Krajina osiguranje a.d (XBLB:KROS-R-A) Book Value per Share: BAM1.38 (As of Mar. 2026)

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Founder & CEO of GuruFocus
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XBLB:KROS-R-A Krajina osiguranje a.d XBLB:KROS-R-A
24 GF Score
Price BAM0.41
GF Value BAM0.44
! 1 Warning Sign
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What is Krajina osiguranje a.d Book Value per Share?

Krajina osiguranje a.d XBLB:KROS-R-A 24 Book Value per Share is BAM1.38 as of Mar. 2026. GuruFocus rates XBLB:KROS-R-A with a GF Score™ of 24/100 and a GF Value™ of BAM0.44. The stock has 1 warning sign investors should review.

Krajina osiguranje a.d's book value per share for the quarter that ended in Mar. 2026 was BAM1.38.

During the past 12 months, Krajina osiguranje a.d's average Book Value Per Share Growth Rate was 115.40% per year. During the past 3 years, the average Book Value Per Share Growth Rate was 60.10% per year. During the past 5 years, the average Book Value Per Share Growth Rate was 25.80% per year. Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the book value growth rate using book value per share data.

During the past 13 years, the highest 3-Year average Book Value Per Share Growth Rate of Krajina osiguranje a.d was 60.10% per year. The lowest was -22.80% per year. And the median was -10.50% per year.

Krajina osiguranje a.d's current price is BAM0.414. Its book value per share for the quarter that ended in Mar. 2026 was BAM1.38. Hence, today's PB Ratio of Krajina osiguranje a.d is 0.30.

During the past 13 years, the highest P/B Ratio of Krajina osiguranje a.d was 3.46. The lowest was 0.16. And the median was 1.31.

Good Sign:

Krajina osiguranje a.d stock PB Ratio (=0.3) is close to 5-year low of 0.29.


Krajina osiguranje a.d  (XBLB:KROS-R-A) Book Value per Share Explanation

Usually a company's book value and Tangible Book per Share may not reflect its true value. The assets may be carried on the balance sheets at the original cost minus depreciation. This may underestimate the true economic values of the assets. It also may over-estimate their true economic value because the assets can become obsolete.

For financial companies such as banks and insurance companies, their assets may be reported in current market value of the assets owned. Book values of financial companies are more accurate indicator of the economic value of the company.


Krajina osiguranje a.d Book Value per Share Related Terms


Krajina osiguranje a.d Book Value per Share Historical Data

* Premium members only.

The historical data trend for Krajina osiguranje a.d's Book Value per Share can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Krajina osiguranje a.d Book Value per Share Chart

Krajina osiguranje a.d Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Book Value per Share
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.29 0.35 0.36 0.64 1.43

Krajina osiguranje a.d Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Book Value per Share Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.64 0.65 0.71 1.43 1.38

Krajina osiguranje a.d Book Value per Share Competitor Comparison

For the Insurance - Diversified subindustry, Krajina osiguranje a.d's PB Ratio, along with its competitors' market caps and PB Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Krajina osiguranje a.d PB Ratio vs Insurance Industry

For the Insurance industry and Financial Services sector, Krajina osiguranje a.d's PB Ratio distribution charts can be found below:

* The bar in red indicates where Krajina osiguranje a.d's PB Ratio falls into.


XBLB:KROS-R-A
24GF Score
Krajina osiguranje a.d XBLB:KROS-R-A
Book Value per Share is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Krajina osiguranje a.d Book Value per Share Calculation

Krajina osiguranje a.d's Book Value Per Share for the fiscal year that ended in Dec. 2025 is calculated as:

Book Value Per Share=(Total Stockholders Equity-Preferred Stock)/Shares Outstanding (EOP)
=(8.13-0.00)/5.67
=1.43

Krajina osiguranje a.d's Book Value Per Share for the quarter that ended in Mar. 2026 is calculated as:

Book Value Per Share=(Total Stockholders Equity-Preferred Stock)/Shares Outstanding (EOP)
=(10.75-0.00)/7.79
=1.38

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Theoretically it is what the shareholders will receive if the company is liquidated. Total Stockholders Equity is a balance sheet item and equal to Total Assets less Total Liabilities of the company.

Book value may include intangible items which may come from the company's past acquisitions. Book value less intangibles is called Tangible Book.

Frequently Asked Questions Learn more about Book Value per Share →
What does a Book Value per Share of BAM1.38 mean?
Krajina osiguranje a.d (XBLB:KROS-R-A) has a Book Value per Share of BAM1.38 as of Mar. 2026. Book value per share gives the per-share value of a company's stockholder equity. View historical data on Krajina osiguranje a.d and its competitors.
Is Krajina osiguranje a.d's Book Value per Share too high?
Krajina osiguranje a.d's current Book Value per Share is BAM1.38. Overall, Krajina osiguranje a.d has a GF Score™ of 24/100, reflecting its overall financial health beyond just this single metric.
How does Krajina osiguranje a.d's Book Value per Share compare to competitors?
Krajina osiguranje a.d's Book Value per Share of BAM1.38 can be compared against companies in the Insurance industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Book Value per Share for an Insurance company?
A good Book Value per Share depends on the Insurance industry context. However, Book Value per Share should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Book Value per Share mean?
A high Book Value per Share can signal that a stock is expensive relative to its fundamentals. Book value per share gives the per-share value of a company's stockholder equity. View historical data on Krajina osiguranje a.d and its competitors. Krajina osiguranje a.d's current Book Value per Share is BAM1.38. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Krajina osiguranje a.d stock overvalued right now?
Krajina osiguranje a.d (XBLB:KROS-R-A) has a current Book Value per Share of BAM1.38. The stock's GF Value™ is BAM0.44, compared to a current price of BAM0.41 — trading 5.9% below its estimated fair value. The current Book Value per Share is BAM1.38. Krajina osiguranje a.d's overall GF Score™ is 24/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Book Value per Share calculated?
Book Value per Share is calculated from a company's financial statements. For Krajina osiguranje a.d (XBLB:KROS-R-A), the current Book Value per Share is BAM1.38 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Krajina osiguranje a.d (XBLB:KROS-R-A) Overvalued in 2026?

Based on GuruFocus' analysis, Krajina osiguranje a.d stock appears to be undervalued. The current stock price of BAM0.41 is trading 5.9% below its estimated GF Value™ of BAM0.44.

Key valuation signals for XBLB:KROS-R-A:

  • Book Value per Share: BAM1.38
  • GF Value™: BAM0.44 vs. price of BAM0.41 (5.9% below fair value)
  • GF Score™: 24/100 with 1 warning sign

No single metric tells the full story. See the XBLB:KROS-R-A stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Krajina osiguranje a.d Business Description

Address Brace Pantic 2, Banja Luka, BIH, 78000
Krajina osiguranje a.d operates as an insurance company in Bosnia and Herzegovina. The company offers different types of insurance, such as property insurance, traffic, and face insurance.
24GF Score

Get the complete analysis for XBLB:KROS-R-A

Book Value per Share is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

BAM0.41
Price
BAM0.44
GF Value