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Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's
EBIT
by its Interest Expense. Krajina osiguranje a.d's
EBIT
for the
three
months ended in Mar. 2026 was BAM0.51 Mil. Krajina osiguranje a.d's Interest Expense for the
three
months ended in Mar. 2026 was BAM-0.00 Mil.
Krajina osiguranje a.d's interest coverage for the quarter that ended in Mar. 2026 was 511.00.
The higher the ratio, the stronger the company's financial strength is.
(1) Note: For Interest Coverage, "No debt" indicates no long-term debt. An indication of "No Debt" does not necessarily mean that the company has no long-term debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.
The historical rank and industry rank for Krajina osiguranje a.d's Interest Coverage or its related term are showing as below:
XBLB:KROS-R-A'
s Interest Coverage Range Over the Past 10 Years
Min: 3.82 Med: 24.85 Max: No Debt
Current: 1062
XBLB:KROS-R-A's Interest Coverage is not ranked
in the Insurance industry.
Industry Median: 16.06
vs XBLB:KROS-R-A: 1062.00
Krajina osiguranje a.d (XBLB:KROS-R-A) Interest Coverage Explanation
Ben Graham requires that a company has a minimum interest coverage of 5 with the companies he invested. If the interest coverage is less than 2, the company is burdened by debt. Any business slow or recession may drag the company into a situation where it cannot pay the interest on its debt.
Interest Coverage is an important factor when GuruFocus ranks a company's overage Financial Strength .
Krajina osiguranje a.d Interest Coverage Related Terms
Krajina osiguranje a.d Interest Coverage Historical Data
* Premium members only.
The historical data trend for Krajina osiguranje a.d's Interest Coverage can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Note: For Interest Coverage, "No debt" indicates no long-term debt. An indication of "No Debt" does not necessarily mean that the company has no long-term debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.
Krajina osiguranje a.d Interest Coverage Competitor Comparison
For the Insurance - Diversified subindustry, Krajina osiguranje a.d's Interest Coverage, along with its competitors' market caps and Interest Coverage data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Krajina osiguranje a.d Interest Coverage vs Insurance Industry
For the Insurance industry and Financial Services sector, Krajina osiguranje a.d's Interest Coverage distribution charts can be found below:
* The bar in red indicates where Krajina osiguranje a.d's Interest Coverage falls into.
Krajina osiguranje a.d Interest Coverage Calculation
Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income (EBIT) by its Interest Expense:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Krajina osiguranje a.d (XBLB:KROS-R-A) has a Interest Coverage of 511.00 as of Mar. 2026. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Krajina osiguranje a.d and its competitors. This is 1956% above median its historical median of 24.85. Over the past decade, Krajina osiguranje a.d's Interest Coverage has ranged from 3.82 to 10,000.00.
Is Krajina osiguranje a.d's Interest Coverage too high?
Krajina osiguranje a.d's current Interest Coverage of 511.00 is 1956% above median its 10-year median of 24.85. Over the past 10 years, this metric has ranged from a low of 3.82 to a high of 10,000.00. The Insurance industry median Interest Coverage is 16.06. Krajina osiguranje a.d's value of 511.00 is 3081.8% above this industry median. Overall, Krajina osiguranje a.d has a GF Score™ of 24/100, reflecting its overall financial health beyond just this single metric.
How does Krajina osiguranje a.d's Interest Coverage compare to competitors?
Krajina osiguranje a.d's Interest Coverage of 511.00 can be compared against companies in the Insurance industry. The industry median Interest Coverage is 16.06. Krajina osiguranje a.d's value of 511.00 is 3081.8% above this benchmark. Historically, Krajina osiguranje a.d's own Interest Coverage has ranged from 3.82 to 10,000.00 over the past decade. While the company's 10-year median is 24.85 vs. the industry median of 16.06, Krajina osiguranje a.d has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Interest Coverage for an Insurance company?
The median Interest Coverage among Insurance companies is 16.06, based on 351 companies in the industry. Companies in the top quartile (top 25%) have a Interest Coverage significantly above this median, while those in the bottom quartile fall well below. However, Interest Coverage should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Krajina osiguranje a.d's current Interest Coverage of 511.00 is 3081.8% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Interest Coverage mean?
A high Interest Coverage can signal that a stock is expensive relative to its fundamentals. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Krajina osiguranje a.d and its competitors. For the Insurance industry, the median Interest Coverage is 16.06 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Krajina osiguranje a.d's current Interest Coverage is 511.00, which is 1956% above median its own 10-year median of 24.85. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Krajina osiguranje a.d stock overvalued right now?
Krajina osiguranje a.d (XBLB:KROS-R-A) has a current Interest Coverage of 511.00. The stock's GF Value™ is BAM0.44, compared to a current price of BAM0.41 — trading 5.9% below its estimated fair value. The current Interest Coverage is 511.00, which is 1956% above median its 10-year median of 24.85 and 3081.8% above the Insurance industry median of 16.06. Krajina osiguranje a.d's overall GF Score™ is 24/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Interest Coverage calculated?
Interest Coverage is calculated from a company's financial statements. For Krajina osiguranje a.d (XBLB:KROS-R-A), the current Interest Coverage is 511.00 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Krajina osiguranje a.d (XBLB:KROS-R-A) Overvalued in 2026?
Based on GuruFocus' analysis, Krajina osiguranje a.d stock appears to be undervalued.
The current stock price of BAM0.41 is trading 5.9% below its estimated GF Value™ of BAM0.44.
Key valuation signals for XBLB:KROS-R-A:
Interest Coverage: 511.00 (1956% above median its 10-year median of 24.85)
GF Value™: BAM0.44 vs. price of BAM0.41 (5.9% below fair value)
Industry Position: 3081.8% above the Insurance median
No single metric tells the full story. See the XBLB:KROS-R-A stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Krajina osiguranje a.d operates as an insurance company in Bosnia and Herzegovina. The company offers different types of insurance, such as property insurance, traffic, and face insurance.
24GF Score
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