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During the past 12 months, Krajina osiguranje a.d's average Book Value per Share Growth Rate was 115.40% per year.
During the past 3 years, the average Book Value per Share Growth Rate was 60.10% per year.
During the past 5 years, the average Book Value per Share Growth Rate was 25.80% per year.
Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the average Book Value per Share growth rate.
During the past 13 years, the highest 3-Year average Book Value per Share Growth Rate of Krajina osiguranje a.d was 60.10% per year. The lowest was -22.80% per year. And the median was -10.50% per year.
Krajina osiguranje a.d (XBLB:KROS-R-A) 3-Year Book Growth Rate Explanation
Book Value per Share is the ratio of equity available to common shareholders divided by the shares outstanding. Book value per share effectively indicates a firm's net asset value on a per-share basis. It can be used by investors to gauge whether a stock price is undervalued by comparing it to the firm's market value per share. Theoretically, it is what the shareholders will receive if the company is liquidated.
Krajina osiguranje a.d 3-Year Book Growth Rate Related Terms
Krajina osiguranje a.d 3-Year Book Growth Rate Competitor Comparison
For the Insurance - Diversified subindustry, Krajina osiguranje a.d's 3-Year Book Growth Rate, along with its competitors' market caps and 3-Year Book Growth Rate data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Krajina osiguranje a.d 3-Year Book Growth Rate vs Insurance Industry
For the Insurance industry and Financial Services sector, Krajina osiguranje a.d's 3-Year Book Growth Rate distribution charts can be found below:
* The bar in red indicates where Krajina osiguranje a.d's 3-Year Book Growth Rate falls into.
Krajina osiguranje a.d 3-Year Book Growth Rate Calculation
This is the 3-year average growth rate of Book Value per Share. The growth rate is calculated using exponential compounding based on the latest four year annual data.
Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the average Book Value per Share growth rate.
What does a 3-Year Book Growth Rate of 60.10% mean?
Krajina osiguranje a.d (XBLB:KROS-R-A) has a 3-Year Book Growth Rate of 60.10% as of Mar. 2026. 3-Year Book Growth Rate is the 3-year average growth rate of Book Value per Share. View historical data for Krajina osiguranje a.d and its competitors.
Is Krajina osiguranje a.d's 3-Year Book Growth Rate too high?
Krajina osiguranje a.d's current 3-Year Book Growth Rate is 60.10%. The Insurance industry median 3-Year Book Growth Rate is 8.40. Krajina osiguranje a.d's value of 60.10% is 615.5% above this industry median. Overall, Krajina osiguranje a.d has a GF Score™ of 24/100, reflecting its overall financial health beyond just this single metric.
How does Krajina osiguranje a.d's 3-Year Book Growth Rate compare to competitors?
Krajina osiguranje a.d's 3-Year Book Growth Rate of 60.10% can be compared against companies in the Insurance industry. The industry median 3-Year Book Growth Rate is 8.40. Krajina osiguranje a.d's value of 60.10% is 615.5% above this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 3-Year Book Growth Rate for an Insurance company?
The median 3-Year Book Growth Rate among Insurance companies is 8.40, based on 482 companies in the industry. Companies in the top quartile (top 25%) have a 3-Year Book Growth Rate significantly above this median, while those in the bottom quartile fall well below. However, 3-Year Book Growth Rate should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Krajina osiguranje a.d's current 3-Year Book Growth Rate of 60.10% is 615.5% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 3-Year Book Growth Rate mean?
A high 3-Year Book Growth Rate can signal that a stock is expensive relative to its fundamentals. 3-Year Book Growth Rate is the 3-year average growth rate of Book Value per Share. View historical data for Krajina osiguranje a.d and its competitors. For the Insurance industry, the median 3-Year Book Growth Rate is 8.40 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Krajina osiguranje a.d's current 3-Year Book Growth Rate is 60.10%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Krajina osiguranje a.d stock overvalued right now?
Krajina osiguranje a.d (XBLB:KROS-R-A) has a current 3-Year Book Growth Rate of 60.10%. The stock's GF Value™ is BAM0.44, compared to a current price of BAM0.41 — trading 5.9% below its estimated fair value. The current 3-Year Book Growth Rate is 60.10% and 615.5% above the Insurance industry median of 8.40. Krajina osiguranje a.d's overall GF Score™ is 24/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 3-Year Book Growth Rate calculated?
3-Year Book Growth Rate is calculated from a company's financial statements. For Krajina osiguranje a.d (XBLB:KROS-R-A), the current 3-Year Book Growth Rate is 60.10% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Krajina osiguranje a.d (XBLB:KROS-R-A) Overvalued in 2026?
Based on GuruFocus' analysis, Krajina osiguranje a.d stock appears to be undervalued.
The current stock price of BAM0.41 is trading 5.9% below its estimated GF Value™ of BAM0.44.
Key valuation signals for XBLB:KROS-R-A:
3-Year Book Growth Rate: 60.10%
GF Value™: BAM0.44 vs. price of BAM0.41 (5.9% below fair value)
Industry Position: 615.5% above the Insurance median
No single metric tells the full story. See the XBLB:KROS-R-A stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Krajina osiguranje a.d operates as an insurance company in Bosnia and Herzegovina. The company offers different types of insurance, such as property insurance, traffic, and face insurance.
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3-Year Book Growth Rate is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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