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This valuation method assumes that the stock valuation will revert to its historical (10-Year) median in terms of PS Ratio. The reason we use PS Ratio instead of PE Ratio or PB Ratio is because PS Ratio is independent of profit margin, and can be applied to a broader range of situations.
The historical rank and industry rank for Krajina osiguranje a.d's Median PS Value or its related term are showing as below:
XBLB:KROS-R-A'
s Price-to-Median-PS-Value Range Over the Past 10 Years
Min: 0.1 Med: 0.1 Max: 0.1
Current: 0.1
During the past 13 years, the highest Price to Median PS Value of Krajina osiguranje a.d was 0.10. The lowest was 0.10. And the median was 0.10.
XBLB:KROS-R-A's Price-to-Median-PS-Value is not ranked
in the Insurance industry.
Industry Median: 1.02
vs XBLB:KROS-R-A: 0.10
Krajina osiguranje a.d (XBLB:KROS-R-A) Median PS Value Explanation
This valuation method assumes that the stock valuation will revert to its historical (10-Year) mean in terms of PS Ratio. The reason we use PS Ratio instead of PE Ratio or PB Ratio
is because PS Ratio is independent of profit margin, and can be applied to a broader range of situations.
It also assumes that over time the profit margin is constant. If a company increases its profit margin to a sustainable level, this value might under-estimate its value. If it has permanent declined profit margins, this may over-estimate the company's value.
Krajina osiguranje a.d's Price to Median PS Value for today is calculated as
Price to Median PS Value
=
Share Price
/
Median PS Value
=
0.414
/
4.08
=
0.10
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Krajina osiguranje a.d Median PS Value Related Terms
Krajina osiguranje a.d Median PS Value Historical Data
* Premium members only.
The historical data trend for Krajina osiguranje a.d's Median PS Value can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Krajina osiguranje a.d Median PS Value Competitor Comparison
For the Insurance - Diversified subindustry, Krajina osiguranje a.d's Price-to-Median-PS-Value, along with its competitors' market caps and Price-to-Median-PS-Value data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Krajina osiguranje a.d Price-to-Median-PS-Value vs Insurance Industry
For the Insurance industry and Financial Services sector, Krajina osiguranje a.d's Price-to-Median-PS-Value distribution charts can be found below:
* The bar in red indicates where Krajina osiguranje a.d's Price-to-Median-PS-Value falls into.
10-Year Median PS Ratio is 1.9382.
Krajina osiguranje a.d's Revenue per Share for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was BAM2.105.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Krajina osiguranje a.d (XBLB:KROS-R-A) has a Median PS Value of BAM4.08 as of Jul. 15, 2026. Median price-sales value is the stock value based on a company's 10-year median price-sales ratio, View historical data on Krajina osiguranje a.d and its competitors. This is 3980% above median its historical median of 0.10. Over the past decade, Krajina osiguranje a.d's Median PS Value has ranged from 0.10 to 0.10.
Is Krajina osiguranje a.d's Median PS Value too high?
Krajina osiguranje a.d's current Median PS Value of BAM4.08 is 3980% above median its 10-year median of 0.10. Over the past 10 years, this metric has ranged from a low of 0.10 to a high of 0.10. Overall, Krajina osiguranje a.d has a GF Score™ of 24/100, reflecting its overall financial health beyond just this single metric.
How does Krajina osiguranje a.d's Median PS Value compare to competitors?
Krajina osiguranje a.d's Median PS Value of BAM4.08 can be compared against companies in the Insurance industry. The industry median Median PS Value is 1.02. Historically, Krajina osiguranje a.d's own Median PS Value has ranged from 0.10 to 0.10 over the past decade. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Median PS Value for an Insurance company?
The median Median PS Value among Insurance companies is 1.02, based on 342 companies in the industry. Companies in the top quartile (top 25%) have a Median PS Value significantly above this median, while those in the bottom quartile fall well below. However, Median PS Value should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Median PS Value mean?
A high Median PS Value can signal that a stock is expensive relative to its fundamentals. Median price-sales value is the stock value based on a company's 10-year median price-sales ratio, View historical data on Krajina osiguranje a.d and its competitors. For the Insurance industry, the median Median PS Value is 1.02 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Krajina osiguranje a.d's current Median PS Value is BAM4.08, which is 3980% above median its own 10-year median of 0.10. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Krajina osiguranje a.d stock overvalued right now?
Krajina osiguranje a.d (XBLB:KROS-R-A) has a current Median PS Value of BAM4.08. The stock's GF Value™ is BAM0.44, compared to a current price of BAM0.41 — trading 5.9% below its estimated fair value. The current Median PS Value is BAM4.08, which is 3980% above median its 10-year median of 0.10. Krajina osiguranje a.d's overall GF Score™ is 24/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Median PS Value calculated?
Median PS Value is calculated from a company's financial statements. For Krajina osiguranje a.d (XBLB:KROS-R-A), the current Median PS Value is BAM4.08 as of Jul. 15, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Krajina osiguranje a.d (XBLB:KROS-R-A) Overvalued in 2026?
Based on GuruFocus' analysis, Krajina osiguranje a.d stock appears to be undervalued.
The current stock price of BAM0.41 is trading 5.9% below its estimated GF Value™ of BAM0.44.
Key valuation signals for XBLB:KROS-R-A:
Median PS Value: BAM4.08 (3980% above median its 10-year median of 0.10)
GF Value™: BAM0.44 vs. price of BAM0.41 (5.9% below fair value)
No single metric tells the full story. See the XBLB:KROS-R-A stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Krajina osiguranje a.d operates as an insurance company in Bosnia and Herzegovina. The company offers different types of insurance, such as property insurance, traffic, and face insurance.
24GF Score
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