Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.
The historical rank and industry rank for Krajina osiguranje a.d's Cyclically Adjusted PS Ratio or its related term are showing as below:
XBLB:KROS-R-A'
s Cyclically Adjusted PS Ratio Range Over the Past 10 Years
Min: 0.39 Med: 0.77 Max: 2.04
Current: 0.55
During the past years, Krajina osiguranje a.d's highest Cyclically Adjusted PS Ratio was 2.04. The lowest was 0.39. And the median was 0.77.
XBLB:KROS-R-A's Cyclically Adjusted PS Ratio is not ranked
in the Insurance industry.
Industry Median: 1.27
vs XBLB:KROS-R-A: 0.55
The Shiller PE Ratio was first used by professor Robert Shiller. He uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings per share of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PS Ratio. The Cyclically Adjusted Revenue per Share is the average of the inflation adjusted revenue per share of a company over the past 10 years.
Krajina osiguranje a.d's adjusted revenue per share data for the three months ended in Jun. 2026 was BAM0.613. Add all the adjusted revenue per share for the past 10 years together and divide 10 will get our Cyclically Adjusted Revenue per Share, which is BAM0.75 for the trailing ten years ended in Jun. 2026.
Shiller PE for Stocks: The True Measure of Stock Valuation
Krajina osiguranje a.d (XBLB:KROS-R-A) Cyclically Adjusted PS Ratio Explanation
Compared with the regular PS Ratio, which works poorly for cyclical businesses, the Cyclically Adjusted PS Ratio smoothed out the fluctuations of revenue during business cycles. Therefore it is more accurate in reflecting the valuation of the company.
If a company has consistent business performance, the Cyclically Adjusted PS Ratio should give similar results to regular PS Ratio.
Krajina osiguranje a.d Cyclically Adjusted PS Ratio Related Terms
Krajina osiguranje a.d Cyclically Adjusted PS Ratio Historical Data
* Premium members only.
The historical data trend for Krajina osiguranje a.d's Cyclically Adjusted PS Ratio can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Krajina osiguranje a.d Cyclically Adjusted PS Ratio Chart
Krajina osiguranje a.d Cyclically Adjusted PS Ratio Competitor Comparison
For the Insurance - Diversified subindustry, Krajina osiguranje a.d's Cyclically Adjusted PS Ratio, along with its competitors' market caps and Cyclically Adjusted PS Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Krajina osiguranje a.d Cyclically Adjusted PS Ratio vs Insurance Industry
For the Insurance industry and Financial Services sector, Krajina osiguranje a.d's Cyclically Adjusted PS Ratio distribution charts can be found below:
* The bar in red indicates where Krajina osiguranje a.d's Cyclically Adjusted PS Ratio falls into.
Krajina osiguranje a.d Cyclically Adjusted PS Ratio Calculation
Like the Shiller PE Ratio, the Cyclically Adjusted PS Ratio takes the Revenue per Share from the past 10 years, adjusts it for inflation, and then calculates the average. This average is then used for the P/S calculation. Because it considers this 10-year average, it's often referred to as the CAPS Ratio.
The Shiller PE Ratio was first used by professor Robert Shiller to measure the valuation of the overall market. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PS Ratio.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.
What does a Cyclically Adjusted PS Ratio of 0.55 mean?
Krajina osiguranje a.d (XBLB:KROS-R-A) has a Cyclically Adjusted PS Ratio of 0.55 as of Aug. 29, 2026. Cyclically Adjusted PS Ratio is the ratio of share price to a company's inflation-adjusted revenue per share over a 10-year period. View historical data on Krajina osiguranje a.d and its competitors. This is 29% below median its historical median of 0.77. Over the past decade, Krajina osiguranje a.d's Cyclically Adjusted PS Ratio has ranged from 0.39 to 2.04.
Is Krajina osiguranje a.d's Cyclically Adjusted PS Ratio too high?
Krajina osiguranje a.d's current Cyclically Adjusted PS Ratio of 0.55 is 29% below median its 10-year median of 0.77. Over the past 10 years, this metric has ranged from a low of 0.39 to a high of 2.04. The Insurance industry median Cyclically Adjusted PS Ratio is 1.27. Krajina osiguranje a.d's value of 0.55 is 56.7% below this industry median. Overall, Krajina osiguranje a.d has a GF Score™ of 24/100, reflecting its overall financial health beyond just this single metric.
How does Krajina osiguranje a.d's Cyclically Adjusted PS Ratio compare to competitors?
Krajina osiguranje a.d's Cyclically Adjusted PS Ratio of 0.55 can be compared against companies in the Insurance industry. The industry median Cyclically Adjusted PS Ratio is 1.27. Krajina osiguranje a.d's value of 0.55 is 56.7% below this benchmark. Historically, Krajina osiguranje a.d's own Cyclically Adjusted PS Ratio has ranged from 0.39 to 2.04 over the past decade. While the company's 10-year median is 0.77 vs. the industry median of 1.27, Krajina osiguranje a.d has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cyclically Adjusted PS Ratio for an Insurance company?
The median Cyclically Adjusted PS Ratio among Insurance companies is 1.27, based on 403 companies in the industry. Companies in the top quartile (top 25%) have a Cyclically Adjusted PS Ratio significantly above this median, while those in the bottom quartile fall well below. However, Cyclically Adjusted PS Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Krajina osiguranje a.d's current Cyclically Adjusted PS Ratio of 0.55 is 56.7% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cyclically Adjusted PS Ratio mean?
A high Cyclically Adjusted PS Ratio can signal that a stock is expensive relative to its fundamentals. Cyclically Adjusted PS Ratio is the ratio of share price to a company's inflation-adjusted revenue per share over a 10-year period. View historical data on Krajina osiguranje a.d and its competitors. For the Insurance industry, the median Cyclically Adjusted PS Ratio is 1.27 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Krajina osiguranje a.d's current Cyclically Adjusted PS Ratio is 0.55, which is 29% below median its own 10-year median of 0.77. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Krajina osiguranje a.d stock overvalued right now?
Krajina osiguranje a.d (XBLB:KROS-R-A) has a current Cyclically Adjusted PS Ratio of 0.55. The stock's GF Value™ is BAM0.44, compared to a current price of BAM0.41 — trading 5.9% below its estimated fair value. The current Cyclically Adjusted PS Ratio is 0.55, which is 29% below median its 10-year median of 0.77 and 56.7% below the Insurance industry median of 1.27. Krajina osiguranje a.d's overall GF Score™ is 24/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cyclically Adjusted PS Ratio calculated?
Cyclically Adjusted PS Ratio is calculated from a company's financial statements. For Krajina osiguranje a.d (XBLB:KROS-R-A), the current Cyclically Adjusted PS Ratio is 0.55 as of Aug. 29, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Krajina osiguranje a.d (XBLB:KROS-R-A) Overvalued in 2026?
Based on GuruFocus' analysis, Krajina osiguranje a.d stock appears to be undervalued.
The current stock price of BAM0.41 is trading 5.9% below its estimated GF Value™ of BAM0.44.
Key valuation signals for XBLB:KROS-R-A:
Cyclically Adjusted PS Ratio: 0.55 (29% below median its 10-year median of 0.77)
GF Value™: BAM0.44 vs. price of BAM0.41 (5.9% below fair value)
Industry Position: 56.7% below the Insurance median
No single metric tells the full story. See the XBLB:KROS-R-A stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Krajina osiguranje a.d operates as an insurance company in Bosnia and Herzegovina. The company offers different types of insurance, such as property insurance, traffic, and face insurance.
24GF Score
Get the complete analysis for XBLB:KROS-R-A
Cyclically Adjusted PS Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
Quick Browse
Personalize
Premium Gurus 
Create New Portfolio
XBLB:KROS-R-A has been successfully added to your 
