Grupo Assa (XPTY:ASSA) OCF Margin %: 77.04% (As of Mar. 2026) — 252% Above Median

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XPTY:ASSA Grupo Assa SA XPTY:ASSA
76 GF Score
Price $155.00
GF Value $144.93
Valuation Fairly Valued
! 7 Warning Signs
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What is Grupo Assa OCF Margin %?

Grupo Assa XPTY:ASSA +0.01% 76 OCF Margin % is 77.04% as of Mar. 2026, which is 252% above its 10-year median of 21.88. GuruFocus rates XPTY:ASSA with a GF Score™ of 76/100 and a GF Value™ of $144.93 (Fairly Valued). The stock has 7 warning signs investors should review. Among 502 Insurance companies, Grupo Assa ranks better than 92.63% on this metric.

OCF Margin % is calculated as Cash Flow from Operations divided by its Revenue. Grupo Assa's Cash Flow from Operations for the three months ended in Mar. 2026 was $160.4 Mil. Grupo Assa's Revenue for the three months ended in Mar. 2026 was $208.2 Mil. Therefore, Grupo Assa's OCF Margin % for the quarter that ended in Mar. 2026 was 77.04%.

As of today, Grupo Assa's current OCF Yield % is 18.14%.

The historical rank and industry rank for Grupo Assa's OCF Margin % or its related term are showing as below:

XPTY:ASSA' s OCF Margin % Range Over the Past 10 Years
Min: 3.7   Med: 21.88   Max: 48.3
Current: 52.14


During the past 13 years, the highest OCF Margin % of Grupo Assa was 48.30%. The lowest was 3.70%. And the median was 21.88%.

XPTY:ASSA's OCF Margin % is ranked better than
92.63% of 502 companies
in the Insurance industry
Industry Median: 10.905 vs XPTY:ASSA: 52.14


Grupo Assa OCF Margin % Related Terms


Grupo Assa OCF Margin % Historical Data

* Premium members only.

The historical data trend for Grupo Assa's OCF Margin % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Grupo Assa OCF Margin % Chart

Grupo Assa Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
OCF Margin %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 47.65 7.91 27.82 26.52 48.30

Grupo Assa Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
OCF Margin % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 68.62 -65.47 -1.83 175.97 77.04

XPTY:ASSA vs BRK.A, AIG, HIG: OCF Margin % Comparison

For the Insurance - Diversified subindustry, Grupo Assa's OCF Margin %, along with its competitors' market caps and OCF Margin % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Grupo Assa OCF Margin % vs Insurance Industry

For the Insurance industry and Financial Services sector, Grupo Assa's OCF Margin % distribution charts can be found below:

* The bar in red indicates where Grupo Assa's OCF Margin % falls into.


XPTY:ASSA
76GF Score
Grupo Assa SA XPTY:ASSA
OCF Margin % is just one metric. See GF Score™, valuation, warning signs, and more.
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Grupo Assa OCF Margin % Calculation

OCF Margin % is the ratio of Cash Flow from Operations divided by net sales or Revenue, usually presented in percent.

Grupo Assa's OCF Margin for the fiscal year that ended in Dec. 2025 is calculated as

OCF Margin=Cash Flow from Operations (A: Dec. 2025 )/Revenue (A: Dec. 2025 )
=257.576/533.28
=48.30 %

Grupo Assa's OCF Margin for the quarter that ended in Mar. 2026 is calculated as

OCF Margin=Cash Flow from Operations (Q: Mar. 2026 )/Revenue (Q: Mar. 2026 )
=160.411/208.205
=77.04 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about OCF Margin % →
What does a OCF Margin % of 77.04% mean?
Grupo Assa (XPTY:ASSA) has a OCF Margin % of 77.04% as of Mar. 2026. OCF Margin is the ratio of Cash Flow from Operations to Total Revenue. View historical data on Grupo Assa and its competitors. This is 252% above median its historical median of 21.88. Over the past decade, Grupo Assa's OCF Margin % has ranged from 3.70 to 48.30. According to the industry distribution chart, Grupo Assa ranks #37 out of 502 companies in the Insurance industry, placing it in the top 7.4%.
Is Grupo Assa's OCF Margin % too high?
Grupo Assa's current OCF Margin % of 77.04% is 252% above median its 10-year median of 21.88. Over the past 10 years, this metric has ranged from a low of 3.70 to a high of 48.30. The Insurance industry median OCF Margin % is 10.91. Grupo Assa's value of 77.04% is 606.5% above this industry median. Based on the distribution chart, Grupo Assa ranks #37 out of 502 companies in the Insurance industry, which is in the top quartile — a strong position relative to peers. Overall, Grupo Assa has a GF Score™ of 76/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Grupo Assa's OCF Margin % compare to BRK.A and AIG?
According to the Insurance industry distribution chart, Grupo Assa ranks #37 out of 502 companies for OCF Margin %. This places Grupo Assa in the top 7% of its industry — outperforming the majority of peers. The industry median OCF Margin % is 10.91. Grupo Assa's value of 77.04% is 606.5% above this benchmark. Historically, Grupo Assa's own OCF Margin % has ranged from 3.70 to 48.30 over the past decade. While the company's 10-year median is 21.88 vs. the industry median of 10.91, Grupo Assa has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good OCF Margin % for an Insurance company?
The median OCF Margin % among Insurance companies is 10.91, based on 502 companies in the industry. Companies in the top quartile (top 25%) have a OCF Margin % significantly above this median, while those in the bottom quartile fall well below. However, OCF Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Grupo Assa's current OCF Margin % of 77.04% is 606.5% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high OCF Margin % mean?
A high OCF Margin % can signal that a stock is expensive relative to its fundamentals. OCF Margin is the ratio of Cash Flow from Operations to Total Revenue. View historical data on Grupo Assa and its competitors. For the Insurance industry, the median OCF Margin % is 10.91 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Grupo Assa's current OCF Margin % is 77.04%, which is 252% above median its own 10-year median of 21.88. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Grupo Assa stock overvalued right now?
Based on GuruFocus' analysis, Grupo Assa (XPTY:ASSA) is currently considered Fairly Valued. The stock's GF Value™ is $144.93, compared to a current price of $155.00 — trading 6.9% above its estimated fair value. The current OCF Margin % is 77.04%, which is 252% above median its 10-year median of 21.88 and 606.5% above the Insurance industry median of 10.91. Grupo Assa's overall GF Score™ is 76/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is OCF Margin % calculated?
OCF Margin % is calculated from a company's financial statements. For Grupo Assa (XPTY:ASSA), the current OCF Margin % is 77.04% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Grupo Assa (XPTY:ASSA) Overvalued in 2026?

Based on GuruFocus' analysis, Grupo Assa stock appears to be overvalued. The current stock price of $155.00 is trading 6.9% above its estimated GF Value™ of $144.93. GuruFocus considers Grupo Assa to be Fairly Valued.

Key valuation signals for XPTY:ASSA:

  • OCF Margin %: 77.04% (252% above median its 10-year median of 21.88)
  • GF Value™: $144.93 vs. price of $155.00 (6.9% above fair value)
  • GF Score™: 76/100 with 7 warning signs
  • Industry Position: 606.5% above the Insurance median (#37 of 502)

No single metric tells the full story. See the XPTY:ASSA stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Grupo Assa Business Description

Address Nicanor de Obarrio Avenue, Calle 50, PO Box 0816-01622, ASSA Building, between Calles 56 and 57, Panama, PAN
Grupo Assa SA is engaged in the operations of insurance business, banking operations, financial activities and other investment operations.
76GF Score

Get the complete analysis for XPTY:ASSA

OCF Margin % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$155.00
Price
$144.93
GF Value