
EV-to-OCF Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only -10.82 -18.65 20.44 5.37 7.24

Woori Financial Group EV-to-OCF Competitor Comparison

For the Banks - Regional subindustry, Woori Financial Group's EV-to-OCF, along with its competitors' market caps and EV-to-OCF data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Woori Financial Group EV-to-OCF vs Banks Industry

For the Banks industry and Financial Services sector, Woori Financial Group's EV-to-OCF distribution charts can be found below:

* The bar in red indicates where Woori Financial Group's EV-to-OCF falls into.


WF
51GF Score
Woori Financial Group Inc WF
EV-to-OCF is just one metric. See GF Score™, valuation, warning signs, and more.
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Woori Financial Group EV-to-OCF Calculation

Woori Financial Group's EV-to-OCF for today is calculated as:

EV-to-OCF=Enterprise Value (Today)/Cash Flow from Operations (TTM)
=54096.317/7550.555
=7.16

Woori Financial Group's current Enterprise Value is $54,096 Mil.
Woori Financial Group's Cash Flow from Operations for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was $7,551 Mil.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about EV-to-OCF →
What does a EV-to-OCF of 7.16 mean?
Woori Financial Group (WF) has a EV-to-OCF of 7.16 as of Jul. 28, 2026. This is 27% above median its historical median of 5.66. According to the industry distribution chart, Woori Financial Group ranks #929 out of 1502 companies in the Banks industry, placing it in the top 61.9%.
Is Woori Financial Group's EV-to-OCF too high?
Woori Financial Group's current EV-to-OCF of 7.16 is 27% above median its 10-year median of 5.66. The Banks industry median EV-to-OCF is 3.71. Woori Financial Group's value of 7.16 is 93.3% above this industry median. Based on the distribution chart, Woori Financial Group ranks #929 out of 1502 companies in the Banks industry, which is below the industry midpoint. Overall, Woori Financial Group has a GF Score™ of 51/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Woori Financial Group's EV-to-OCF compare to competitors?
According to the Banks industry distribution chart, Woori Financial Group ranks #929 out of 1502 companies for EV-to-OCF. This places Woori Financial Group in the lower half of its industry. The industry median EV-to-OCF is 3.71. Woori Financial Group's value of 7.16 is 93.3% above this benchmark. While the company's 10-year median is 5.66 vs. the industry median of 3.71, Woori Financial Group has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EV-to-OCF for a Banks company?
The median EV-to-OCF among Banks companies is 3.71, based on 1,502 companies in the industry. Companies in the top quartile (top 25%) have a EV-to-OCF significantly above this median, while those in the bottom quartile fall well below. However, EV-to-OCF should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Woori Financial Group's current EV-to-OCF of 7.16 is 93.3% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EV-to-OCF mean?
A high EV-to-OCF can signal that a stock is expensive relative to its fundamentals. For the Banks industry, the median EV-to-OCF is 3.71 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Woori Financial Group's current EV-to-OCF is 7.16, which is 27% above median its own 10-year median of 5.66. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Woori Financial Group stock overvalued right now?
Based on GuruFocus' analysis, Woori Financial Group (WF) is currently considered Significantly Overvalued. The stock's GF Value™ is $33.62, compared to a current price of $65.94 — trading 96.1% above its estimated fair value. The current EV-to-OCF is 7.16, which is 27% above median its 10-year median of 5.66 and 93.3% above the Banks industry median of 3.71. Woori Financial Group's overall GF Score™ is 51/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EV-to-OCF calculated?
EV-to-OCF is calculated from a company's financial statements. For Woori Financial Group (WF), the current EV-to-OCF is 7.16 as of Jul. 28, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Woori Financial Group (WF) Overvalued in 2026?

Based on GuruFocus' analysis, Woori Financial Group stock appears to be overvalued. The current stock price of $65.94 is trading 96.1% above its estimated GF Value™ of $33.62. GuruFocus considers Woori Financial Group to be Significantly Overvalued.

Key valuation signals for WF:

  • EV-to-OCF: 7.16 (27% above median its 10-year median of 5.66)
  • GF Value™: $33.62 vs. price of $65.94 (96.1% above fair value)
  • GF Score™: 51/100 with 1 warning sign
  • Industry Position: 93.3% above the Banks median (#929 of 1502)

No single metric tells the full story. See the WF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Woori Financial Group Business Description

Other Exchanges 316140:Korea2WGA:Germany
Address 51, Sogong-ro, Jung-gu, Seoul, KOR, 04632
Woori Financial Group Inc is a banking and financial services holding company that offers a wide range of businesses, including corporate banking, consumer banking, credit card operations, investment banking, capital markets activities, international banking, asset management, life insurance, and other businesses. It provides products and services to customers, which mainly comprise small- and medium-sized enterprises and individuals, as well as some of Korea's corporations. It has six operational business segments: banking, life insurance, credit card, capital, investment securities, and other operations.
51GF Score

Get the complete analysis for WF

EV-to-OCF is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$65.94
Price
$33.62
GF Value