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During the past 12 months, Krajina osiguranje a.d's average Free Cash Flow per Share Growth Rate was 111.40% per year.
During the past 3 years, the average Free Cash Flow per Share Growth Rate was 285.10% per year.
Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the average Free Cash Flow per Share growth rate.
During the past 13 years, the highest 3-Year average Free Cash Flow per Share Growth Rate of Krajina osiguranje a.d was 285.10% per year. The lowest was 17.50% per year. And the median was 27.90% per year.
Krajina osiguranje a.d (XBLB:KROS-R-A) 3-Year FCF Growth Rate Explanation
Free Cash Flow per Share is the amount of Free Cash Flow per outstanding share of the company's stock. Free Cash Flow is considered one of the most important parameters to measure a company's earnings power by value investors because it is not subject to estimates of Depreciation, Depletion and Amortization (DDA). However, when we look at the Free Cash Flow, we should look from a long term perspective, because any year's Free Cash Flow can be drastically affected by the spending on Property, Plant, & Equipment (PPE) of the business in that year. Over the long term, Free Cash Flow should give pretty good picture on the real earnings power of the company. It's used in the calculation of Forward Rate of Return (Yacktman) %.
Krajina osiguranje a.d 3-Year FCF Growth Rate Related Terms
Krajina osiguranje a.d 3-Year FCF Growth Rate Competitor Comparison
For the Insurance - Diversified subindustry, Krajina osiguranje a.d's 3-Year FCF Growth Rate, along with its competitors' market caps and 3-Year FCF Growth Rate data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Krajina osiguranje a.d 3-Year FCF Growth Rate vs Insurance Industry
For the Insurance industry and Financial Services sector, Krajina osiguranje a.d's 3-Year FCF Growth Rate distribution charts can be found below:
* The bar in red indicates where Krajina osiguranje a.d's 3-Year FCF Growth Rate falls into.
Krajina osiguranje a.d 3-Year FCF Growth Rate Calculation
This is the 3-year average growth rate of Free Cash Flow per Share. The growth rate is calculated using exponential compounding based on the latest four year annual data.
Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the average Free Cash Flow per Share growth rate.
What does a 3-Year FCF Growth Rate of 285.10% mean?
Krajina osiguranje a.d (XBLB:KROS-R-A) has a 3-Year FCF Growth Rate of 285.10% as of Jun. 2026. 3-Year FCF Growth Rate is the 3-year average growth rate of Free Cash Flow per Share. View historical data for Krajina osiguranje a.d and its competitors. This is 922% above median its historical median of 27.90. Over the past decade, Krajina osiguranje a.d's 3-Year FCF Growth Rate has ranged from 17.50 to 285.10.
Is Krajina osiguranje a.d's 3-Year FCF Growth Rate too high?
Krajina osiguranje a.d's current 3-Year FCF Growth Rate of 285.10% is 922% above median its 10-year median of 27.90. Over the past 10 years, this metric has ranged from a low of 17.50 to a high of 285.10. The Insurance industry median 3-Year FCF Growth Rate is 12.50. Krajina osiguranje a.d's value of 285.10% is 2180.8% above this industry median. Overall, Krajina osiguranje a.d has a GF Score™ of 24/100, reflecting its overall financial health beyond just this single metric.
How does Krajina osiguranje a.d's 3-Year FCF Growth Rate compare to competitors?
Krajina osiguranje a.d's 3-Year FCF Growth Rate of 285.10% can be compared against companies in the Insurance industry. The industry median 3-Year FCF Growth Rate is 12.50. Krajina osiguranje a.d's value of 285.10% is 2180.8% above this benchmark. Historically, Krajina osiguranje a.d's own 3-Year FCF Growth Rate has ranged from 17.50 to 285.10 over the past decade. While the company's 10-year median is 27.90 vs. the industry median of 12.50, Krajina osiguranje a.d has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 3-Year FCF Growth Rate for an Insurance company?
The median 3-Year FCF Growth Rate among Insurance companies is 12.50, based on 340 companies in the industry. Companies in the top quartile (top 25%) have a 3-Year FCF Growth Rate significantly above this median, while those in the bottom quartile fall well below. However, 3-Year FCF Growth Rate should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Krajina osiguranje a.d's current 3-Year FCF Growth Rate of 285.10% is 2180.8% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 3-Year FCF Growth Rate mean?
A high 3-Year FCF Growth Rate can signal that a stock is expensive relative to its fundamentals. 3-Year FCF Growth Rate is the 3-year average growth rate of Free Cash Flow per Share. View historical data for Krajina osiguranje a.d and its competitors. For the Insurance industry, the median 3-Year FCF Growth Rate is 12.50 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Krajina osiguranje a.d's current 3-Year FCF Growth Rate is 285.10%, which is 922% above median its own 10-year median of 27.90. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Krajina osiguranje a.d stock overvalued right now?
Krajina osiguranje a.d (XBLB:KROS-R-A) has a current 3-Year FCF Growth Rate of 285.10%. The stock's GF Value™ is BAM0.44, compared to a current price of BAM0.41 — trading 5.9% below its estimated fair value. The current 3-Year FCF Growth Rate is 285.10%, which is 922% above median its 10-year median of 27.90 and 2180.8% above the Insurance industry median of 12.50. Krajina osiguranje a.d's overall GF Score™ is 24/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 3-Year FCF Growth Rate calculated?
3-Year FCF Growth Rate is calculated from a company's financial statements. For Krajina osiguranje a.d (XBLB:KROS-R-A), the current 3-Year FCF Growth Rate is 285.10% as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Krajina osiguranje a.d (XBLB:KROS-R-A) Overvalued in 2026?
Based on GuruFocus' analysis, Krajina osiguranje a.d stock appears to be undervalued.
The current stock price of BAM0.41 is trading 5.9% below its estimated GF Value™ of BAM0.44.
Key valuation signals for XBLB:KROS-R-A:
3-Year FCF Growth Rate: 285.10% (922% above median its 10-year median of 27.90)
GF Value™: BAM0.44 vs. price of BAM0.41 (5.9% below fair value)
Industry Position: 2180.8% above the Insurance median
No single metric tells the full story. See the XBLB:KROS-R-A stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Krajina osiguranje a.d operates as an insurance company in Bosnia and Herzegovina. The company offers different types of insurance, such as property insurance, traffic, and face insurance.
24GF Score
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