Krajina osiguranje a.d (XBLB:KROS-R-A) Shiller PE Ratio: 13.80 (As of Aug. 29, 2026) — Near Median

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XBLB:KROS-R-A Krajina osiguranje a.d XBLB:KROS-R-A
24 GF Score
Price BAM0.41
GF Value BAM0.44
! 1 Warning Sign
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What is Krajina osiguranje a.d Shiller PE Ratio?

Krajina osiguranje a.d XBLB:KROS-R-A 24 Shiller PE Ratio is 13.80 as of Aug. 29, 2026, which is at its 10-year median of 13.80. GuruFocus rates XBLB:KROS-R-A with a GF Score™ of 24/100 and a GF Value™ of BAM0.44. The stock has 1 warning sign investors should review.

As of today (2026-08-29), Krajina osiguranje a.d's current share price is BAM0.414. Krajina osiguranje a.d's E10 for the quarter that ended in Jun. 2026 was BAM0.03. Krajina osiguranje a.d's Shiller PE Ratio for today is 13.80.

The historical rank and industry rank for Krajina osiguranje a.d's Shiller PE Ratio or its related term are showing as below:

XBLB:KROS-R-A' s Shiller PE Ratio Range Over the Past 10 Years
Min: 13.8   Med: 13.8   Max: 14.69
Current: 14.69

During the past years, Krajina osiguranje a.d's highest Shiller PE Ratio was 14.69. The lowest was 13.80. And the median was 13.80.

XBLB:KROS-R-A's Shiller PE Ratio is not ranked
in the Insurance industry.
Industry Median: 16.63 vs XBLB:KROS-R-A: 14.69

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years.

Krajina osiguranje a.d's adjusted earnings per share data for the three months ended in Jun. 2026 was BAM0.061. Add all the adjusted EPS for the past 10 years together and divide 10 will get our E10, which is BAM0.03 for the trailing ten years ended in Jun. 2026.

Shiller PE for Stocks: The True Measure of Stock Valuation


Krajina osiguranje a.d  (XBLB:KROS-R-A) Shiller PE Ratio Explanation

Compared with the regular PE Ratio, which works poorly for cyclical businesses, the Shiller PE Ratio smoothed out the fluctuations of profit margins during business cycles. Therefore it is more accurate in reflecting the valuation of the company.

If a company has consistent business performance, the Shiller PE Ratio should give similar results to regular PE Ratio.

Compared with the PS Ratio, the Shiller PE Ratio makes the comparison between different industries more meaningful.


Be Aware

Shiller PE Ratio assumes that over the long term, businesses and profitability revert to their means. If a company's business model does not work in the future compared with the past, Shiller PE Ratio and PS Ratio will give false valuations.


Krajina osiguranje a.d Shiller PE Ratio Related Terms


Krajina osiguranje a.d Shiller PE Ratio Historical Data

* Premium members only.

The historical data trend for Krajina osiguranje a.d's Shiller PE Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Krajina osiguranje a.d Shiller PE Ratio Chart

Krajina osiguranje a.d Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Shiller PE Ratio
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.00 0.00 0.00 0.00 0.00

Krajina osiguranje a.d Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
Shiller PE Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.00 0.00 0.00 0.00 14.69

Krajina osiguranje a.d Shiller PE Ratio Competitor Comparison

For the Insurance - Diversified subindustry, Krajina osiguranje a.d's Shiller PE Ratio, along with its competitors' market caps and Shiller PE Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Krajina osiguranje a.d Shiller PE Ratio vs Insurance Industry

For the Insurance industry and Financial Services sector, Krajina osiguranje a.d's Shiller PE Ratio distribution charts can be found below:

* The bar in red indicates where Krajina osiguranje a.d's Shiller PE Ratio falls into.


XBLB:KROS-R-A
24GF Score
Krajina osiguranje a.d XBLB:KROS-R-A
Shiller PE Ratio is just one metric. See GF Score™, valuation, warning signs, and more.
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Krajina osiguranje a.d Shiller PE Ratio Calculation

For Shiller PE Ratio, the earnings of the past 10 years are inflation-adjusted and averaged. The result is used for P/E calculation. Since it looks at the average over the last 10 years, the Shiller PE Ratio is also called PE10.

The Shiller PE Ratio was first used by professor Robert Shiller to measure the valuation of the overall market. The same calculation is applied here to individual companies.

Krajina osiguranje a.d's Shiller PE Ratio for today is calculated as

Shiller PE Ratio=Share Price/ E10
=0.414/0.03
=13.80

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Krajina osiguranje a.d's E10 for the quarter that ended in Jun. 2026 is calculated as:

For example, Krajina osiguranje a.d's adjusted earnings per share data for the three months ended in Jun. 2026 was:

Adj_EPS=Earnings per Share (Diluted)/CPI of Jun. 2026 (Change)*Current CPI (Jun. 2026)
=0.061/333.9520*333.9520
=0.061

Current CPI (Jun. 2026) = 333.9520.

Krajina osiguranje a.d Quarterly Data

Earnings per Share (Diluted) CPI Adj_EPS
201609 -0.013 241.428 -0.018
201612 0.494 241.432 0.683
201703 0.017 243.801 0.023
201706 -0.009 244.955 -0.012
201709 -0.042 246.819 -0.057
201712 0.008 246.524 0.011
201803 -0.055 249.554 -0.074
201806 0.035 251.989 0.046
201809 0.001 252.439 0.001
201812 -0.073 251.233 -0.097
201903 -0.033 254.202 -0.043
201906 -0.034 256.143 -0.044
201909 -0.020 256.759 -0.026
201912 -0.038 256.974 -0.049
202003 -0.015 258.115 -0.019
202006 -0.013 257.797 -0.017
202009 -0.027 260.280 -0.035
202012 0.039 260.474 0.050
202103 -0.026 264.877 -0.033
202106 -0.019 271.696 -0.023
202109 -0.030 274.310 -0.037
202112 -0.075 278.802 -0.090
202203 -0.004 287.504 -0.005
202206 -0.012 296.311 -0.014
202209 0.002 296.808 0.002
202212 0.031 296.797 0.035
202303 -0.002 301.836 -0.002
202306 0.010 305.109 0.011
202309 -0.005 307.789 -0.005
202312 0.005 306.746 0.005
202403 0.000 312.332 0.000
202406 0.015 314.175 0.016
202409 -0.013 315.301 -0.014
202412 0.002 315.605 0.002
202503 0.000 319.799 0.000
202506 0.014 322.561 0.014
202509 0.054 324.800 0.056
202512 -0.042 324.054 -0.043
202603 0.000 330.213 0.000
202606 0.061 333.952 0.061

Add all the adjusted EPS together and divide 10 will get our E10.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

Frequently Asked Questions Learn more about Shiller PE Ratio →
What does a Shiller PE Ratio of 13.80 mean?
Krajina osiguranje a.d (XBLB:KROS-R-A) has a Shiller PE Ratio of 13.80 as of Aug. 29, 2026. Shiller price-earnings ratio is the ratio of share price to a company's inflation-adjusted earnings over a 10-year period. View historical data on Krajina osiguranje a.d and its competitors. This is near median its historical median of 13.80. Over the past decade, Krajina osiguranje a.d's Shiller PE Ratio has ranged from 13.80 to 14.69.
Is Krajina osiguranje a.d's Shiller PE Ratio too high?
Krajina osiguranje a.d's current Shiller PE Ratio of 13.80 is near median its 10-year median of 13.80. Over the past 10 years, this metric has ranged from a low of 13.80 to a high of 14.69. The Insurance industry median Shiller PE Ratio is 16.63. Krajina osiguranje a.d's value of 13.80 is 17% below this industry median. Overall, Krajina osiguranje a.d has a GF Score™ of 24/100, reflecting its overall financial health beyond just this single metric.
How does Krajina osiguranje a.d's Shiller PE Ratio compare to competitors?
Krajina osiguranje a.d's Shiller PE Ratio of 13.80 can be compared against companies in the Insurance industry. The industry median Shiller PE Ratio is 16.63. Krajina osiguranje a.d's value of 13.80 is 17% below this benchmark. Historically, Krajina osiguranje a.d's own Shiller PE Ratio has ranged from 13.80 to 14.69 over the past decade. While the company's 10-year median is 13.80 vs. the industry median of 16.63, Krajina osiguranje a.d has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Shiller PE Ratio for an Insurance company?
The median Shiller PE Ratio among Insurance companies is 16.63, based on 371 companies in the industry. Companies in the top quartile (top 25%) have a Shiller PE Ratio significantly above this median, while those in the bottom quartile fall well below. However, Shiller PE Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Krajina osiguranje a.d's current Shiller PE Ratio of 13.80 is 17% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Shiller PE Ratio mean?
A high Shiller PE Ratio can signal that a stock is expensive relative to its fundamentals. Shiller price-earnings ratio is the ratio of share price to a company's inflation-adjusted earnings over a 10-year period. View historical data on Krajina osiguranje a.d and its competitors. For the Insurance industry, the median Shiller PE Ratio is 16.63 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Krajina osiguranje a.d's current Shiller PE Ratio is 13.80, which is near median its own 10-year median of 13.80. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Krajina osiguranje a.d stock overvalued right now?
Krajina osiguranje a.d (XBLB:KROS-R-A) has a current Shiller PE Ratio of 13.80. The stock's GF Value™ is BAM0.44, compared to a current price of BAM0.41 — trading 5.9% below its estimated fair value. The current Shiller PE Ratio is 13.80, which is near median its 10-year median of 13.80 and 17% below the Insurance industry median of 16.63. Krajina osiguranje a.d's overall GF Score™ is 24/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Shiller PE Ratio calculated?
Shiller PE Ratio is calculated from a company's financial statements. For Krajina osiguranje a.d (XBLB:KROS-R-A), the current Shiller PE Ratio is 13.80 as of Aug. 29, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Krajina osiguranje a.d (XBLB:KROS-R-A) Overvalued in 2026?

Based on GuruFocus' analysis, Krajina osiguranje a.d stock appears to be undervalued. The current stock price of BAM0.41 is trading 5.9% below its estimated GF Value™ of BAM0.44.

Key valuation signals for XBLB:KROS-R-A:

  • Shiller PE Ratio: 13.80 (near median its 10-year median of 13.80)
  • GF Value™: BAM0.44 vs. price of BAM0.41 (5.9% below fair value)
  • GF Score™: 24/100 with 1 warning sign
  • Industry Position: 17% below the Insurance median

No single metric tells the full story. See the XBLB:KROS-R-A stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Krajina osiguranje a.d Business Description

Address Brace Pantic 2, Banja Luka, BIH, 78000
Krajina osiguranje a.d operates as an insurance company in Bosnia and Herzegovina. The company offers different types of insurance, such as property insurance, traffic, and face insurance.
24GF Score

Get the complete analysis for XBLB:KROS-R-A

Shiller PE Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

BAM0.41
Price
BAM0.44
GF Value