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Woori Financial GroupWF +0.52%53 Forward Rate of Return (Yacktman) % is 27.41% as of Jun. 2026, which is 16% below its 10-year median of 32.81. GuruFocus rates WF with a GF Score™ of 53/100 and a GF Value™ of $37.18 (Significantly Overvalued). The stock has 1 warning sign investors should review. Among 1,419 Banks companies, Woori Financial Group ranks better than 75.33% on this metric.
Yacktman defines forward rate of return as the normalized free cash flow yield plus real growth plus inflation. Woori Financial Group's forward rate of return for was 27.41%.
The historical rank and industry rank for Woori Financial Group's Forward Rate of Return (Yacktman) % or its related term are showing as below:
WF'
s Forward Rate of Return (Yacktman) % Range Over the Past 10 Years
Min: 22.9 Med: 32.81 Max: 55.49
Current: 24.79
During the past 10 years, Woori Financial Group's highest Forward Rate of Return was 55.49. The lowest was 22.90. And the median was 32.81.
WF's Forward Rate of Return (Yacktman) % is ranked better than 75.33% of 1419
companies
in the Banks industry
Industry Median: 15.42
vs WF: 24.79
Unlike the Earnings Yield %, the Forward Rate of Return uses the normalized Free Cash Flow of the past five years, and considers growth. The forward rate of return can be thought of as the return that investors buying the stock today can expect from it in the future.
Woori Financial Group (NYSE:WF) Forward Rate of Return (Yacktman) % Explanation
Unlike the Earnings Yield, the Forward Rate of Return uses the normalized Free Cash Flow of the past five years, and considers growth. The forward rate of return can be thought of as the return that investors buying the stock today can expect from it in the future.
For the growth part of the Forward Rate of Return calculation, GuruFocus uses the 5-year average growth rate of Book Value per share as the growth rate, and the growth rate is always capped at 20%. For the Free Cash Flow we use per share data averaged over five years. The reason we use five years is to make it comparable to the growth rate.
Be Aware
In the Forward Rate of Return calculation, the growth rate is added directly to today's free cash flow yield. Therefore the calculation is reliable only if the company can grow at the same rate in the future as it did in the past. Investors should pay close attention to this when researching growth stocks. A more accurate measurement for return is Return on Capital.
Woori Financial Group Forward Rate of Return (Yacktman) % Related Terms
Woori Financial Group Forward Rate of Return (Yacktman) % Historical Data
* Premium members only.
The historical data trend for Woori Financial Group's Forward Rate of Return (Yacktman) % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Woori Financial Group Forward Rate of Return (Yacktman) % Chart
Woori Financial Group Forward Rate of Return (Yacktman) % Competitor Comparison
For the Banks - Regional subindustry, Woori Financial Group's Forward Rate of Return (Yacktman) %, along with its competitors' market caps and Forward Rate of Return (Yacktman) % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Woori Financial Group Forward Rate of Return (Yacktman) % vs Banks Industry
For the Banks industry and Financial Services sector, Woori Financial Group's Forward Rate of Return (Yacktman) % distribution charts can be found below:
* The bar in red indicates where Woori Financial Group's Forward Rate of Return (Yacktman) % falls into.
Woori Financial Group Forward Rate of Return (Yacktman) % Calculation
Forward Rate of Return is a concept that Don Yacktman uses in his investment approach. Yacktman explained the forward rate of return concept in detail in his interview with GuruFocus. Yacktman defines forward rate of return as the normalized free cash flow yield plus real growth plus inflation. He said in the interview (March 2012, when the S&P 500 was at about 1400):
If the business is stable, this calculation is fairly straightforward. For instance, on the S&P 500 we would normalize earnings. We would then calculate what percentage of those earnings are not reinvested in the underlying businesses and are therefore free. Historically, for the S&P 500, this has been just under 50% of earnings. Currently, we expect the S&P to earn about 70 on a normalized basis, a number which is far below reported earnings due to our adjusting for record high profit margins. $70 X ½ / 1400 gives you a normalized free cash flow yield of approximately 2.5%.
The historical real growth rate of the S&P 500 (companies) is about 1.5%. Assuming an inflation rate of 2.5%, the forward rate of return on an investment in the S&P 500 is about 6.5% today (2.5% free cash flow yield plus 1.5% real growth plus 2.5% inflation).
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
What does a Forward Rate of Return (Yacktman) % of 27.41% mean?
Woori Financial Group (WF) has a Forward Rate of Return (Yacktman) % of 27.41% as of Jun. 2026. Yacktman's forward rate of return equals the sum of normalized free-cash-flow yield plus earnings growth. View historical data on Woori Financial Group and its competitors. This is 16% below median its historical median of 32.81. Over the past decade, Woori Financial Group's Forward Rate of Return (Yacktman) % has ranged from 22.90 to 55.49. According to the industry distribution chart, Woori Financial Group ranks #350 out of 1419 companies in the Banks industry, placing it in the top 24.7%.
Is Woori Financial Group's Forward Rate of Return (Yacktman) % too high?
Woori Financial Group's current Forward Rate of Return (Yacktman) % of 27.41% is 16% below median its 10-year median of 32.81. Over the past 10 years, this metric has ranged from a low of 22.90 to a high of 55.49. The Banks industry median Forward Rate of Return (Yacktman) % is 15.42. Woori Financial Group's value of 27.41% is 77.8% above this industry median. Based on the distribution chart, Woori Financial Group ranks #350 out of 1419 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, Woori Financial Group has a GF Score™ of 53/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Woori Financial Group's Forward Rate of Return (Yacktman) % compare to competitors?
According to the Banks industry distribution chart, Woori Financial Group ranks #350 out of 1419 companies for Forward Rate of Return (Yacktman) %. This places Woori Financial Group in the top 25% of its industry — outperforming the majority of peers. The industry median Forward Rate of Return (Yacktman) % is 15.42. Woori Financial Group's value of 27.41% is 77.8% above this benchmark. Historically, Woori Financial Group's own Forward Rate of Return (Yacktman) % has ranged from 22.90 to 55.49 over the past decade. While the company's 10-year median is 32.81 vs. the industry median of 15.42, Woori Financial Group has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Forward Rate of Return (Yacktman) % for a Banks company?
The median Forward Rate of Return (Yacktman) % among Banks companies is 15.42, based on 1,419 companies in the industry. Companies in the top quartile (top 25%) have a Forward Rate of Return (Yacktman) % significantly above this median, while those in the bottom quartile fall well below. However, Forward Rate of Return (Yacktman) % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Woori Financial Group's current Forward Rate of Return (Yacktman) % of 27.41% is 77.8% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Forward Rate of Return (Yacktman) % mean?
A high Forward Rate of Return (Yacktman) % can signal that a stock is expensive relative to its fundamentals. Yacktman's forward rate of return equals the sum of normalized free-cash-flow yield plus earnings growth. View historical data on Woori Financial Group and its competitors. For the Banks industry, the median Forward Rate of Return (Yacktman) % is 15.42 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Woori Financial Group's current Forward Rate of Return (Yacktman) % is 27.41%, which is 16% below median its own 10-year median of 32.81. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Woori Financial Group stock overvalued right now?
Based on GuruFocus' analysis, Woori Financial Group (WF) is currently considered Significantly Overvalued. The stock's GF Value™ is $37.18, compared to a current price of $70.95 — trading 90.8% above its estimated fair value. The current Forward Rate of Return (Yacktman) % is 27.41%, which is 16% below median its 10-year median of 32.81 and 77.8% above the Banks industry median of 15.42. Woori Financial Group's overall GF Score™ is 53/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Forward Rate of Return (Yacktman) % calculated?
Forward Rate of Return (Yacktman) % is calculated from a company's financial statements. For Woori Financial Group (WF), the current Forward Rate of Return (Yacktman) % is 27.41% as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Woori Financial Group (WF) Overvalued in 2026?
Based on GuruFocus' analysis, Woori Financial Group stock appears to be overvalued.
The current stock price of $70.95 is trading 90.8% above its estimated GF Value™ of $37.18.
GuruFocus considers Woori Financial Group to be Significantly Overvalued.
Key valuation signals for WF:
Forward Rate of Return (Yacktman) %: 27.41% (16% below median its 10-year median of 32.81)
GF Value™: $37.18 vs. price of $70.95 (90.8% above fair value)
Industry Position: 77.8% above the Banks median (#350 of 1419)
No single metric tells the full story. See the WF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Woori Financial Group Inc is a banking and financial services holding company that offers a wide range of businesses, including corporate banking, consumer banking, credit card operations, investment banking, capital markets activities, international banking, asset management, life insurance, and other businesses. It provides products and services to customers, which mainly comprise small- and medium-sized enterprises and individuals, as well as some of Korea's corporations. It has six operational business segments: banking, life insurance, credit card, capital, investment securities, and other operations.
53GF Score
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Forward Rate of Return (Yacktman) % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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