Grupo Assa (XPTY:ASSA) 3-Year Book Growth Rate: 15.70% (As of Mar. 2026) — 85% Above Median

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XPTY:ASSA Grupo Assa SA XPTY:ASSA
75 GF Score
Price $158.00
GF Value $146.28
Valuation Fairly Valued
! 7 Warning Signs
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What is Grupo Assa 3-Year Book Growth Rate?

Grupo Assa XPTY:ASSA +0.96% 75 3-Year Book Growth Rate is 15.70% as of Mar. 2026, which is 85% above its 10-year median of 8.50. GuruFocus rates XPTY:ASSA with a GF Score™ of 75/100 and a GF Value™ of $146.28 (Fairly Valued). The stock has 7 warning signs investors should review. Among 482 Insurance companies, Grupo Assa ranks better than 75.52% on this metric.

Grupo Assa's Book Value per Share for the quarter that ended in Mar. 2026 was $167.58.

During the past 12 months, Grupo Assa's average Book Value per Share Growth Rate was 25.40% per year. During the past 3 years, the average Book Value per Share Growth Rate was 15.70% per year. During the past 5 years, the average Book Value per Share Growth Rate was 10.40% per year. During the past 10 years, the average Book Value per Share Growth Rate was 5.80% per year. Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the average Book Value per Share growth rate.

During the past 13 years, the highest 3-Year average Book Value per Share Growth Rate of Grupo Assa was 23.10% per year. The lowest was -2.10% per year. And the median was 8.50% per year.


Grupo Assa  (XPTY:ASSA) 3-Year Book Growth Rate Explanation

Book Value per Share is the ratio of equity available to common shareholders divided by the shares outstanding. Book value per share effectively indicates a firm's net asset value on a per-share basis. It can be used by investors to gauge whether a stock price is undervalued by comparing it to the firm's market value per share. Theoretically, it is what the shareholders will receive if the company is liquidated.


Grupo Assa 3-Year Book Growth Rate Related Terms


XPTY:ASSA vs BRK.A, AIG, HIG: 3-Year Book Growth Rate Comparison

For the Insurance - Diversified subindustry, Grupo Assa's 3-Year Book Growth Rate, along with its competitors' market caps and 3-Year Book Growth Rate data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Grupo Assa 3-Year Book Growth Rate vs Insurance Industry

For the Insurance industry and Financial Services sector, Grupo Assa's 3-Year Book Growth Rate distribution charts can be found below:

* The bar in red indicates where Grupo Assa's 3-Year Book Growth Rate falls into.


XPTY:ASSA
75GF Score
Grupo Assa SA XPTY:ASSA
3-Year Book Growth Rate is just one metric. See GF Score™, valuation, warning signs, and more.
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Grupo Assa 3-Year Book Growth Rate Calculation

This is the 3-year average growth rate of Book Value per Share. The growth rate is calculated using exponential compounding based on the latest four year annual data.

Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the average Book Value per Share growth rate.

What does a 3-Year Book Growth Rate of 15.70% mean?
Grupo Assa (XPTY:ASSA) has a 3-Year Book Growth Rate of 15.70% as of Mar. 2026. 3-Year Book Growth Rate is the 3-year average growth rate of Book Value per Share. View historical data for Grupo Assa and its competitors. This is 85% above median its historical median of 8.50. According to the industry distribution chart, Grupo Assa ranks #118 out of 482 companies in the Insurance industry, placing it in the top 24.5%.
Is Grupo Assa's 3-Year Book Growth Rate too high?
Grupo Assa's current 3-Year Book Growth Rate of 15.70% is 85% above median its 10-year median of 8.50. The Insurance industry median 3-Year Book Growth Rate is 8.40. Grupo Assa's value of 15.70% is 86.9% above this industry median. Based on the distribution chart, Grupo Assa ranks #118 out of 482 companies in the Insurance industry, which is in the top quartile — a strong position relative to peers. Overall, Grupo Assa has a GF Score™ of 75/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Grupo Assa's 3-Year Book Growth Rate compare to BRK.A and AIG?
According to the Insurance industry distribution chart, Grupo Assa ranks #118 out of 482 companies for 3-Year Book Growth Rate. This places Grupo Assa in the top 25% of its industry — outperforming the majority of peers. The industry median 3-Year Book Growth Rate is 8.40. Grupo Assa's value of 15.70% is 86.9% above this benchmark. While the company's 10-year median is 8.50 vs. the industry median of 8.40, Grupo Assa has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 3-Year Book Growth Rate for an Insurance company?
The median 3-Year Book Growth Rate among Insurance companies is 8.40, based on 482 companies in the industry. Companies in the top quartile (top 25%) have a 3-Year Book Growth Rate significantly above this median, while those in the bottom quartile fall well below. However, 3-Year Book Growth Rate should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Grupo Assa's current 3-Year Book Growth Rate of 15.70% is 86.9% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 3-Year Book Growth Rate mean?
A high 3-Year Book Growth Rate can signal that a stock is expensive relative to its fundamentals. 3-Year Book Growth Rate is the 3-year average growth rate of Book Value per Share. View historical data for Grupo Assa and its competitors. For the Insurance industry, the median 3-Year Book Growth Rate is 8.40 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Grupo Assa's current 3-Year Book Growth Rate is 15.70%, which is 85% above median its own 10-year median of 8.50. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Grupo Assa stock overvalued right now?
Based on GuruFocus' analysis, Grupo Assa (XPTY:ASSA) is currently considered Fairly Valued. The stock's GF Value™ is $146.28, compared to a current price of $158.00 — trading 8% above its estimated fair value. The current 3-Year Book Growth Rate is 15.70%, which is 85% above median its 10-year median of 8.50 and 86.9% above the Insurance industry median of 8.40. Grupo Assa's overall GF Score™ is 75/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 3-Year Book Growth Rate calculated?
3-Year Book Growth Rate is calculated from a company's financial statements. For Grupo Assa (XPTY:ASSA), the current 3-Year Book Growth Rate is 15.70% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Grupo Assa (XPTY:ASSA) Overvalued in 2026?

Based on GuruFocus' analysis, Grupo Assa stock appears to be overvalued. The current stock price of $158.00 is trading 8% above its estimated GF Value™ of $146.28. GuruFocus considers Grupo Assa to be Fairly Valued.

Key valuation signals for XPTY:ASSA:

  • 3-Year Book Growth Rate: 15.70% (85% above median its 10-year median of 8.50)
  • GF Value™: $146.28 vs. price of $158.00 (8% above fair value)
  • GF Score™: 75/100 with 7 warning signs
  • Industry Position: 86.9% above the Insurance median (#118 of 482)

No single metric tells the full story. See the XPTY:ASSA stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Grupo Assa Business Description

Address Nicanor de Obarrio Avenue, Calle 50, PO Box 0816-01622, ASSA Building, between Calles 56 and 57, Panama, PAN
Grupo Assa SA is engaged in the operations of insurance business, banking operations, financial activities and other investment operations.
75GF Score

Get the complete analysis for XPTY:ASSA

3-Year Book Growth Rate is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$158.00
Price
$146.28
GF Value