Krajina osiguranje a.d (XBLB:KROS-R-A) EV-to-EBIT: 7.86 (As of Jul. 15, 2026)

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XBLB:KROS-R-A Krajina osiguranje a.d XBLB:KROS-R-A
24 GF Score
Price BAM0.41
GF Value BAM0.44
! 1 Warning Sign
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What is Krajina osiguranje a.d EV-to-EBIT?

Krajina osiguranje a.d XBLB:KROS-R-A 24 EV-to-EBIT is 7.86 as of Jul. 15, 2026. GuruFocus rates XBLB:KROS-R-A with a GF Score™ of 24/100 and a GF Value™ of BAM0.44. The stock has 1 warning sign investors should review.

EV-to-EBIT is calculated as Enterprise Value divided by its EBIT. As of today, Krajina osiguranje a.d's Enterprise Value is BAM8.34 Mil. Krajina osiguranje a.d's EBIT for the trailing twelve months (TTM) ended in Mar. 2026 was BAM1.06 Mil. Therefore, Krajina osiguranje a.d's EV-to-EBIT for today is 7.86.

The historical rank and industry rank for Krajina osiguranje a.d's EV-to-EBIT or its related term are showing as below:

XBLB:KROS-R-A' s EV-to-EBIT Range Over the Past 10 Years
Min: -112.03   Med: -6.59   Max: 47.75
Current: 7.86

During the past 13 years, the highest EV-to-EBIT of Krajina osiguranje a.d was 47.75. The lowest was -112.03. And the median was -6.59.

XBLB:KROS-R-A's EV-to-EBIT is not ranked
in the Insurance industry.
Industry Median: 8.79 vs XBLB:KROS-R-A: 7.86

Joel Greenblatt calls the inversion of this ratio Earnings Yield (Joel Greenblatt) %. Krajina osiguranje a.d's Enterprise Value for the quarter that ended in Mar. 2026 was BAM2.92 Mil. Krajina osiguranje a.d's EBIT for the trailing twelve months (TTM) ended in Mar. 2026 was BAM1.06 Mil. Krajina osiguranje a.d's Earnings Yield (Joel Greenblatt) % for the quarter that ended in Mar. 2026 was 36.42%.


Krajina osiguranje a.d  (XBLB:KROS-R-A) EV-to-EBIT Explanation

This is a more accurate valuation of companies' operation because it considers the debt and cash on its balance sheet, and non-operating items such as interest payment, tax, and one-time items are not included in the Operating Income.

Joel Greenblatt calls the inversion of this ratio Earnings Yield (Joel Greenblatt) %.

Krajina osiguranje a.d's Earnings Yield (Joel Greenblatt) % for the quarter that ended in Mar. 2026 is calculated as:

Earnings Yield (Joel Greenblatt) % (Q: Mar. 2026 ) =EBIT / Enterprise Value (Q: Mar. 2026 )
=1.062/2.916232
=36.42 %

Krajina osiguranje a.d's Enterprise Value for the quarter that ended in Mar. 2026 was BAM2.92 Mil.
Krajina osiguranje a.d's EBIT for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was BAM1.06 Mil.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.


Krajina osiguranje a.d EV-to-EBIT Related Terms


Krajina osiguranje a.d EV-to-EBIT Historical Data

* Premium members only.

The historical data trend for Krajina osiguranje a.d's EV-to-EBIT can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Krajina osiguranje a.d EV-to-EBIT Chart

Krajina osiguranje a.d Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
EV-to-EBIT
Get a 7-Day Free Trial Premium Member Only Premium Member Only -7.06 11.17 47.75 34.00 2.21

Krajina osiguranje a.d Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
EV-to-EBIT Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 43.72 -74.94 4.87 2.21 2.75

Krajina osiguranje a.d EV-to-EBIT Competitor Comparison

For the Insurance - Diversified subindustry, Krajina osiguranje a.d's EV-to-EBIT, along with its competitors' market caps and EV-to-EBIT data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Krajina osiguranje a.d EV-to-EBIT vs Insurance Industry

For the Insurance industry and Financial Services sector, Krajina osiguranje a.d's EV-to-EBIT distribution charts can be found below:

* The bar in red indicates where Krajina osiguranje a.d's EV-to-EBIT falls into.


XBLB:KROS-R-A
24GF Score
Krajina osiguranje a.d XBLB:KROS-R-A
EV-to-EBIT is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Krajina osiguranje a.d EV-to-EBIT Calculation

Krajina osiguranje a.d's EV-to-EBIT for today is calculated as:

EV-to-EBIT=Enterprise Value (Today)/EBIT (TTM)
=8.344/1.062
=7.86

Krajina osiguranje a.d's current Enterprise Value is BAM8.34 Mil.
Krajina osiguranje a.d's EBIT for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was BAM1.06 Mil.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about EV-to-EBIT →
What does a EV-to-EBIT of 7.86 mean?
Krajina osiguranje a.d (XBLB:KROS-R-A) has a EV-to-EBIT of 7.86 as of Jul. 15, 2026. EV to EBIT ratio is the inverse of Joel Greenblatt's earnings yield definition. View historical data on Krajina osiguranje a.d and its competitors.
Is Krajina osiguranje a.d's EV-to-EBIT too high?
Krajina osiguranje a.d's current EV-to-EBIT is 7.86. The Insurance industry median EV-to-EBIT is 8.79. Krajina osiguranje a.d's value of 7.86 is 10.6% below this industry median. Overall, Krajina osiguranje a.d has a GF Score™ of 24/100, reflecting its overall financial health beyond just this single metric.
How does Krajina osiguranje a.d's EV-to-EBIT compare to competitors?
Krajina osiguranje a.d's EV-to-EBIT of 7.86 can be compared against companies in the Insurance industry. The industry median EV-to-EBIT is 8.79. Krajina osiguranje a.d's value of 7.86 is 10.6% below this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EV-to-EBIT for an Insurance company?
The median EV-to-EBIT among Insurance companies is 8.79, based on 346 companies in the industry. Companies in the top quartile (top 25%) have a EV-to-EBIT significantly above this median, while those in the bottom quartile fall well below. However, EV-to-EBIT should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Krajina osiguranje a.d's current EV-to-EBIT of 7.86 is 10.6% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EV-to-EBIT mean?
A high EV-to-EBIT can signal that a stock is expensive relative to its fundamentals. EV to EBIT ratio is the inverse of Joel Greenblatt's earnings yield definition. View historical data on Krajina osiguranje a.d and its competitors. For the Insurance industry, the median EV-to-EBIT is 8.79 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Krajina osiguranje a.d's current EV-to-EBIT is 7.86. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Krajina osiguranje a.d stock overvalued right now?
Krajina osiguranje a.d (XBLB:KROS-R-A) has a current EV-to-EBIT of 7.86. The stock's GF Value™ is BAM0.44, compared to a current price of BAM0.41 — trading 5.9% below its estimated fair value. The current EV-to-EBIT is 7.86 and 10.6% below the Insurance industry median of 8.79. Krajina osiguranje a.d's overall GF Score™ is 24/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EV-to-EBIT calculated?
EV-to-EBIT is calculated from a company's financial statements. For Krajina osiguranje a.d (XBLB:KROS-R-A), the current EV-to-EBIT is 7.86 as of Jul. 15, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Krajina osiguranje a.d (XBLB:KROS-R-A) Overvalued in 2026?

Based on GuruFocus' analysis, Krajina osiguranje a.d stock appears to be undervalued. The current stock price of BAM0.41 is trading 5.9% below its estimated GF Value™ of BAM0.44.

Key valuation signals for XBLB:KROS-R-A:

  • EV-to-EBIT: 7.86
  • GF Value™: BAM0.44 vs. price of BAM0.41 (5.9% below fair value)
  • GF Score™: 24/100 with 1 warning sign
  • Industry Position: 10.6% below the Insurance median

No single metric tells the full story. See the XBLB:KROS-R-A stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Krajina osiguranje a.d Business Description

Address Brace Pantic 2, Banja Luka, BIH, 78000
Krajina osiguranje a.d operates as an insurance company in Bosnia and Herzegovina. The company offers different types of insurance, such as property insurance, traffic, and face insurance.
24GF Score

Get the complete analysis for XBLB:KROS-R-A

EV-to-EBIT is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

BAM0.41
Price
BAM0.44
GF Value