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A high debt to equity ratio generally means that a company has been aggressive in financing its growth with debt. This can result in volatile earnings as a result of the additional interest expense.
The historical rank and industry rank for Krajina osiguranje a.d's Debt-to-Equity or its related term are showing as below:
XBLB:KROS-R-A'
s Debt-to-Equity Range Over the Past 10 Years
Min: 0 Med: 0.05 Max: 0.3
Current: 0.05
During the past 13 years, the highest Debt-to-Equity Ratio of Krajina osiguranje a.d was 0.30. The lowest was 0.00. And the median was 0.05.
XBLB:KROS-R-A's Debt-to-Equity is not ranked
in the Insurance industry.
Industry Median: 0.2
vs XBLB:KROS-R-A: 0.05
Krajina osiguranje a.d (XBLB:KROS-R-A) Debt-to-Equity Explanation
Because a company can increase its ROE % by having more financial leverage, it is important to watch the leverage ratio when investing in high ROE % companies.
Krajina osiguranje a.d Debt-to-Equity Related Terms
Krajina osiguranje a.d Debt-to-Equity Historical Data
* Premium members only.
The historical data trend for Krajina osiguranje a.d's Debt-to-Equity can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Krajina osiguranje a.d Debt-to-Equity Competitor Comparison
For the Insurance - Diversified subindustry, Krajina osiguranje a.d's Debt-to-Equity, along with its competitors' market caps and Debt-to-Equity data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Krajina osiguranje a.d Debt-to-Equity vs Insurance Industry
For the Insurance industry and Financial Services sector, Krajina osiguranje a.d's Debt-to-Equity distribution charts can be found below:
* The bar in red indicates where Krajina osiguranje a.d's Debt-to-Equity falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Krajina osiguranje a.d (XBLB:KROS-R-A) has a Debt-to-Equity of 0.05 as of Mar. 2026. Debt-to-Equity ratio represents the ratio of total debt to total company equity. View historical data on Krajina osiguranje a.d and its competitors. This is near median its historical median of 0.05.
Is Krajina osiguranje a.d's Debt-to-Equity too high?
Krajina osiguranje a.d's current Debt-to-Equity of 0.05 is near median its 10-year median of 0.05. The Insurance industry median Debt-to-Equity is 0.20. Krajina osiguranje a.d's value of 0.05 is 75% below this industry median. Overall, Krajina osiguranje a.d has a GF Score™ of 24/100, reflecting its overall financial health beyond just this single metric.
How does Krajina osiguranje a.d's Debt-to-Equity compare to competitors?
Krajina osiguranje a.d's Debt-to-Equity of 0.05 can be compared against companies in the Insurance industry. The industry median Debt-to-Equity is 0.20. Krajina osiguranje a.d's value of 0.05 is 75% below this benchmark. While the company's 10-year median is 0.05 vs. the industry median of 0.20, Krajina osiguranje a.d has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Debt-to-Equity for an Insurance company?
The median Debt-to-Equity among Insurance companies is 0.20, based on 407 companies in the industry. Companies in the top quartile (top 25%) have a Debt-to-Equity significantly above this median, while those in the bottom quartile fall well below. However, Debt-to-Equity should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Krajina osiguranje a.d's current Debt-to-Equity of 0.05 is 75% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Debt-to-Equity mean?
A high Debt-to-Equity can signal that a stock is expensive relative to its fundamentals. Debt-to-Equity ratio represents the ratio of total debt to total company equity. View historical data on Krajina osiguranje a.d and its competitors. For the Insurance industry, the median Debt-to-Equity is 0.20 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Krajina osiguranje a.d's current Debt-to-Equity is 0.05, which is near median its own 10-year median of 0.05. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Krajina osiguranje a.d stock overvalued right now?
Krajina osiguranje a.d (XBLB:KROS-R-A) has a current Debt-to-Equity of 0.05. The stock's GF Value™ is BAM0.44, compared to a current price of BAM0.41 — trading 5.9% below its estimated fair value. The current Debt-to-Equity is 0.05, which is near median its 10-year median of 0.05 and 75% below the Insurance industry median of 0.20. Krajina osiguranje a.d's overall GF Score™ is 24/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Debt-to-Equity calculated?
Debt-to-Equity is calculated from a company's financial statements. For Krajina osiguranje a.d (XBLB:KROS-R-A), the current Debt-to-Equity is 0.05 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Krajina osiguranje a.d (XBLB:KROS-R-A) Overvalued in 2026?
Based on GuruFocus' analysis, Krajina osiguranje a.d stock appears to be undervalued.
The current stock price of BAM0.41 is trading 5.9% below its estimated GF Value™ of BAM0.44.
Key valuation signals for XBLB:KROS-R-A:
Debt-to-Equity: 0.05 (near median its 10-year median of 0.05)
GF Value™: BAM0.44 vs. price of BAM0.41 (5.9% below fair value)
No single metric tells the full story. See the XBLB:KROS-R-A stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Krajina osiguranje a.d operates as an insurance company in Bosnia and Herzegovina. The company offers different types of insurance, such as property insurance, traffic, and face insurance.
24GF Score
Get the complete analysis for XBLB:KROS-R-A
Debt-to-Equity is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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